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Oklahoma · FEMA + NOAA + National Risk Index

Kay County, OK

36 FEMA disaster declarations (1974-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

36
FEMA declarations
27
Major disasters
80
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Kay County. Its 36 FEMA declarations are 12% above the Oklahoma county mean and exceed the count for 94% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 20%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 20%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
36
FEMA declarations vs 21 national county avg
346
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 40071 · Kay County 36 declarations · rank 202/3,266

DECL-HEAVY · MAJOR-MID · RANK-UPPER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 36
  • MAJOR-MID 75%
  • RANK-UPPER #202
  • PHOTO-FINISH Hardee
  • NRI-LOW 80
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +12%

Nearest declaration peer: Hardee, FL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Oklahoma state profile

Kay County among high-volume declaration counties

FEMA declaration records among Kay County and nearest peers by total count

declarations

What this shows Kay County carries 36 FEMA declaration records, ranked 202 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Kay County ranks in the national declaration registry

Kay County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Kay County

36 Top 6% higher than 94% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Kay County's FEMA Risk Index score

0/100100/100Oklahoma avg56/10079.9/100
FEMA National Risk Index composite score vs. the Oklahoma county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Kay County is led by Riverine Flooding (about $10.4M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Ice Storm carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Kay County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 346 paid claims, totaling $3.2M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $9.3K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Kay County's 36 federal records stand 12% above the Oklahoma county mean of 32.2. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 79.9/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $33.6M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 1 years here, based on 53 historical events on record.

77 /100

Historical Activity Index

Very High historical activity

Kay County, OK · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
26/30

36 OpenFEMA declarations, full ingest window (1.7x national county average)

County Disaster Density High
14/25

36 declarations (1.1x state county average of 32)

Major Disaster Share Very High
19/25

27 of 36 declarations are major disasters (75%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Kay County

FEMA NRI 8-hazard radar - Kay County

Kay County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 70, Wildfire 25, Drought 48, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 38 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 38 8-hazard mean
Kay County NRI risk profile FIPS 40071 · displayed-hazard mean 38/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

36

Very high volume

Major Disaster share

75%

Mostly major

NRI risk score

80

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Kay County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Relatively High roughly once every 1 years
Cold Wave Relatively High an average of 2.7 times per year
Tornado Relatively High roughly once every 1 years
Hail Relatively Moderate an average of 9.6 times per year
Wildfire Relatively Low roughly once every 286 years
Drought Relatively Moderate 59 modeled event-days per year
Heat Wave Relatively Moderate 17 modeled event-days per year
Winter Weather Relatively Moderate an average of 8.9 times per year
Riverine Flooding Relatively Low an average of 2.1 times per year
Strong Wind Relatively Moderate an average of 6.7 times per year
Lightning Relatively Moderate an average of 51 times per year
Earthquake Very Low roughly once every 986 years
Landslide Very Low roughly once every 7 years
Hurricane Very Low roughly once every 171 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 17
Severe Ice Storm 7
Flood 6
Biological 2
Fire 2
Tornado 1
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Kay County's record, 47% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 27 75.0%

of all 36 declarations

Emergency - 8 22.2%

of all 36 declarations

Fire Management - 1 2.8%

of all 36 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2021 3
2020 2
2019 3
2016 1
2015 1
2013 1
2012 1
2011 1
2010 2
2009 1
2008 2
2007 4
2006 2
2005 1
Show 7 earlier declaration years
2003 1
2002 1
2001 1
1995 1
1993 1
1987 2
1974 3

