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Washington · FEMA + NOAA + National Risk Index

Island County, WA

22 FEMA disaster declarations (1980-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

22
FEMA declarations
20
Major disasters
78
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Island County has a nationally busy FEMA history: 22 declarations, more than 57% of counties in this registry. But the state comparison tempers that reading: the total is 12% below the Washington county mean. FEMA's separate National Risk Index places the county in the riskiest 22%; that score models loss and vulnerability rather than counting declarations.

Riskiest 22%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
22
FEMA declarations vs 21 national county avg
279
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 53029 · Island County 22 declarations · rank 1364/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 22
  • MAJOR-HEAVY 91%
  • RANK-LOWER #1,364
  • PHOTO-FINISH Hardy
  • NRI-LOW 78
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -12%

Nearest declaration peer: Hardy, WV (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Washington state profile

Island County in the declaration-count neighbourhood

FEMA declaration records among Island County and nearest peers by total count

declarations

What this shows Island County carries 22 FEMA declaration records, ranked 1364 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Island County's FEMA declaration count compares nationally

Island County vs. all counties in this dataset

FEMA disaster declarations, all-time · Island County

22 Top 43% higher than 57% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Island County's FEMA Risk Index score

0/100100/100Washington avg70/10078/100
FEMA National Risk Index composite score vs. the Washington county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Island County is led by Earthquake (about $22.3M Expected Annual Loss, Historical Loss Ratio Relatively High), while Landslide carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Island County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 279 paid claims, totaling $4.1M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $14.6K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Washington county averages 24.9 federal declaration records, while Island County has 22. The gap is 12% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 78.0/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $39.3M in annualized losses). Social vulnerability reads Relatively Low and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Landslide stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 2 years here.

65 /100

Historical Activity Index

High historical activity

Island County, WA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
16/30

22 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density Moderate
11/25

22 declarations (0.9x state county average of 25)

Major Disaster Share Very High
23/25

20 of 22 declarations are major disasters (91%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Island County

FEMA NRI 8-hazard radar - Island County

Island County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 48, Flood 48, Hurricane 0, Tornado 8, Wildfire 8, Drought 0, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 21 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 21 8-hazard mean
Island County NRI risk profile FIPS 53029 · displayed-hazard mean 21/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

22

Above median

Major Disaster share

91%

Mostly major

NRI risk score

78

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Island County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively High roughly once every 2 years
Earthquake Relatively Moderate roughly once every 39 years
Volcanic Activity Relatively Low roughly once every 909 years
Ice Storm Relatively Moderate roughly once every 3 years
Coastal Flooding Relatively Moderate an average of 3.2 times per year
Riverine Flooding Relatively Low roughly once every 28 years
Cold Wave Relatively Low roughly once every 6 years
Winter Weather Relatively Low an average of 5.7 times per year
Wildfire Very Low roughly once every 48,678 years
Tsunami Very Low roughly once every 18 years
Heat Wave Very Low 0.5 modeled event-days per year
Lightning Relatively Low an average of 4.8 times per year
Tornado Very Low roughly once every 84 years
Avalanche Very Low roughly once every 100 years
Hail Very Low roughly once every 121 years
Strong Wind Very Low roughly once every 171 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 12
Flood 5
Biological 2
Coastal Storm 1
Earthquake 1
Volcanic Eruption 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Island County's record, 55% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 20 90.9%

of all 22 declarations

Emergency - 2 9.1%

of all 22 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 1
2023 1
2022 1
2021 1
2020 3
2019 1
2016 2
2009 1
2007 1
2006 1
2005 1
2004 1
2001 1
1997 1
Show 3 earlier declaration years
1996 1
1991 2
1980 1

