FEMA Records
25
High volume
Tennessee · FEMA + NOAA + National Risk Index
Lawrence County, TN
25 FEMA disaster declarations (1973-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.
- 25
- FEMA declarations
- 20
- Major disasters
- 70
- NRI risk · Relatively Low
- Severe Storm
- Top hazard
The verdict
Two federal records point in the busier direction for Lawrence County. Its 25 FEMA declarations are 17% above the Tennessee county mean and exceed the count for 71% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 30%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 30%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 25
- FEMA declarations vs 21 national county avg
- 35
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 47099 · Lawrence County 25 declarations · rank 882/3,266
DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-HEAVY 25
- MAJOR-HEAVY 80%
- RANK-LOWER #882
- PHOTO-FINISH Jefferson
- NRI-LOW 70
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-ABOVE +17%
Nearest declaration peer: Jefferson, AR (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Tennessee state profile
Lawrence County among high-volume declaration counties
FEMA declaration records among Lawrence County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Benton · near 25
Benton · near
25 declarations
- Jefferson · near 25
Jefferson · near
25 declarations
- Lafayette · near 25
Lafayette · near
25 declarations
- Lawrence · this county 25
Lawrence · this county
25 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Lawrence County carries 25 FEMA declaration records, ranked 882 of 3,266 counties in this registry.
Where Lawrence County ranks in the national declaration registry
Lawrence County vs. high-volume counties in this registry
FEMA disaster declarations, all-time · Lawrence County
25 Top 29% higher than 71% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Lawrence County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Lawrence County is led by Riverine Flooding (about $6.4M Expected Annual Loss, Historical Loss Ratio Relatively High), while Tornado carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Lawrence County's hazard record show?
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 69.7/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $22.3M in annualized losses), and a Relatively High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Tornado stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 2 years here, based on 37 historical events on record.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 35 claims and $715.1K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
The declaration register points in the busier direction. Lawrence County's 25 federal records stand 17% above the Tennessee county mean of 21.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
73 /100
Historical Activity Index
High historical activity
Lawrence County, TN · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
18/30
25 OpenFEMA declarations, full ingest window (1.2x national county average)
County Disaster Density High
15/25
25 declarations (1.2x state county average of 21)
Major Disaster Share Very High
20/25
20 of 25 declarations are major disasters (80%)
Hazard Diversity Very High
20/20
8 different disaster types declared in Lawrence County
FEMA NRI 8-hazard radar - Lawrence County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
80%
Mostly major
NRI risk score
70
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Lawrence County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Tornado | Relatively High | roughly once every 2 years |
| Lightning | Relatively High | an average of 62 times per year |
| Earthquake | Relatively Low | roughly once every 282 years |
| Cold Wave | Relatively Moderate | an average of 1.2 times per year |
| Strong Wind | Relatively Moderate | an average of 5.8 times per year |
| Ice Storm | Relatively Low | roughly once every 1 years |
| Riverine Flooding | Relatively Low | an average of 3.3 times per year |
| Winter Weather | Relatively Low | an average of 4.6 times per year |
| Heat Wave | Relatively Low | 5.4 modeled event-days per year |
| Hurricane | Very Low | roughly once every 35 years |
| Landslide | Very Low | roughly once every 1 years |
| Drought | Relatively Low | 16 modeled event-days per year |
| Hail | Very Low | an average of 4 times per year |
| Wildfire | Very Low | roughly once every 6,275 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 14
Flood 3
Winter Storm 2
Biological 2
Severe Ice Storm 1
Hurricane 1
Tornado 1
Snowstorm 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Lawrence County's record, 56% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 20 80.0%
of all 25 declarations
Emergency - 5 20.0%
of all 25 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 2 | |
| 2025 | 1 | |
| 2023 | 1 | |
| 2020 | 3 | |
| 2019 | 1 | |
| 2015 | 1 | |
| 2014 | 1 | |
| 2011 | 1 | |
| 2010 | 1 | |
| 2005 | 1 | |
| 2003 | 1 | |
| 2002 | 1 | |
| 1999 | 3 | |
| 1998 | 2 | |
| 1995 | 1 | |
Show 4 earlier declaration years
| 1994 | 1 | |
| 1993 | 1 | |
| 1991 | 1 | |
| 1973 | 1 | |
Disaster Declarations
How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4898 | SEVERE WINTER STORM | DR | Winter Storm | 2026-02-06 |
| 3635 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 3625 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | EM | Severe Storm | 2025-04-02 |
| 4712 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO | DR | Severe Storm | 2023-05-17 |
| 4550 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2020-07-09 |
| 4514 | COVID-19 PANDEMIC | DR | Biological | 2020-04-02 |
