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Tennessee · FEMA + NOAA + National Risk Index

Marshall County, TN

17 FEMA disaster declarations (1973-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

17
FEMA declarations
13
Major disasters
45
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Marshall County has a nationally busy FEMA history: 17 declarations, more than 32% of counties in this registry. But the state comparison tempers that reading: the total is 21% below the Tennessee county mean. FEMA's separate National Risk Index places the county safer than 45%; that score models loss and vulnerability rather than counting declarations.

Safer than 45%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
17
FEMA declarations vs 21 national county avg
50
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 47117 · Marshall County 17 declarations · rank 2132/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 17
  • MAJOR-MID 76%
  • RANK-LOWER #2,132
  • PHOTO-FINISH Curry
  • NRI-LOW 45
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -21%

Nearest declaration peer: Curry, OR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Tennessee state profile

Marshall County among counties with fewer federal records

FEMA declaration records among Marshall County and nearest peers by total count

declarations

What this shows Marshall County carries 17 FEMA declaration records, ranked 2132 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Marshall County versus quieter counties in this dataset

Marshall County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Marshall County

17 32nd percentile higher than 32% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Marshall County's FEMA Risk Index score

0/100100/100Tennessee avg53/10045.4/100
FEMA National Risk Index composite score vs. the Tennessee county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Marshall County is led by Riverine Flooding (about $9.1M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Tornado carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Marshall County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 50 paid claims, totaling $526.6K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $10.5K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Tennessee county averages 21.4 federal declaration records, while Marshall County has 17. The gap is 21% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 45.4/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Relatively Low (roughly $19.7M in annualized losses). Social vulnerability (Very Low) and community resilience (Relatively Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Tornado carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 3 years here, based on 12 historical events on record.

59 /100

Historical Activity Index

High historical activity

Marshall County, TN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

17 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
10/25

17 declarations (0.8x state county average of 21)

Major Disaster Share Very High
19/25

13 of 17 declarations are major disasters (76%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Marshall County

FEMA NRI 8-hazard radar - Marshall County

Marshall County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 48, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 22 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 22 8-hazard mean
Marshall County NRI risk profile FIPS 47117 · displayed-hazard mean 22/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

17

Below median

Major Disaster share

76%

Mostly major

NRI risk score

45

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Marshall County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Tornado Relatively Moderate roughly once every 3 years
Earthquake Relatively Low roughly once every 305 years
Cold Wave Relatively Moderate an average of 1.1 times per year
Strong Wind Relatively Moderate an average of 6.6 times per year
Riverine Flooding Relatively Low an average of 1.4 times per year
Ice Storm Relatively Low roughly once every 1 years
Hurricane Very Low roughly once every 41 years
Winter Weather Relatively Low an average of 4.7 times per year
Lightning Relatively Low an average of 61 times per year
Hail Very Low an average of 3.9 times per year
Heat Wave Very Low 4.5 modeled event-days per year
Landslide Very Low roughly once every 4 years
Drought Very Low 26 modeled event-days per year
Wildfire Very Low roughly once every 13,533 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Winter Storm 2
Biological 2
Flood 2
Severe Ice Storm 1
Hurricane 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Marshall County's record, 47% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 76.5%

of all 17 declarations

Emergency - 4 23.5%

of all 17 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2025 1
2020 2
2019 1
2015 1
2011 1
2010 1
2005 1
2003 2
2002 1
1999 1
1994 1
1974 1
1973 1

Disaster Declarations

How the 17 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 17 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4898 SEVERE WINTER STORM DR Winter Storm 2026-02-06
3635 SEVERE WINTER STORM EM Winter Storm 2026-01-24
3625 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-02
4514 COVID-19 PANDEMIC DR Biological 2020-04-02
3473 COVID-19 EM Biological 2020-03-13
4427 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2019-04-17
4211 SEVERE WINTER STORM AND FLOODING DR Severe Ice Storm 2015-04-02
1974 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING DR Severe Storm 2011-05-01
1909 SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2010-05-04
3217 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1464 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-08
1441 SEVERE STORMS AND TORNADOS DR Severe Storm 2002-11-13
1408 SEVERE STORMS AND FLOODING DR Severe Storm 2002-04-05
1260 SEVERE WINTER STORM DR Severe Storm 1999-01-15
1010 SEVERE WINTER ICE STORM,FLASH FLOODING DR Severe Storm 1994-02-28
424 TORNADOES DR Tornado 1974-04-04
366 HEAVY RAINS & FLOODING DR Flood 1973-03-21

Storm Events in Tennessee

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Marshall County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,558 22 58 $107.0M
Hail 1,690 0 0 $545.5K
Heat 1,343 9 15 $0
Flash Flood 1,264 55 3 $334.4M
Winter Weather 1,088 5 0 $261.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

50

Total Paid

$526.6K

Avg Per Claim

$10.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 45.4/100

Expected Annual Loss

Relatively Low

$19.7M/year

Social Vulnerability

Very Low

Community Resilience

Relatively Low

Hazard Risk Breakdown

Tornado Relatively Moderate
Earthquake Relatively Low
Cold Wave Relatively Moderate
Strong Wind Relatively Moderate
Riverine Flooding Relatively Low
Ice Storm Relatively Low
Hurricane Very Low
Winter Weather Relatively Low
Lightning Relatively Low
Hail Very Low
Heat Wave Very Low
Landslide Very Low
Drought Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Tornado

Tornado exposure is the most spatially concentrated in the model: total destruction along a narrow corridor with intact property either side. County-level averages therefore understate severity badly for anyone actually in the path, and overstate it for everyone else.

For Marshall County the two measures on this page point the same way: Tornado is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Marshall County's closest FEMA peer: Modoc County, CA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Marshall County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Marshall County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Marshall County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Marshall County's NFIP claims file (50 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Marshall County?
The most common disaster type in Marshall County is Severe Storm, with 8 declarations. Other disaster types include Winter Storm (2), Biological (2), Flood (2).
How does Marshall County's FEMA declaration record compare with the Tennessee average?
The typical Tennessee county has 21.4 FEMA declaration records; Marshall County has 17, or 21% fewer. Against the national county mean of 20.7, this county's total is 18% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Marshall County received?
Marshall County has received 13 major disaster declarations, representing 76% of all 17 disaster declarations.
How many flood insurance claims has Marshall County filed?
Marshall County has 50 National Flood Insurance Program (NFIP) claims totaling $526.6K in payments, with an average of $10.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Marshall County?
No. In Marshall County, Tornado has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $9.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Marshall County?
The most active year for disaster declarations in Marshall County was 2003, with 2 declarations. The county has FEMA disaster data spanning 1973 to 2026.
What is the FEMA National Risk Index score for Marshall County?
According to the FEMA National Risk Index, Marshall County, Tennessee has an overall risk score of 45.4 out of 100 (Relatively Low). Social vulnerability here rates Very Low, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $19.7M in annualized losses.
Which natural hazard poses the greatest risk to Marshall County?
FEMA's NRI data points to Marshall County is Tornado (risk rating: Relatively Moderate). Other significant hazards include Earthquake (Relatively Low) and Cold Wave (Relatively Moderate). FEMA's modeled event frequency puts tornado here at roughly once every 3 years, drawn from 12 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Marshall County · vintage 2026-08-25 · Methodology · Tennessee profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events