Disaster Declarations

How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4906 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2026-04-07
4775 SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2024-04-28
4682 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-01-12
4635 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2022-01-05
4593 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2021-04-08
4539 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2020-04-23
4481 COVID-19 PANDEMIC DR Biological 2020-03-22
3427 COVID-19 EM Biological 2020-03-13
4418 SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, MUDSLIDES, TORNADO DR Severe Storm 2019-03-04
4249 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2016-01-15
4242 SEVERE WINDSTORM DR Severe Storm 2015-10-15
1825 SEVERE WINTER STORM AND RECORD AND NEAR RECORD SNOW DR Severe Storm 2009-03-02
1682 SEVERE WINTER STORM, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2007-02-14
1641 SEVERE STORMS, FLOODING, TIDAL SURGE, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2006-05-17
3227 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-07
1499 SEVERE STORMS AND FLOODING DR Severe Storm 2003-11-07
1361 EARTHQUAKE DR Earthquake 2001-03-01
1159 SEVERE WINTER STORMS, LAND & MUDS SLIDES,FLOODING DR Severe Storm 1997-01-17
1079 SEVERE STORMS, HIGH WIND, AND FLOODING DR Severe Storm 1996-01-03
896 SEVERE STORMS & HIGH TIDES DR Flood 1991-03-08
Show 2 earlier declaration records
DR# Title Type Incident Date
883 SEVERE STORMS & FLOODING DR Flood 1990-11-26
623 VOLCANIC ERUPTION, MT. ST. HELENS DR Volcanic Eruption 1980-05-21

Storm Events in Washington

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Island County.

Storm Type Events Fatalities Injuries Property Damage
Heavy Snow 1,700 5 7 $2.3M
High Wind 614 15 6 $1.1B
Wildfire 299 4 4 $1.8B
Winter Weather 259 9 62 $1.1M
Flood 231 4 0 $391.2M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

279

Total Paid

$4.1M

Avg Per Claim

$14.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 78.0/100

Expected Annual Loss

Relatively Low

$39.3M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Landslide Relatively High
Earthquake Relatively Moderate
Volcanic Activity Relatively Low
Ice Storm Relatively Moderate
Coastal Flooding Relatively Moderate
Riverine Flooding Relatively Low
Cold Wave Relatively Low
Winter Weather Relatively Low
Wildfire Very Low
Tsunami Very Low
Heat Wave Very Low
Lightning Relatively Low
Tornado Very Low
Avalanche Very Low
Hail Very Low
Strong Wind Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Island County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Island County's closest FEMA peer: Faribault County, MN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Island County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Island County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Island County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Island County's NFIP claims file (279 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Island County?
The most common disaster type in Island County is Severe Storm, with 12 declarations. Other disaster types include Flood (5), Biological (2), Coastal Storm (1).
How does Island County's FEMA declaration record compare with the Washington average?
The typical Washington county has 24.9 FEMA declaration records; Island County has 22, or 12% fewer. Against the national county mean of 20.7, this county's total is 6% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Island County received?
Island County has received 20 major disaster declarations, representing 91% of all 22 disaster declarations.
How many flood insurance claims has Island County filed?
Island County has 279 National Flood Insurance Program (NFIP) claims totaling $4.1M in payments, with an average of $14.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Island County?
No. In Island County, Landslide has the highest National Risk Index rating (Relatively High), while Earthquake leads Expected Annual Loss at about $22.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Island County?
The most active year for disaster declarations in Island County was 2020, with 3 declarations. The county has FEMA disaster data spanning 1980 to 2026.
What is the FEMA National Risk Index score for Island County?
According to the FEMA National Risk Index, Island County, Washington has an overall risk score of 78.0 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Low and community resilience is Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $39.3M in annualized losses.
Which natural hazard poses the greatest risk to Island County?
Based on FEMA NRI data, the highest-risk natural hazard in Island County is Landslide (risk rating: Relatively High). Other significant hazards include Earthquake (Relatively Moderate) and Volcanic Activity (Relatively Low). FEMA's modeled event frequency puts landslide here at roughly once every 2 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Island County · vintage 2026-08-25 · Methodology · Washington profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events