| 3473 | COVID-19 | EM | Biological | 2020-03-13 |
| 4427 | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Flood | 2019-04-17 |
| 4211 | SEVERE WINTER STORM AND FLOODING | DR | Severe Ice Storm | 2015-04-02 |
| 4189 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2014-08-13 |
| 1974 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING | DR | Severe Storm | 2011-05-01 |
| 1909 | SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2010-05-04 |
| 3217 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-05 |
| 1464 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2003-05-08 |
| 1408 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2002-04-05 |
| 1275 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Severe Storm | 1999-05-12 |
| 1262 | SEVERE STORMS, TORNADOES AND HIGH WINDS | DR | Severe Storm | 1999-01-19 |
| 1260 | SEVERE WINTER STORM | DR | Severe Storm | 1999-01-15 |
| 1235 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 1998-07-23 |
| 1215 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Severe Storm | 1998-04-20 |
Show 5 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 1057 | TORNADOES | DR | Tornado | 1995-06-14 |
| 1010 | SEVERE WINTER ICE STORM,FLASH FLOODING | DR | Severe Storm | 1994-02-28 |
| 3095 | SEVERE SNOWFALL, WINTER STORM | EM | Snowstorm | 1993-03-14 |
| 910 | SEVERE STORMS & FLOODING | DR | Flood | 1991-06-21 |
| 366 | HEAVY RAINS & FLOODING | DR | Flood | 1973-03-21 |
Storm Events in Tennessee
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lawrence County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 6,558 | 22 | 58 | $107.0M |
| Hail | 1,690 | 0 | 0 | $545.5K |
| Heat | 1,343 | 9 | 15 | $0 |
| Flash Flood | 1,264 | 55 | 3 | $334.4M |
| Winter Weather | 1,088 | 5 | 0 | $261.0K |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
35
Total Paid
$715.1K
Avg Per Claim
$20.4K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 69.7/100
Expected Annual Loss
Relatively Low
$22.3M/year
Social Vulnerability
Relatively High
Community Resilience
Very Low
Hazard Risk Breakdown
Tornado Relatively High
Lightning Relatively High
Earthquake Relatively Low
Cold Wave Relatively Moderate
Strong Wind Relatively Moderate
Ice Storm Relatively Low
Riverine Flooding Relatively Low
Winter Weather Relatively Low
Heat Wave Relatively Low
Hurricane Very Low
Landslide Very Low
Drought Relatively Low
Hail Very Low
Wildfire Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Tornado
Tornado exposure is the most spatially concentrated in the model: total destruction along a narrow corridor with intact property either side. County-level averages therefore understate severity badly for anyone actually in the path, and overstate it for everyone else.
For Lawrence County the two measures on this page point the same way: Tornado is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Lawrence County's closest FEMA peer: Traverse County, MN
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lawrence County. Record similarity, not a safety rating.
Closest declaration profiles
Lawrence County shows 25 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Lawrence County: 20 of 25 of its declarations are Major.
Similar modeled NRI score
Lawrence County: NRI composite 69.7 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Lawrence County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Lawrence County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 69.7 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 25. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 25 FEMA declarations, Lawrence County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Lawrence County?
The most common disaster type in Lawrence County is Severe Storm, with 14 declarations. Other disaster types include Flood (3), Winter Storm (2), Biological (2).
How does Lawrence County's FEMA declaration record compare with the Tennessee average?
FEMA lists 25 declaration records for Lawrence County. That is 17% above the Tennessee county mean of 21.4. Its count is also 21% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Lawrence County received?
Lawrence County has received 20 major disaster declarations, representing 80% of all 25 disaster declarations.
How many flood insurance claims has Lawrence County filed?
Lawrence County has 35 National Flood Insurance Program (NFIP) claims totaling $715.1K in payments, with an average of $20.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Lawrence County?
No. In Lawrence County, Tornado has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $6.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Lawrence County?
The most active year for disaster declarations in Lawrence County was 1999, with 3 declarations. The county has FEMA disaster data spanning 1973 to 2026.
What is the FEMA National Risk Index score for Lawrence County?
According to the FEMA National Risk Index, Lawrence County, Tennessee has an overall risk score of 69.7 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively High and community resilience is Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $22.3M in annualized losses.
Which natural hazard poses the greatest risk to Lawrence County?
FEMA's NRI data points to Lawrence County is Tornado (risk rating: Relatively High). Other significant hazards include Lightning (Relatively High) and Earthquake (Relatively Low). FEMA's modeled event frequency puts tornado here at roughly once every 2 years, drawn from 37 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Lawrence County · vintage 2026-08-25 · Methodology · Tennessee profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events