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Minnesota · FEMA + NOAA + National Risk Index

Lyon County, MN

18 FEMA disaster declarations (1969-2022), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.

18
FEMA declarations
14
Major disasters
43
NRI risk · Relatively Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Lyon County. Its 18 FEMA declarations are 2% above the Minnesota county mean and exceed the count for 37% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 43%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 43%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
18
FEMA declarations vs 21 national county avg
63
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 27083 · Lyon County 18 declarations · rank 1919/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-MID 18
  • MAJOR-MID 78%
  • RANK-LOWER #1,919
  • PHOTO-FINISH Monroe
  • NRI-LOW 43
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +2%

Nearest declaration peer: Monroe, TN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Minnesota state profile

Lyon County in the declaration-count neighbourhood

FEMA declaration records among Lyon County and nearest peers by total count

declarations

What this shows Lyon County carries 18 FEMA declaration records, ranked 1919 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Lyon County's FEMA declaration count compares nationally

Lyon County vs. all counties in this dataset

FEMA disaster declarations, all-time · Lyon County

18 37th percentile higher than 37% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Lyon County's FEMA Risk Index score

0/100100/100Minnesota avg42/10043.5/100
FEMA National Risk Index composite score vs. the Minnesota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Lyon County is led by Riverine Flooding (about $12.6M Expected Annual Loss, Historical Loss Ratio Very High), while Winter Weather carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Lyon County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 63 paid claims, totaling $163.5K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $2.6K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Lyon County's 18 federal records stand 2% above the Minnesota county mean of 17.7. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 43.5/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Relatively Low (roughly $20.9M in annualized losses). Social vulnerability (Very Low) and community resilience (Relatively High) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Winter Weather stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 22 times per year here, based on 409 historical events on record.

58 /100

Historical Activity Index

High historical activity

Lyon County, MN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
13/30

18 OpenFEMA declarations, full ingest window (0.9x national county average)

County Disaster Density High
13/25

18 declarations (1.0x state county average of 18)

Major Disaster Share Very High
19/25

14 of 18 declarations are major disasters (78%)

Hazard Diversity High
13/20

5 different disaster types declared in Lyon County

FEMA NRI 8-hazard radar - Lyon County

Lyon County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 0, Tornado 25, Wildfire 8, Drought 48, Heat Wave 8, Winter Storm 70. The simple mean of these eight displayed scores is 24 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 24 8-hazard mean
Lyon County NRI risk profile FIPS 27083 · displayed-hazard mean 24/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

18

Below median

Major Disaster share

78%

Mostly major

NRI risk score

43

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lyon County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Winter Weather Relatively High an average of 22 times per year
Drought Relatively Moderate 11 modeled event-days per year
Cold Wave Relatively Moderate an average of 13 times per year
Hail Relatively Low an average of 4.2 times per year
Riverine Flooding Relatively Low an average of 1.5 times per year
Ice Storm Relatively Low roughly once every 2 years
Tornado Relatively Low roughly once every 2 years
Landslide Very Low roughly once every 11 years
Heat Wave Very Low 3.5 modeled event-days per year
Strong Wind Relatively Low an average of 3 times per year
Wildfire Very Low roughly once every 5,728 years
Earthquake Very Low roughly once every 3,115 years
Lightning Very Low an average of 36 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 7
Flood 7
Biological 2
Hurricane 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Lyon County's record, 39% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 14 77.8%

of all 18 declarations

Emergency - 4 22.2%

of all 18 declarations

FEMA Declarations Timeline

Year Declarations
2022 1
2020 2
2019 1
2018 1
2014 1
2011 3
2010 1
2005 1
1997 3
1993 1
1992 1
1976 1
1969 1

Disaster Declarations

How the 18 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 18 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4666 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2022-08-09
4531 COVID-19 PANDEMIC DR Biological 2020-04-07
3453 COVID-19 EM Biological 2020-03-13
4442 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2019-06-12
4390 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2018-09-05
4182 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2014-07-21
4009 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2011-07-28
1982 SEVERE STORMS AND FLOODING DR Flood 2011-05-10
1941 SEVERE STORMS AND FLOODING DR Severe Storm 2010-10-13
3310 FLOODING EM Flood 2010-03-19
3242 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1175 SEVERE FLOODING, HIGH WINDS,SEVERE STORMS DR Flood 1997-04-08
1158 SEVERE WINTER STORMS DR Severe Storm 1997-01-16
1151 SEVERE ICE STORM DR Severe Storm 1997-01-07
993 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-06-11
946 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1992-06-26
3013 DROUGHT EM Drought 1976-06-17
255 FLOODING DR Flood 1969-04-18

Storm Events in Minnesota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lyon County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,420 13 25 $68.2M
Hail 4,203 0 0 $34.5M
Extreme Cold/Wind Chill 1,789 7 4 $55.0K
Winter Storm 1,695 2 17 $10.0M
Heavy Snow 1,190 9 14 $1.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

63

Total Paid

$163.5K

Avg Per Claim

$2.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 43.5/100

Expected Annual Loss

Relatively Low

$20.9M/year

Social Vulnerability

Very Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Winter Weather Relatively High
Drought Relatively Moderate
Cold Wave Relatively Moderate
Hail Relatively Low
Riverine Flooding Relatively Low
Ice Storm Relatively Low
Tornado Relatively Low
Landslide Very Low
Heat Wave Very Low
Strong Wind Relatively Low
Wildfire Very Low
Earthquake Very Low
Lightning Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Winter Weather

Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.

Worth noting for Lyon County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lyon County's closest FEMA peer: Saginaw County, MI

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lyon County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lyon County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lyon County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Lyon County's NFIP claims file (63 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lyon County?
The most common disaster type in Lyon County is Flood, with 7 declarations. Other disaster types include Severe Storm (7), Biological (2), Hurricane (1).
How does Lyon County's FEMA declaration record compare with the Minnesota average?
FEMA lists 18 declaration records for Lyon County. That is 2% above the Minnesota county mean of 17.7. Its count is also 13% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Lyon County received?
Lyon County has received 14 major disaster declarations, representing 78% of all 18 disaster declarations.
How many flood insurance claims has Lyon County filed?
Lyon County has 63 National Flood Insurance Program (NFIP) claims totaling $163.5K in payments, with an average of $2.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Lyon County?
No. In Lyon County, Winter Weather has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $12.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Lyon County?
The most active year for disaster declarations in Lyon County was 1997, with 3 declarations. The county has FEMA disaster data spanning 1969 to 2022.
What is the FEMA National Risk Index score for Lyon County?
According to the FEMA National Risk Index, Lyon County, Minnesota has an overall risk score of 43.5 out of 100 (Relatively Low). On social vulnerability the county rates Very Low; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $20.9M in annualized losses.
Which natural hazard poses the greatest risk to Lyon County?
Based on FEMA NRI data, the highest-risk natural hazard in Lyon County as of the latest release is Winter Weather (risk rating: Relatively High). Other significant hazards include Drought (Relatively Moderate) and Cold Wave (Relatively Moderate). FEMA's modeled event frequency puts winter weather here at an average of 22 times per year, drawn from 409 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Lyon County · vintage 2026-08-25 · Methodology · Minnesota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events