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North Dakota · FEMA + NOAA + National Risk Index

Grant County, ND

27 FEMA disaster declarations (1966-2025), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

27
FEMA declarations
22
Major disasters
15
NRI risk · Very Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Grant County. Its 27 FEMA declarations are 4% above the North Dakota county mean and exceed the count for 78% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 15%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 15%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
27
FEMA declarations vs 21 national county avg
13
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Grant County compare?

Grant County vs. all counties in this dataset

FEMA disaster declarations, all-time

27 Top 22% higher than 78% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Grant County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the North Dakota county average

0/100100/100North Dakota avg22/10014.8/100
FEMA National Risk Index composite score vs. the North Dakota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Grant County is led by Cold Wave (about $2.3M Expected Annual Loss, Historical Loss Ratio Very High), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Grant County's hazard record show?

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 27 entries for Grant County, including 22 Major Disaster records, 4% above the North Dakota county mean. Across the 59-year span, that works out to 0.5 declarations a year. Flood leads the file with 10 entries. Declaration type records the federal action taken, not every assistance program approved.

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 14.8/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $4.5M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively High) and community resilience (Relatively Low). Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 2.8 times per year here, based on 106 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 13 claims and $51.0K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Grant County's 27 federal records stand 4% above the North Dakota county mean of 25.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

73 /100

Historical Activity Index

High historical activity

Grant County, ND · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
20/30

27 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
13/25

27 declarations (1.0x state county average of 26)

Major Disaster Share Very High
20/25

22 of 27 declarations are major disasters (81%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Grant County

Historical Declaration Activity

Activity Band

High

vs. North Dakota Avg

+4%

State avg: 25.9

vs. National Avg

+30%

National avg: 20.7

Avg Per Year

0.5

Over 59 years

FEMA NRI 8-hazard radar - Grant County

Grant County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 8, Wildfire 25, Drought 8, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 14 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 14 8-hazard mean
Grant County NRI risk profile FIPS 38037 · displayed-hazard mean 14/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

27

High volume

Major Disaster share

81%

Mostly major

NRI risk score

15

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Grant County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively Moderate an average of 2.8 times per year
Cold Wave Relatively Moderate an average of 13 times per year
Winter Weather Relatively Moderate an average of 20 times per year
Wildfire Relatively Low roughly once every 1,613 years
Ice Storm Relatively Moderate roughly once every 1 years
Strong Wind Relatively Low an average of 1.9 times per year
Drought Very Low 21 modeled event-days per year
Lightning Very Low an average of 32 times per year
Tornado Very Low roughly once every 2 years
Landslide Very Low roughly once every 3 years
Heat Wave Very Low 1.9 modeled event-days per year
Riverine Flooding Very Low roughly once every 4 years
Earthquake Very Low roughly once every 9,346 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 10
Flood 10
Biological 2
Winter Storm 1
Coastal Storm 1
Tornado 1
Snowstorm 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Grant County's record, 37% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 22 81.5%

of all 27 declarations

Emergency - 5 18.5%

of all 27 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2024 1
2022 1
2021 1
2020 2
2019 1
2014 1
2011 1
2010 2
2009 1
2007 1
2005 1
2001 1
1997 2
1996 1
Show 7 earlier declaration years
1993 1
1982 1
1978 3
1976 1
1972 1
1969 1
1966 1

