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Tennessee · FEMA + NOAA + National Risk Index

Maury County, TN

21 FEMA disaster declarations (1973-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

21
FEMA declarations
17
Major disasters
79
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Maury County has a nationally busy FEMA history: 21 declarations, more than 52% of counties in this registry. But the state comparison tempers that reading: the total is 2% below the Tennessee county mean. FEMA's separate National Risk Index places the county in the riskiest 21%; that score models loss and vulnerability rather than counting declarations.

Riskiest 21%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
21
FEMA declarations vs 21 national county avg
198
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 47119 · Maury County 21 declarations · rank 1559/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 21
  • MAJOR-HEAVY 81%
  • RANK-LOWER #1,559
  • PHOTO-FINISH Montgomery
  • NRI-LOW 79
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -2%

Nearest declaration peer: Montgomery, IN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Tennessee state profile

Maury County in the declaration-count neighbourhood

FEMA declaration records among Maury County and nearest peers by total count

declarations

What this shows Maury County carries 21 FEMA declaration records, ranked 1559 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Maury County's FEMA declaration count compares nationally

Maury County vs. all counties in this dataset

FEMA disaster declarations, all-time · Maury County

21 Top 48% higher than 52% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Maury County's FEMA Risk Index score

0/100100/100Tennessee avg53/10079.3/100
FEMA National Risk Index composite score vs. the Tennessee county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Maury County is led by Riverine Flooding (about $17.9M Expected Annual Loss, Historical Loss Ratio Relatively High), while Tornado carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Maury County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 198 paid claims, totaling $3.3M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $16.8K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Tennessee county averages 21.4 federal declaration records, while Maury County has 21. The gap is 2% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 79.3/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $46.2M in annualized losses). Social vulnerability reads Relatively Low and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Tornado stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 2 years here, based on 15 historical events on record.

62 /100

Historical Activity Index

High historical activity

Maury County, TN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
15/30

21 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density Moderate
12/25

21 declarations (1.0x state county average of 21)

Major Disaster Share Very High
20/25

17 of 21 declarations are major disasters (81%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Maury County

FEMA NRI 8-hazard radar - Maury County

Maury County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 8, Tornado 70, Wildfire 8, Drought 8, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 30 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 30 8-hazard mean
Maury County NRI risk profile FIPS 47119 · displayed-hazard mean 30/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

21

Above median

Major Disaster share

81%

Mostly major

NRI risk score

79

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Maury County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Tornado Relatively High roughly once every 2 years
Strong Wind Relatively High an average of 6.2 times per year
Earthquake Relatively Low roughly once every 294 years
Cold Wave Relatively Moderate an average of 1.2 times per year
Ice Storm Relatively Moderate roughly once every 2 years
Riverine Flooding Relatively Moderate an average of 2 times per year
Winter Weather Relatively Moderate an average of 4.8 times per year
Heat Wave Relatively Low 4.8 modeled event-days per year
Lightning Relatively Moderate an average of 61 times per year
Landslide Very Low roughly once every 1 years
Hurricane Very Low roughly once every 51 years
Wildfire Very Low roughly once every 10,687 years
Drought Very Low 14 modeled event-days per year
Hail Very Low an average of 3.7 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 12
Winter Storm 3
Biological 2
Flood 2
Tornado 1
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Maury County's record, 57% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 17 81.0%

of all 21 declarations

Emergency - 4 19.0%

of all 21 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2025 1
2024 1
2023 1
2021 1
2020 3
2014 1
2010 1
2006 1
2005 1
2003 1
2002 1
1999 1
1998 1
1994 1
Show 3 earlier declaration years
1979 1
1975 1
1973 1

Disaster Declarations

How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4898 SEVERE WINTER STORM DR Winter Storm 2026-02-06
3635 SEVERE WINTER STORM EM Winter Storm 2026-01-24
3625 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-02
4792 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2024-06-17
4691 SEVERE WINTER STORM DR Winter Storm 2023-03-08
4601 SEVERE STORMS, TORNADOES, AND FLOODING DR Tornado 2021-05-08
4550 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2020-07-09
4514 COVID-19 PANDEMIC DR Biological 2020-04-02
3473 COVID-19 EM Biological 2020-03-13
4189 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-08-13
1909 SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2010-05-04
1634 SEVERE STORMS AND TORNADOES DR Severe Storm 2006-04-05
3217 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1464 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-08
1408 SEVERE STORMS AND FLOODING DR Severe Storm 2002-04-05
1262 SEVERE STORMS, TORNADOES AND HIGH WINDS DR Severe Storm 1999-01-19
1215 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 1998-04-20
1010 SEVERE WINTER ICE STORM,FLASH FLOODING DR Severe Storm 1994-02-28
585 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1979-05-07
459 SEVERE STORMS & FLOODING DR Flood 1975-03-22
Show 1 earlier declaration records
DR# Title Type Incident Date
366 HEAVY RAINS & FLOODING DR Flood 1973-03-21

Storm Events in Tennessee

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Maury County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,558 22 58 $107.0M
Hail 1,690 0 0 $545.5K
Heat 1,343 9 15 $0
Flash Flood 1,264 55 3 $334.4M
Winter Weather 1,088 5 0 $261.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

198

Total Paid

$3.3M

Avg Per Claim

$16.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 79.3/100

Expected Annual Loss

Relatively Low

$46.2M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Tornado Relatively High
Strong Wind Relatively High
Earthquake Relatively Low
Cold Wave Relatively Moderate
Ice Storm Relatively Moderate
Riverine Flooding Relatively Moderate
Winter Weather Relatively Moderate
Heat Wave Relatively Low
Lightning Relatively Moderate
Landslide Very Low
Hurricane Very Low
Wildfire Very Low
Drought Very Low
Hail Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Tornado

Tornado exposure is the most spatially concentrated in the model: total destruction along a narrow corridor with intact property either side. County-level averages therefore understate severity badly for anyone actually in the path, and overstate it for everyone else.

For Maury County the two measures on this page point the same way: Tornado is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Maury County's closest FEMA peer: Sibley County, MN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Maury County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Maury County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Maury County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Maury County's NFIP claims file (198 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Maury County?
The most common disaster type in Maury County is Severe Storm, with 12 declarations. Other disaster types include Winter Storm (3), Biological (2), Flood (2).
How does Maury County's FEMA declaration record compare with the Tennessee average?
The typical Tennessee county has 21.4 FEMA declaration records; Maury County has 21, or 2% fewer. Against the national county mean of 20.7, this county's total is 1% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Maury County received?
Maury County has received 17 major disaster declarations, representing 81% of all 21 disaster declarations.
How many flood insurance claims has Maury County filed?
Maury County has 198 National Flood Insurance Program (NFIP) claims totaling $3.3M in payments, with an average of $16.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Maury County?
No. In Maury County, Tornado has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $17.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Maury County?
The most active year for disaster declarations in Maury County was 2020, with 3 declarations. The county has FEMA disaster data spanning 1973 to 2026.
What is the FEMA National Risk Index score for Maury County?
According to the FEMA National Risk Index, Maury County, Tennessee has an overall risk score of 79.3 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Low and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $46.2M in annualized losses.
Which natural hazard poses the greatest risk to Maury County?
The top hazard flagged by FEMA's NRI for Maury County as of the latest release is Tornado (risk rating: Relatively High). Other significant hazards include Strong Wind (Relatively High) and Earthquake (Relatively Low). FEMA's modeled event frequency puts tornado here at roughly once every 2 years, drawn from 15 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Maury County · vintage 2026-08-25 · Methodology · Tennessee profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events