PlainHazard

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Utah · FEMA + NOAA + National Risk Index

Iron County, UT

7 FEMA disaster declarations (1977-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.

7
FEMA declarations
3
Major disasters
61
NRI risk · Relatively Low
Flood
Top hazard

The verdict

Start with the local benchmark for Iron County: 7 FEMA declaration records are 17% below the Utah county mean, even though the count is higher than 4% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks in the riskiest 39%.

Riskiest 39%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
7
FEMA declarations vs 21 national county avg
23
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 49021 · Iron County 7 declarations · rank 3109/3,266

DECL-LIGHT · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-MODERATE · TYPE-LEAD · VS-ST-BELOW

  • DECL-LIGHT 7
  • MAJOR-LIGHT 43%
  • RANK-LOWER #3,109
  • PHOTO-FINISH Clinton
  • NRI-LOW 61
  • ACT-MODERATE Moderate
  • TYPE-LEAD Flood
  • VS-ST-BELOW -17%

Nearest declaration peer: Clinton, IL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Utah state profile

Iron County among counties with fewer federal records

FEMA declaration records among Iron County and nearest peers by total count

declarations

What this shows Iron County carries 7 FEMA declaration records, ranked 3109 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Iron County versus quieter counties in this dataset

Iron County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Iron County

7 4th percentile higher than 4% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Iron County's FEMA Risk Index score

0/100100/100Utah avg36/10061.4/100
FEMA National Risk Index composite score vs. the Utah county average

What does Iron County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 61.4/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $30.5M in annualized losses), and a Very Low social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Wildfire stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 72 years here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 23 claims and $194.3K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Utah county averages 8.5 federal declaration records, while Iron County has 7. The gap is 17% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

39 /100

Historical Activity Index

Moderate historical activity

Iron County, UT · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
5/30

7 OpenFEMA declarations, full ingest window (0.3x national county average)

County Disaster Density Moderate
10/25

7 declarations (0.8x state county average of 8)

Major Disaster Share Moderate
11/25

3 of 7 declarations are major disasters (43%)

Hazard Diversity High
13/20

5 different disaster types declared in Iron County

FEMA NRI 8-hazard radar - Iron County

Iron County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 0, Tornado 8, Wildfire 70, Drought 48, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 34 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 34 8-hazard mean
Iron County NRI risk profile FIPS 49021 · displayed-hazard mean 34/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

7

Low volume

Major Disaster share

43%

Mixed major share

NRI risk score

61

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Iron County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Wildfire Relatively High roughly once every 72 years
Winter Weather Relatively High an average of 20 times per year
Landslide Relatively Moderate an average of 1.9 times per year
Earthquake Relatively Low roughly once every 78 years
Lightning Relatively High an average of 42 times per year
Volcanic Activity Very Low roughly once every 3,333 years
Drought Relatively Moderate 76 modeled event-days per year
Avalanche Very Low roughly once every 30 years
Riverine Flooding Relatively Low an average of 1.6 times per year
Heat Wave Relatively Low 1.3 modeled event-days per year
Ice Storm Very Low roughly once every 67 years
Strong Wind Very Low roughly once every 6 years
Cold Wave Very Low roughly once every 30 years
Tornado Very Low roughly once every 15 years
Hail Very Low roughly once every 12 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 2
Biological 2
Fire 1
Coastal Storm 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Iron County's record, 29% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 3 42.9%

of all 7 declarations

Emergency - 3 42.9%

of all 7 declarations

Fire Management - 1 14.3%

of all 7 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 2
2017 1
2005 2
1977 1

Disaster Declarations

How the 7 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 7 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4752 FLOODING DR Flood 2023-12-23
4525 COVID-19 PANDEMIC DR Biological 2020-04-04
3478 COVID-19 EM Biological 2020-03-13
5185 BRIAN HEAD FIRE FM Fire 2017-06-18
3223 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-05
1598 FLOODING AND LANDSLIDES DR Flood 2005-08-01
3024 DROUGHT EM Drought 1977-01-20

Storm Events in Utah

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Iron County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 1,382 3 7 $2.2M
Flash Flood 536 29 17 $101.2M
High Wind 496 4 60 $12.7M
Heavy Snow 488 1 2 $2.4M
Winter Storm 344 1 36 $435.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

23

Total Paid

$194.3K

Avg Per Claim

$8.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 61.4/100

Expected Annual Loss

Relatively Low

$30.5M/year

Social Vulnerability

Very Low

Community Resilience

Relatively Low

Hazard Risk Breakdown

Wildfire Relatively High
Winter Weather Relatively High
Landslide Relatively Moderate
Earthquake Relatively Low
Lightning Relatively High
Volcanic Activity Very Low
Drought Relatively Moderate
Avalanche Very Low
Riverine Flooding Relatively Low
Heat Wave Relatively Low
Ice Storm Very Low
Strong Wind Very Low
Cold Wave Very Low
Tornado Very Low
Hail Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Wildfire

Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.

Worth noting for Iron County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Iron County's closest FEMA peer: Oconto County, WI

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Iron County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Iron County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Iron County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

FEMA's National Risk Index flags Wildfire as the top modeled exposure here (Relatively High); the guide explains how that model differs from declaration counts.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Iron County?
The most common disaster type in Iron County is Flood, with 2 declarations. Other disaster types include Biological (2), Fire (1), Coastal Storm (1).
How does Iron County's FEMA declaration record compare with the Utah average?
The typical Utah county has 8.5 FEMA declaration records; Iron County has 7, or 17% fewer. Against the national county mean of 20.7, this county's total is 66% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Iron County received?
Iron County has received 3 major disaster declarations, representing 43% of all 7 disaster declarations.
How many flood insurance claims has Iron County filed?
Iron County has 23 National Flood Insurance Program (NFIP) claims totaling $194.3K in payments, with an average of $8.4K per claim.
What was the worst year for disasters in Iron County?
The most active year for disaster declarations in Iron County was 2005, with 2 declarations. The county has FEMA disaster data spanning 1977 to 2024.
What is the FEMA National Risk Index score for Iron County?
According to the FEMA National Risk Index, Iron County, Utah has an overall risk score of 61.4 out of 100 (Relatively Low). Social vulnerability here rates Very Low, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $30.5M in annualized losses.
Which natural hazard poses the greatest risk to Iron County?
FEMA's NRI data points to Iron County as of the latest release is Wildfire (risk rating: Relatively High). Other significant hazards include Winter Weather (Relatively High) and Landslide (Relatively Moderate). FEMA's modeled event frequency puts wildfire here at roughly once every 72 years. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Iron County · vintage 2026-08-25 · Methodology · Utah profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events