Disaster Declarations

How the 27 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 27 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4888 SEVERE STORM, TORNADOES, AND STRAIGHT-LINE WINDS DR Severe Storm 2025-09-11
4760 SEVERE WINTER STORM AND STRAIGHT-LINE WINDS DR Winter Storm 2024-02-15
4660 SEVERE WINTER STORM AND FLOODING DR Severe Storm 2022-07-13
4613 SEVERE STORM, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2021-09-01
4509 COVID-19 PANDEMIC DR Biological 2020-04-01
3477 COVID-19 EM Biological 2020-03-13
4444 FLOODING DR Flood 2019-06-12
4154 SEVERE WINTER STORM DR Severe Storm 2013-10-31
1981 FLOODING DR Flood 2011-05-10
1901 SEVERE WINTER STORM DR Severe Storm 2010-04-21
1879 SEVERE WINTER STORM DR Severe Storm 2010-02-26
1829 SEVERE STORMS AND FLOODING DR Severe Storm 2009-03-24
1713 SEVERE STORMS AND FLOODING DR Severe Storm 2007-07-17
3247 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-13
1376 SEVERE STORMS, FLOODING, & GROUND SATURATION DR Flood 2001-05-28
1174 SEVERE FLOODING,SEVERE WINTER STORMS, SNOWMELT, SPRING RAINS DR Flood 1997-04-07
1157 SEVERE WINTER STORMS AND BLIZZARD CONDITIONS DR Severe Storm 1997-01-12
1118 SEVERE STORMS,FLOODING, & ICE JAMS DR Severe Storm 1996-06-05
1001 SEVERE STORMS & FLOODING DR Flood 1993-07-26
658 FLOODING DR Flood 1982-05-11
Show 7 earlier declaration records
DR# Title Type Incident Date
3065 SEVERE STORMS & TORNADOES EM Tornado 1978-07-07
554 STORMS, ICE JAMS, SNOWMELT & FLOODING DR Flood 1978-04-17
3061 BLIZZARD & SNOWSTORMS EM Snowstorm 1978-02-16
3016 DROUGHT EM Drought 1976-07-21
335 SEVERE STORMS & FLOODING DR Flood 1972-06-10
256 FLOODING DR Flood 1969-04-18
220 SEVERE STORMS & FLOODING DR Flood 1966-07-09

Storm Events in North Dakota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Grant County.

Storm Type Events Fatalities Injuries Property Damage
Hail 2,705 0 2 $116.1M
Thunderstorm Wind 2,459 2 10 $67.0M
High Wind 1,184 1 1 $2.9M
Heavy Snow 925 0 3 $650.0K
Blizzard 905 2 2 $60.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

13

Total Paid

$51.0K

Avg Per Claim

$3.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 14.8/100

Expected Annual Loss

Very Low

$4.5M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Hail Relatively Moderate
Cold Wave Relatively Moderate
Winter Weather Relatively Moderate
Wildfire Relatively Low
Ice Storm Relatively Moderate
Strong Wind Relatively Low
Drought Very Low
Lightning Very Low
Tornado Very Low
Landslide Very Low
Heat Wave Very Low
Riverine Flooding Very Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

Worth noting for Grant County: the model and the federal record do NOT point at the same hazard. Hail carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Grant County's closest FEMA peer: Dickson County, TN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Grant County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Grant County - capture-dated entries only.

Further reading for this county

Most disaster-prone counties

With 27 FEMA declarations, Grant County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Grant County?
The most common disaster type in Grant County is Flood, with 10 declarations. Other disaster types include Severe Storm (10), Biological (2), Winter Storm (1).
How does Grant County's FEMA declaration record compare with the North Dakota average?
FEMA lists 27 declaration records for Grant County. That is 4% above the North Dakota county mean of 25.9. Its count is also 30% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Grant County received?
Grant County has received 22 major disaster declarations, representing 81% of all 27 disaster declarations.
How many flood insurance claims has Grant County filed?
Grant County has 13 National Flood Insurance Program (NFIP) claims totaling $51.0K in payments, with an average of $3.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Grant County?
No. In Grant County, Hail has the highest National Risk Index rating (Relatively Moderate), while Cold Wave leads Expected Annual Loss at about $2.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Grant County?
The most active year for disaster declarations in Grant County was 1978, with 3 declarations. The county has FEMA disaster data spanning 1966 to 2025.
What is the FEMA National Risk Index score for Grant County?
According to the FEMA National Risk Index, Grant County, North Dakota has an overall risk score of 14.8 out of 100 (Very Low). On social vulnerability the county rates Relatively High; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $4.5M in annualized losses.
Which natural hazard poses the greatest risk to Grant County?
FEMA's NRI data points to Grant County is Hail (risk rating: Relatively Moderate). Other significant hazards include Cold Wave (Relatively Moderate) and Winter Weather (Relatively Moderate). FEMA's modeled event frequency puts hail here at an average of 2.8 times per year, drawn from 106 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Grant County

Grant County, ND has 27 federal declaration records, 4% more than the North Dakota county mean of 26; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 22 of 27 records; the category describes past federal action, not the next likely hazard. North Dakota overview
  • The state benchmark and national rank point the same way: this count tops the North Dakota mean and the totals for 78% of 3,266 U.S. counties. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.