Disaster Declarations

How the 36 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 36 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4776 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Tornado 2024-04-30
4587 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-24
3555 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-17
4575 SEVERE WINTER STORM DR Severe Ice Storm 2020-12-21
4530 COVID-19 PANDEMIC DR Biological 2020-04-05
3462 COVID-19 EM Biological 2020-03-13
4453 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2019-07-12
4438 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2019-06-01
3411 FLOODING EM Flood 2019-05-25
4256 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 2016-02-10
4222 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-05-26
4109 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2013-04-08
4064 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2012-06-14
3316 SEVERE WINTER STORM EM Severe Storm 2011-02-02
1876 SEVERE WINTER STORM DR Severe Storm 2010-02-25
3308 SEVERE WINTER STORM EM Severe Storm 2010-01-30
1803 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-10-09
1775 SEVERE STORMS AND FLOODING DR Severe Storm 2008-07-09
3280 SEVERE WINTER STORMS EM Severe Ice Storm 2007-12-10
1712 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2007-07-07
Show 16 earlier declaration records
DR# Title Type Incident Date
1707 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2007-06-07
1678 SEVERE WINTER STORMS DR Severe Storm 2007-02-01
3272 SEVERE WINTER STORMS AND FLOODING EM Severe Ice Storm 2007-01-14
2633 PONCA CITY FIRE FM Fire 2006-04-06
1623 EXTREME WILDFIRE THREAT DR Fire 2006-01-10
3219 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1465 SEVERE STORMS AND TORNADOES DR Severe Storm 2003-05-10
1401 SEVERE WINTER ICE STORM DR Severe Ice Storm 2002-02-01
1355 SEVERE WINTER ICE STORM DR Severe Ice Storm 2001-01-05
1066 SEVERE STORMS AND FLOODING DR Severe Storm 1995-09-01
991 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-05-12
794 SEVERE STORMS & FLOODING DR Flood 1987-07-09
778 SEVERE STORMS & FLOODING DR Flood 1986-10-14
419 HEAVY RAINS & FLOODING DR Flood 1974-03-22
409 SEVERE STORMS & FLOODING DR Flood 1973-12-10
404 SEVERE STORMS & FLOODING DR Flood 1973-10-13

Storm Events in Oklahoma

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Kay County.

Storm Type Events Fatalities Injuries Property Damage
Hail 5,894 0 1 $19.8M
Thunderstorm Wind 5,592 6 36 $199.5M
Drought 2,935 0 0 $0
Heat 2,134 7 428 $0
Excessive Heat 1,771 2 401 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

346

Total Paid

$3.2M

Avg Per Claim

$9.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 79.9/100

Expected Annual Loss

Relatively Low

$33.6M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Ice Storm Relatively High
Cold Wave Relatively High
Tornado Relatively High
Hail Relatively Moderate
Wildfire Relatively Low
Drought Relatively Moderate
Heat Wave Relatively Moderate
Winter Weather Relatively Moderate
Riverine Flooding Relatively Low
Strong Wind Relatively Moderate
Lightning Relatively Moderate
Earthquake Very Low
Landslide Very Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Kay County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Kay County's closest FEMA peer: Orocovis Municipio, PR

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Kay County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Kay County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Kay County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Kay County's NFIP claims file (346 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Kay County?
The most common disaster type in Kay County is Severe Storm, with 17 declarations. Other disaster types include Severe Ice Storm (7), Flood (6), Biological (2).
How does Kay County's FEMA declaration record compare with the Oklahoma average?
FEMA lists 36 declaration records for Kay County. That is 12% above the Oklahoma county mean of 32.2. Its count is also 74% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Kay County received?
Kay County has received 27 major disaster declarations, representing 75% of all 36 disaster declarations.
How many flood insurance claims has Kay County filed?
Kay County has 346 National Flood Insurance Program (NFIP) claims totaling $3.2M in payments, with an average of $9.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Kay County?
No. In Kay County, Ice Storm has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $10.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Kay County?
The most active year for disaster declarations in Kay County was 2007, with 4 declarations. The county has FEMA disaster data spanning 1974 to 2024.
What is the FEMA National Risk Index score for Kay County?
According to the FEMA National Risk Index, Kay County, Oklahoma has an overall risk score of 79.9 out of 100 (Relatively Low). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $33.6M in annualized losses.
Which natural hazard poses the greatest risk to Kay County?
FEMA's NRI data points to Kay County as of the latest release is Ice Storm (risk rating: Relatively High). Other significant hazards include Cold Wave (Relatively High) and Tornado (Relatively High). FEMA's modeled event frequency puts ice storm here at roughly once every 1 years, drawn from 53 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Kay County · vintage 2026-08-25 · Methodology · Oklahoma profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events