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Georgia · FEMA + NOAA + National Risk Index

Haralson County, GA

17 FEMA disaster declarations (1974-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

17
FEMA declarations
9
Major disasters
28
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Haralson County has a nationally busy FEMA history: 17 declarations, more than 32% of counties in this registry. But the state comparison tempers that reading: the total is 2% below the Georgia county mean. FEMA's separate National Risk Index places the county safer than 28%; that score models loss and vulnerability rather than counting declarations.

Safer than 28%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
17
FEMA declarations vs 21 national county avg
1
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 13143 · Haralson County 17 declarations · rank 2202/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 17
  • MAJOR-MID 53%
  • RANK-LOWER #2,202
  • PHOTO-FINISH Curry
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -2%

Nearest declaration peer: Curry, OR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Georgia state profile

Haralson County among counties with fewer federal records

FEMA declaration records among Haralson County and nearest peers by total count

declarations

What this shows Haralson County carries 17 FEMA declaration records, ranked 2202 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Haralson County versus quieter counties in this dataset

Haralson County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Haralson County

17 32nd percentile higher than 32% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Haralson County's FEMA Risk Index score

0/100100/100Georgia avg40/10027.6/100
FEMA National Risk Index composite score vs. the Georgia county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Haralson County is led by Riverine Flooding (about $4.0M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Wildfire carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Haralson County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 27.6/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $7.7M in annualized losses), tempered or compounded by a Relatively High social-vulnerability score and Relatively Low community-resilience score. Even the county's top-rated hazard, Wildfire, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 285 years here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 1 claim and $46.8K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Georgia county averages 17.4 federal declaration records, while Haralson County has 17. The gap is 2% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

57 /100

Historical Activity Index

High historical activity

Haralson County, GA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

17 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
12/25

17 declarations (1.0x state county average of 17)

Major Disaster Share High
13/25

9 of 17 declarations are major disasters (53%)

Hazard Diversity Very High
20/20

9 different disaster types declared in Haralson County

FEMA NRI 8-hazard radar - Haralson County

Haralson County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 25, Wildfire 25, Drought 25, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 21 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 21 8-hazard mean
Haralson County NRI risk profile FIPS 13143 · displayed-hazard mean 21/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

17

Below median

Major Disaster share

53%

Major-heavy

NRI risk score

28

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Haralson County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Wildfire Relatively Low roughly once every 285 years
Earthquake Relatively Low roughly once every 485 years
Tornado Relatively Low roughly once every 5 years
Hurricane Very Low roughly once every 22 years
Drought Relatively Low 31 modeled event-days per year
Landslide Very Low roughly once every 2 years
Cold Wave Relatively Low an average of 1.2 times per year
Ice Storm Relatively Low roughly once every 2 years
Hail Relatively Low an average of 5.5 times per year
Lightning Relatively Low an average of 63 times per year
Riverine Flooding Relatively Low roughly once every 2 years
Heat Wave Very Low 2.2 modeled event-days per year
Strong Wind Relatively Low an average of 3 times per year
Winter Weather Very Low an average of 2.7 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 5
Severe Storm 3
Biological 2
Severe Ice Storm 2
Winter Storm 1
Tropical Storm 1
Snowstorm 1
Drought 1
Tornado 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Haralson County's federal record, 29% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 9 52.9%

of all 17 declarations

Emergency - 8 47.1%

of all 17 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 1
2021 1
2020 2
2017 2
2016 1
2014 2
2005 1
2000 1
1998 1
1996 1
1993 1
1977 1
1974 1

Disaster Declarations

How the 17 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 17 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3642 SEVERE WINTER STORM EM Winter Storm 2026-01-24
3616 HURRICANE HELENE EM Tropical Storm 2024-09-26
4579 TROPICAL STORM ZETA DR Hurricane 2021-01-12
4501 COVID-19 PANDEMIC DR Biological 2020-03-29
3464 COVID-19 EM Biological 2020-03-13
4338 HURRICANE IRMA DR Hurricane 2017-09-15
3387 HURRICANE IRMA EM Hurricane 2017-09-08
4259 SEVERE STORMS AND FLOODING DR Severe Storm 2016-02-26
4165 SEVERE WINTER STORM DR Severe Ice Storm 2014-03-06
3368 SEVERE WINTER STORM EM Severe Ice Storm 2014-02-11
3218 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1311 SEVERE WINTER STORM DR Severe Storm 2000-01-28
1209 SEVERE STORMS AND FLOODING DR Severe Storm 1998-03-11
1071 HURRICANE OPAL DR Hurricane 1995-10-10
3097 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
3044 DROUGHT EM Drought 1977-07-20
425 TORNADOES DR Tornado 1974-04-05

Storm Events in Georgia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Haralson County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 9,617 15 75 $65.4M
Drought 1,363 0 0 $0
Hail 1,257 0 0 $61.8M
Flash Flood 1,154 0 3 $29.3M
Tropical Storm 655 28 19 $855.3M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1

Total Paid

$46.8K

Avg Per Claim

$46.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 27.6/100

Expected Annual Loss

Very Low

$7.7M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Wildfire Relatively Low
Earthquake Relatively Low
Tornado Relatively Low
Hurricane Very Low
Drought Relatively Low
Landslide Very Low
Cold Wave Relatively Low
Ice Storm Relatively Low
Hail Relatively Low
Lightning Relatively Low
Riverine Flooding Relatively Low
Heat Wave Very Low
Strong Wind Relatively Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Wildfire

Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.

Worth noting for Haralson County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Haralson County's closest FEMA peer: Bandera County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Haralson County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Haralson County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Haralson County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 17 FEMA declarations, Haralson County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Haralson County?
The most common disaster type in Haralson County is Hurricane, with 5 declarations. Other disaster types include Severe Storm (3), Biological (2), Severe Ice Storm (2).
How does Haralson County's FEMA declaration record compare with the Georgia average?
The typical Georgia county has 17.4 FEMA declaration records; Haralson County has 17, or 2% fewer. Against the national county mean of 20.7, this county's total is 18% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Haralson County received?
Haralson County has received 9 major disaster declarations, representing 53% of all 17 disaster declarations.
How many flood insurance claims has Haralson County filed?
Haralson County has 1 National Flood Insurance Program (NFIP) claims totaling $46.8K in payments, with an average of $46.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Haralson County?
No. In Haralson County, Wildfire has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $4.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Haralson County?
The most active year for disaster declarations in Haralson County was 2014, with 2 declarations. The county has FEMA disaster data spanning 1974 to 2026.
What is the FEMA National Risk Index score for Haralson County?
According to the FEMA National Risk Index, Haralson County, Georgia has an overall risk score of 27.6 out of 100 (Very Low). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $7.7M in annualized losses.
Which natural hazard poses the greatest risk to Haralson County?
The top hazard flagged by FEMA's NRI for Haralson County is Wildfire (risk rating: Relatively Low). Other significant hazards include Earthquake (Relatively Low) and Tornado (Relatively Low). FEMA's modeled event frequency puts wildfire here at roughly once every 285 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Haralson County · vintage 2026-08-25 · Methodology · Georgia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events