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Texas · FEMA + NOAA + National Risk Index

Wilbarger County, TX

17 FEMA disaster declarations (1979-2021), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Fire.

17
FEMA declarations
9
Major disasters
46
NRI risk · Relatively Low
Fire
Top hazard

The verdict

Wilbarger County has a nationally busy FEMA history: 17 declarations, more than 32% of counties in this registry. But the state comparison tempers that reading: the total is 19% below the Texas county mean. FEMA's separate National Risk Index places the county safer than 46%; that score models loss and vulnerability rather than counting declarations.

Safer than 46%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
17
FEMA declarations vs 21 national county avg
10
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 48487 · Wilbarger County 17 declarations · rank 2113/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 17
  • MAJOR-MID 53%
  • RANK-LOWER #2,113
  • PHOTO-FINISH Curry
  • NRI-LOW 46
  • ACT-HIGH High
  • TYPE-LEAD Fire
  • VS-ST-BELOW -19%

Nearest declaration peer: Curry, OR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Wilbarger County among counties with fewer federal records

FEMA declaration records among Wilbarger County and nearest peers by total count

declarations

What this shows Wilbarger County carries 17 FEMA declaration records, ranked 2113 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Wilbarger County versus quieter counties in this dataset

Wilbarger County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Wilbarger County

17 32nd percentile higher than 32% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Wilbarger County's FEMA Risk Index score

0/100100/100Texas avg49/10046.1/100
FEMA National Risk Index composite score vs. the Texas county average

What does Wilbarger County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 46.1/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Very Low (roughly $10.6M in annualized losses). Social vulnerability (Very High) and community resilience (Relatively High) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 149 modeled event-days per year here, based on 3,815 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 10 claims and $186.9K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Texas county averages 20.9 federal declaration records, while Wilbarger County has 17. The gap is 19% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

53 /100

Historical Activity Index

High historical activity

Wilbarger County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

17 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
10/25

17 declarations (0.8x state county average of 21)

Major Disaster Share High
13/25

9 of 17 declarations are major disasters (53%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Wilbarger County

FEMA NRI 8-hazard radar - Wilbarger County

Wilbarger County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 25, Wildfire 25, Drought 70, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 27 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 27 8-hazard mean
Wilbarger County NRI risk profile FIPS 48487 · displayed-hazard mean 27/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

17

Below median

Major Disaster share

53%

Major-heavy

NRI risk score

46

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Wilbarger County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively High 149 modeled event-days per year
Hail Relatively Moderate an average of 8.5 times per year
Strong Wind Relatively Moderate an average of 3.5 times per year
Heat Wave Relatively Low 14 modeled event-days per year
Ice Storm Relatively Moderate roughly once every 1 years
Wildfire Relatively Low roughly once every 494 years
Tornado Relatively Low roughly once every 1 years
Winter Weather Relatively Low an average of 7.1 times per year
Earthquake Very Low roughly once every 1,074 years
Hurricane Very Low roughly once every 100 years
Cold Wave Very Low an average of 1.2 times per year
Landslide Very Low roughly once every 9 years
Riverine Flooding Very Low roughly once every 2 years
Lightning Very Low an average of 50 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 5
Severe Storm 3
Hurricane 3
Severe Ice Storm 2
Biological 2
Drought 1
Tornado 1

What Fire declarations mean here

Fire is the most frequent declaration type on Wilbarger County's record, 29% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 9 52.9%

of all 17 declarations

Emergency - 7 41.2%

of all 17 declarations

Fire Management - 1 5.9%

of all 17 declarations

FEMA Declarations Timeline

Year Declarations
2021 2
2020 2
2016 1
2011 2
2008 1
2007 1
2006 1
2005 3
1999 1
1998 1
1993 1
1979 1

Disaster Declarations

How the 17 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 17 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4255 SEVERE WINTER STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2016-02-09
1999 WILDFIRES DR Fire 2011-07-01
2904 WAGGONER RANCH FIRE FM Fire 2011-04-30
3284 WILDFIRES EM Fire 2008-03-14
1709 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-06-29
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
3113 EXTREME FIRE HAZARD EM Drought 1993-09-10
575 SEVERE STORMS & TORNADOES DR Tornado 1979-04-11

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Wilbarger County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

10

Total Paid

$186.9K

Avg Per Claim

$18.7K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 46.1/100

Expected Annual Loss

Very Low

$10.6M/year

Social Vulnerability

Very High

Community Resilience

Relatively High

Hazard Risk Breakdown

Drought Relatively High
Hail Relatively Moderate
Strong Wind Relatively Moderate
Heat Wave Relatively Low
Ice Storm Relatively Moderate
Wildfire Relatively Low
Tornado Relatively Low
Winter Weather Relatively Low
Earthquake Very Low
Hurricane Very Low
Cold Wave Very Low
Landslide Very Low
Riverine Flooding Very Low
Lightning Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Wilbarger County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Wilbarger County's closest FEMA peer: Twiggs County, GA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Wilbarger County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Wilbarger County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Wilbarger County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 17 FEMA declarations, Wilbarger County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Wilbarger County?
The most common disaster type in Wilbarger County is Fire, with 5 declarations. Other disaster types include Severe Storm (3), Hurricane (3), Severe Ice Storm (2).
How does Wilbarger County's FEMA declaration record compare with the Texas average?
The typical Texas county has 20.9 FEMA declaration records; Wilbarger County has 17, or 19% fewer. Against the national county mean of 20.7, this county's total is 18% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Wilbarger County received?
Wilbarger County has received 9 major disaster declarations, representing 53% of all 17 disaster declarations.
How many flood insurance claims has Wilbarger County filed?
Wilbarger County has 10 National Flood Insurance Program (NFIP) claims totaling $186.9K in payments, with an average of $18.7K per claim.
What was the worst year for disasters in Wilbarger County?
The most active year for disaster declarations in Wilbarger County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1979 to 2021.
What is the FEMA National Risk Index score for Wilbarger County?
According to the FEMA National Risk Index, Wilbarger County, Texas has an overall risk score of 46.1 out of 100 (Relatively Low). Social vulnerability here rates Very High, while community resilience comes in at Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $10.6M in annualized losses.
Which natural hazard poses the greatest risk to Wilbarger County?
Based on FEMA NRI data, the highest-risk natural hazard in Wilbarger County as of the latest release is Drought (risk rating: Relatively High). Other significant hazards include Hail (Relatively Moderate) and Strong Wind (Relatively Moderate). FEMA's modeled event frequency puts drought here at 149 modeled event-days per year, drawn from 3,815 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Wilbarger County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events