FEMA Records
22
Above median
West Virginia · FEMA + NOAA + National Risk Index
Hardy County, WV
22 FEMA disaster declarations (1967-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.
- 22
- FEMA declarations
- 13
- Major disasters
- 42
- NRI risk · Very Low
- Severe Storm
- Top hazard
The verdict
Hardy County has a nationally busy FEMA history: 22 declarations, more than 57% of counties in this registry. But the state comparison tempers that reading: the total is 9% below the West Virginia county mean. FEMA's separate National Risk Index places the county safer than 42%; that score models loss and vulnerability rather than counting declarations.
- Safer than 42%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 22
- FEMA declarations vs 21 national county avg
- 188
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.
FEMA OpenFEMA declaration desk
County FIPS 54031 · Hardy County 22 declarations · rank 1241/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-HEAVY 22
- MAJOR-MID 59%
- RANK-LOWER #1,241
- PHOTO-FINISH Prairie
- NRI-LOW Very Low
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-BELOW -9%
Nearest declaration peer: Prairie, AR (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · West Virginia state profile
Hardy County in the declaration-count neighbourhood
FEMA declaration records among Hardy County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Hardy · this county 22
Hardy · this county
22 declarations
- Prairie · near 22
Prairie · near
22 declarations
- Saluda · near 22
Saluda · near
22 declarations
- St. Francis · near 22
St. Francis · near
22 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Hardy County carries 22 FEMA declaration records, ranked 1241 of 3,266 counties in this registry.
How Hardy County's FEMA declaration count compares nationally
Hardy County vs. all counties in this dataset
FEMA disaster declarations, all-time · Hardy County
22 Top 43% higher than 57% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Hardy County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Hardy County is led by Riverine Flooding (about $8.7M Expected Annual Loss, Historical Loss Ratio Relatively High), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Hardy County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 188 paid claims, totaling $3.4M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $18.3K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a West Virginia county averages 24.2 federal declaration records, while Hardy County has 22. The gap is 9% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
FEMA's data shows an elevated National Risk Index composite of 42.5/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $10.8M in annualized losses). Social vulnerability (Relatively High) and community resilience (Relatively Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 1.3 times per year here.
62 /100
Historical Activity Index
High historical activity
Hardy County, WV · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
16/30
22 OpenFEMA declarations, full ingest window (1.1x national county average)
County Disaster Density Moderate
11/25
22 declarations (0.9x state county average of 24)
Major Disaster Share High
15/25
13 of 22 declarations are major disasters (59%)
Hazard Diversity Very High
20/20
8 different disaster types declared in Hardy County
FEMA NRI 8-hazard radar - Hardy County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
59%
Major-heavy
NRI risk score
42
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Hardy County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Landslide | Relatively Moderate | an average of 1.3 times per year |
| Hurricane | Relatively Low | roughly once every 26 years |
| Avalanche | Relatively Low | roughly once every 100 years |
| Riverine Flooding | Relatively Low | an average of 1.4 times per year |
| Wildfire | Very Low | roughly once every 816 years |
| Drought | Relatively Low | 3.8 modeled event-days per year |
| Hail | Relatively Low | an average of 2.2 times per year |
| Cold Wave | Relatively Low | an average of 2.6 times per year |
| Winter Weather | Relatively Low | an average of 14 times per year |
| Earthquake | Very Low | roughly once every 1,406 years |
| Strong Wind | Relatively Low | an average of 3.2 times per year |
| Lightning | Very Low | an average of 38 times per year |
| Heat Wave | Very Low | 1.8 modeled event-days per year |
| Tornado | Very Low | roughly once every 7 years |
| Ice Storm | Very Low | roughly once every 2 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 6
Flood 4
Hurricane 3
Snowstorm 3
Biological 2
Drought 2
Winter Storm 1
Fire 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Hardy County's record, 27% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 13 59.1%
of all 22 declarations
Emergency - 8 36.4%
of all 22 declarations
Fire Management - 1 4.5%
of all 22 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2020 | 2 | |
| 2018 | 1 | |
| 2013 | 1 | |
| 2012 | 2 | |
| 2010 | 1 | |
| 2007 | 1 | |
| 2005 | 1 | |
| 2003 | 2 | |
| 2002 | 1 | |
| 1996 | 3 | |
| 1993 | 1 | |
| 1986 | 1 | |
| 1977 | 2 | |
| 1972 | 1 | |
Show 1 earlier declaration years
| 1967 | 1 | |
Disaster Declarations
How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3639 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 4517 | COVID-19 PANDEMIC | DR | Biological | 2020-04-03 |
