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Illinois · FEMA + NOAA + National Risk Index

Henry County, IL

16 FEMA disaster declarations (1973-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.

16
FEMA declarations
10
Major disasters
57
NRI risk · Relatively Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Henry County. Its 16 FEMA declarations are 24% above the Illinois county mean and exceed the count for 27% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 43%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 43%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
16
FEMA declarations vs 21 national county avg
238
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 17073 · Henry County 16 declarations · rank 2274/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-MID 16
  • MAJOR-MID 63%
  • RANK-LOWER #2,274
  • PHOTO-FINISH Greene
  • NRI-LOW 57
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +24%

Nearest declaration peer: Greene, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Illinois state profile

Henry County among counties with fewer federal records

FEMA declaration records among Henry County and nearest peers by total count

declarations

What this shows Henry County carries 16 FEMA declaration records, ranked 2274 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Henry County versus quieter counties in this dataset

Henry County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Henry County

16 27th percentile higher than 27% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Henry County's FEMA Risk Index score

0/100100/100Illinois avg55/10057.1/100
FEMA National Risk Index composite score vs. the Illinois county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Henry County is led by Riverine Flooding (about $8.8M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Strong Wind carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Henry County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 238 paid claims, totaling $1.7M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $7.0K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Henry County's 16 federal records stand 24% above the Illinois county mean of 12.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 57.1/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $24.4M in annualized losses), and a Very Low social-vulnerability profile combined with Very High community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 6 times per year here, based on 229 historical events on record.

57 /100

Historical Activity Index

High historical activity

Henry County, IL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

16 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density High
16/25

16 declarations (1.2x state county average of 13)

Major Disaster Share High
16/25

10 of 16 declarations are major disasters (63%)

Hazard Diversity High
13/20

5 different disaster types declared in Henry County

FEMA NRI 8-hazard radar - Henry County

Henry County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 48, Wildfire 8, Drought 70, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 30 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 30 8-hazard mean
Henry County NRI risk profile FIPS 17073 · displayed-hazard mean 30/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

16

Below median

Major Disaster share

63%

Major-heavy

NRI risk score

57

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Henry County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Relatively High an average of 6 times per year
Drought Relatively High 9.1 modeled event-days per year
Hail Relatively Moderate an average of 3.9 times per year
Tornado Relatively Moderate roughly once every 1 years
Heat Wave Relatively Low 7 modeled event-days per year
Ice Storm Relatively Moderate roughly once every 1 years
Winter Weather Relatively Moderate an average of 16 times per year
Landslide Relatively Low roughly once every 5 years
Cold Wave Relatively Low an average of 5.4 times per year
Lightning Relatively Moderate an average of 43 times per year
Earthquake Very Low roughly once every 770 years
Riverine Flooding Relatively Low an average of 1.8 times per year
Hurricane Very Low roughly once every 112 years
Wildfire Very Low roughly once every 12,454 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 6
Snowstorm 5
Biological 2
Severe Storm 2
Hurricane 1

What Flood declarations mean here

Flood is the most frequent declaration type on Henry County's record, 38% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 10 62.5%

of all 16 declarations

Emergency - 6 37.5%

of all 16 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 2
2019 1
2013 1
2011 1
2007 1
2005 1
2001 1
1999 1
1996 1
1993 1
1990 1
1979 1
1974 1
1973 1

Disaster Declarations

How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4819 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODNG DR Flood 2024-09-20
4489 COVID-19 PANDEMIC DR Biological 2020-03-26
3435 COVID-19 EM Biological 2020-03-13
4461 SEVERE STORMS AND FLOODING DR Flood 2019-09-19
4116 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2013-05-10
1960 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2011-03-17
3269 SNOW EM Snowstorm 2006-12-29
3230 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
3161 ILLINOIS WINTER SNOW STORMS EM Snowstorm 2001-01-17
3134 IL-WINTER STORM 1/1/99 EM Snowstorm 1999-01-08
1110 SEVERE STORMS AND TORNADOES DR Severe Storm 1996-04-23
997 SEVERE STORMS & FLOODING DR Flood 1993-07-09
871 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-06-22
3068 BLIZZARDS & SNOWSTORMS EM Snowstorm 1979-01-16
438 SEVERE STORMS & FLOODING DR Flood 1974-06-10
373 SEVERE STORMS & FLOODING DR Flood 1973-04-26

Storm Events in Illinois

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Henry County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,218 9 67 $46.0M
Hail 3,195 0 0 $27.1M
Winter Weather 1,363 14 49 $1.8M
Flood 1,221 14 11 $84.3M
Flash Flood 1,133 11 3 $1.1B

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

238

Total Paid

$1.7M

Avg Per Claim

$7.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 57.1/100

Expected Annual Loss

Relatively Low

$24.4M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Strong Wind Relatively High
Drought Relatively High
Hail Relatively Moderate
Tornado Relatively Moderate
Heat Wave Relatively Low
Ice Storm Relatively Moderate
Winter Weather Relatively Moderate
Landslide Relatively Low
Cold Wave Relatively Low
Lightning Relatively Moderate
Earthquake Very Low
Riverine Flooding Relatively Low
Hurricane Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

Worth noting for Henry County: the model and the federal record do NOT point at the same hazard. Strong Wind carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Henry County's closest FEMA peer: Lucas County, OH

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Henry County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Henry County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Henry County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Henry County's NFIP claims file (238 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Henry County?
The most common disaster type in Henry County is Flood, with 6 declarations. Other disaster types include Snowstorm (5), Biological (2), Severe Storm (2).
How does Henry County's FEMA declaration record compare with the Illinois average?
FEMA lists 16 declaration records for Henry County. That is 24% above the Illinois county mean of 12.9. Its count is also 23% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Henry County received?
Henry County has received 10 major disaster declarations, representing 63% of all 16 disaster declarations.
How many flood insurance claims has Henry County filed?
Henry County has 238 National Flood Insurance Program (NFIP) claims totaling $1.7M in payments, with an average of $7.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Henry County?
No. In Henry County, Strong Wind has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $8.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Henry County?
The most active year for disaster declarations in Henry County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1973 to 2024.
What is the FEMA National Risk Index score for Henry County?
According to the FEMA National Risk Index, Henry County, Illinois has an overall risk score of 57.1 out of 100 (Relatively Low). On social vulnerability the county rates Very Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $24.4M in annualized losses.
Which natural hazard poses the greatest risk to Henry County?
Based on FEMA NRI data, the highest-risk natural hazard in Henry County is Strong Wind (risk rating: Relatively High). Other significant hazards include Drought (Relatively High) and Hail (Relatively Moderate). FEMA's modeled event frequency puts strong wind here at an average of 6 times per year, drawn from 229 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Henry County · vintage 2026-08-25 · Methodology · Illinois profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events