| 3450 | COVID-19 | EM | Biological | 2020-03-13 |
| 4378 | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Severe Storm | 2018-07-12 |
| 3358 | HURRICANE SANDY | EM | Hurricane | 2012-10-29 |
| 4071 | SEVERE STORMS AND STRAIGHT-LINE WINDS | DR | Severe Storm | 2012-07-23 |
| 3345 | SEVERE STORMS | EM | Severe Storm | 2012-06-30 |
| 1903 | SEVERE WINTER STORMS AND SNOWSTORMS | DR | Snowstorm | 2010-04-23 |
| 1696 | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Severe Storm | 2007-05-01 |
| 3221 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-05 |
| 1496 | HURRICANE ISABEL | DR | Hurricane | 2003-09-23 |
| 1455 | SEVERE WINTER STORM, RECORD/NEAR RECORD SNOW, HEAVY RAINS, FLOODING AND LANDSLIDES | DR | Severe Storm | 2003-03-14 |
| 2392 | WV - TROUGH AND SMOKE HOLE FIRE COMPLEX - 11/16/2001 | FM | Fire | 2001-11-16 |
| 1137 | HURRICANE FRAN AND ASSOCIATED HEAVY RAINS,FLOODING HIGHWIND | DR | Severe Storm | 1996-09-11 |
| 1096 | FLOODING | DR | Flood | 1996-01-25 |
| 1084 | BLIZZARD OF 96 (SEVERE SNOW STORM) | DR | Snowstorm | 1996-01-13 |
| 3109 | SEVERE SNOWFALL & WINTER STORM | EM | Snowstorm | 1993-03-17 |
| 753 | SEVERE STORMS & FLOODING | DR | Flood | 1985-11-07 |
| 3051 | DROUGHT | EM | Drought | 1977-08-24 |
| 3021 | DROUGHT | EM | Drought | 1977-01-19 |
Show 2 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 344 | TROPICAL STORM AGNES | DR | Flood | 1972-07-03 |
| 224 | FLOODING | DR | Flood | 1967-03-13 |
Storm Events in West Virginia
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Hardy County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 3,644 | 4 | 9 | $16.4M |
| Winter Weather | 1,939 | 0 | 22 | $1.3M |
| Flood | 1,127 | 13 | 0 | $109.0M |
| Flash Flood | 1,003 | 33 | 1 | $141.5M |
| Hail | 757 | 1 | 0 | $6.5M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
188
Total Paid
$3.4M
Avg Per Claim
$18.3K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 42.5/100
Expected Annual Loss
Very Low
$10.8M/year
Social Vulnerability
Relatively High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Landslide Relatively Moderate
Hurricane Relatively Low
Avalanche Relatively Low
Riverine Flooding Relatively Low
Wildfire Very Low
Drought Relatively Low
Hail Relatively Low
Cold Wave Relatively Low
Winter Weather Relatively Low
Earthquake Very Low
Strong Wind Relatively Low
Lightning Very Low
Heat Wave Very Low
Tornado Very Low
Ice Storm Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Landslide
Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.
Worth noting for Hardy County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Hardy County's closest FEMA peer: Tinian Municipality, MP
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Hardy County. Record similarity, not a safety rating.
Closest declaration profiles
Hardy County shows 22 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Hardy County: 13 of 22 of its declarations are Major.
Similar modeled NRI score
Hardy County: NRI composite 42.5 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Hardy County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Hardy County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 42.5 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 22. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Hardy County's NFIP claims file (188 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Hardy County?
The most common disaster type in Hardy County is Severe Storm, with 6 declarations. Other disaster types include Flood (4), Hurricane (3), Snowstorm (3).
How does Hardy County's FEMA declaration record compare with the West Virginia average?
The typical West Virginia county has 24.2 FEMA declaration records; Hardy County has 22, or 9% fewer. Against the national county mean of 20.7, this county's total is 6% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Hardy County received?
Hardy County has received 13 major disaster declarations, representing 59% of all 22 disaster declarations.
How many flood insurance claims has Hardy County filed?
Hardy County has 188 National Flood Insurance Program (NFIP) claims totaling $3.4M in payments, with an average of $18.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Hardy County?
No. In Hardy County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $8.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Hardy County?
The most active year for disaster declarations in Hardy County was 1996, with 3 declarations. The county has FEMA disaster data spanning 1967 to 2026.
What is the FEMA National Risk Index score for Hardy County?
According to the FEMA National Risk Index, Hardy County, West Virginia has an overall risk score of 42.5 out of 100 (Very Low). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $10.8M in annualized losses.
Which natural hazard poses the greatest risk to Hardy County?
Based on FEMA NRI data, the highest-risk natural hazard in Hardy County as of the latest release is Landslide (risk rating: Relatively Moderate). Other significant hazards include Hurricane (Relatively Low) and Avalanche (Relatively Low). FEMA's modeled event frequency puts landslide here at an average of 1.3 times per year. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Hardy County · vintage 2026-08-25 · Methodology · West Virginia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events