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Nebraska · FEMA + NOAA + National Risk Index

Madison County, NE

19 FEMA disaster declarations (1967-2021), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

19
FEMA declarations
17
Major disasters
61
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Madison County. Its 19 FEMA declarations are 13% above the Nebraska county mean and exceed the count for 41% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 39%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 39%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
19
FEMA declarations vs 21 national county avg
70
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 31119 · Madison County 19 declarations · rank 1859/3,266

DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-MID 19
  • MAJOR-HEAVY 89%
  • RANK-LOWER #1,859
  • PHOTO-FINISH Bartow
  • NRI-LOW 61
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +13%

Nearest declaration peer: Bartow, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Nebraska state profile

Madison County in the declaration-count neighbourhood

FEMA declaration records among Madison County and nearest peers by total count

declarations

What this shows Madison County carries 19 FEMA declaration records, ranked 1859 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Madison County's FEMA declaration count compares nationally

Madison County vs. all counties in this dataset

FEMA disaster declarations, all-time · Madison County

19 41st percentile higher than 41% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Madison County's FEMA Risk Index score

0/100100/100Nebraska avg26/10060.9/100
FEMA National Risk Index composite score vs. the Nebraska county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Madison County is led by Riverine Flooding (about $12.0M Expected Annual Loss, Historical Loss Ratio Relatively High), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Madison County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 70 paid claims, totaling $3.4M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $48.7K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Madison County's 19 federal records stand 13% above the Nebraska county mean of 16.8. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 60.9/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $26.8M in annualized losses), and a Very Low social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 5.9 times per year here, based on 223 historical events on record.

65 /100

Historical Activity Index

High historical activity

Madison County, NE · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

19 OpenFEMA declarations, full ingest window (0.9x national county average)

County Disaster Density High
14/25

19 declarations (1.1x state county average of 17)

Major Disaster Share Very High
22/25

17 of 19 declarations are major disasters (89%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Madison County

FEMA NRI 8-hazard radar - Madison County

Madison County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 0, Tornado 48, Wildfire 25, Drought 48, Heat Wave 8, Winter Storm 70. The simple mean of these eight displayed scores is 29 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 29 8-hazard mean
Madison County NRI risk profile FIPS 31119 · displayed-hazard mean 29/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

19

Below median

Major Disaster share

89%

Mostly major

NRI risk score

61

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Madison County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively Moderate an average of 5.9 times per year
Winter Weather Relatively High an average of 15 times per year
Ice Storm Relatively High roughly once every 1 years
Tornado Relatively Moderate roughly once every 2 years
Strong Wind Relatively Moderate an average of 3 times per year
Wildfire Relatively Low roughly once every 972 years
Drought Relatively Moderate 44 modeled event-days per year
Riverine Flooding Relatively Low roughly once every 1 years
Cold Wave Relatively Low an average of 5.9 times per year
Lightning Relatively Low an average of 42 times per year
Heat Wave Very Low 4.4 modeled event-days per year
Earthquake Very Low roughly once every 1,517 years
Landslide Very Low roughly once every 14 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Flood 6
Biological 2
Snowstorm 1
Hurricane 1
Severe Ice Storm 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Madison County's record, 42% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 17 89.5%

of all 19 declarations

Emergency - 2 10.5%

of all 19 declarations

FEMA Declarations Timeline

Year Declarations
2021 1
2020 2
2019 1
2018 1
2010 3
2007 2
2006 1
2005 1
2004 1
1991 1
1990 1
1976 1
1971 2
1967 1

Disaster Declarations

How the 19 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 19 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4616 SEVERE STORMS AND STRAIGHT-LINE WINDS DR Severe Storm 2021-09-06
4521 COVID-19 PANDEMIC DR Biological 2020-04-04
3483 COVID-19 EM Biological 2020-03-13
4420 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2019-03-21
4375 SEVERE WINTER STORM AND STRAIGHT-LINE WINDS DR Snowstorm 2018-06-29
1924 SEVERE STORMS AND FLOODING DR Severe Storm 2010-07-15
1902 SEVERE STORMS, ICE JAMS, AND FLOODING DR Flood 2010-04-21
1878 SEVERE WINTER STORMS AND SNOWSTORM DR Severe Storm 2010-02-25
1714 SEVERE STORMS AND FLOODING DR Severe Storm 2007-07-24
1674 SEVERE WINTER STORMS DR Severe Storm 2007-01-07
1627 SEVERE WINTER STORM DR Severe Storm 2006-01-26
3245 HURRICANE KATRINA EVACUEES EM Hurricane 2005-09-13
1517 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2004-05-25
908 SEVERE STORMS & FLOODING DR Flood 1991-05-28
873 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-07-04
500 ICE STORMS & HIGH WINDS DR Severe Ice Storm 1976-04-08
308 FLOODS DR Flood 1971-07-07
303 FLOODS DR Flood 1971-02-23
228 SEVERE STORMS & FLOODING DR Flood 1967-07-18

Storm Events in Nebraska

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Madison County.

Storm Type Events Fatalities Injuries Property Damage
Hail 6,079 0 2 $237.7M
Thunderstorm Wind 4,757 3 19 $228.1M
Drought 1,658 0 0 $0
High Wind 1,647 1 1 $22.1M
Winter Storm 1,155 0 2 $335.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

70

Total Paid

$3.4M

Avg Per Claim

$48.7K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 60.9/100

Expected Annual Loss

Relatively Low

$26.8M/year

Social Vulnerability

Very Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Hail Relatively Moderate
Winter Weather Relatively High
Ice Storm Relatively High
Tornado Relatively Moderate
Strong Wind Relatively Moderate
Wildfire Relatively Low
Drought Relatively Moderate
Riverine Flooding Relatively Low
Cold Wave Relatively Low
Lightning Relatively Low
Heat Wave Very Low
Earthquake Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

For Madison County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Madison County's closest FEMA peer: Monroe County, TN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Madison County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Madison County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Madison County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Madison County's NFIP claims file (70 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Madison County?
The most common disaster type in Madison County is Severe Storm, with 8 declarations. Other disaster types include Flood (6), Biological (2), Snowstorm (1).
How does Madison County's FEMA declaration record compare with the Nebraska average?
FEMA lists 19 declaration records for Madison County. That is 13% above the Nebraska county mean of 16.8. Its count is also 8% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Madison County received?
Madison County has received 17 major disaster declarations, representing 89% of all 19 disaster declarations.
How many flood insurance claims has Madison County filed?
Madison County has 70 National Flood Insurance Program (NFIP) claims totaling $3.4M in payments, with an average of $48.7K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Madison County?
No. In Madison County, Hail has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $12.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Madison County?
The most active year for disaster declarations in Madison County was 2010, with 3 declarations. The county has FEMA disaster data spanning 1967 to 2021.
What is the FEMA National Risk Index score for Madison County?
According to the FEMA National Risk Index, Madison County, Nebraska has an overall risk score of 60.9 out of 100 (Relatively Low). On social vulnerability the county rates Very Low; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $26.8M in annualized losses.
Which natural hazard poses the greatest risk to Madison County?
Based on FEMA NRI data, the highest-risk natural hazard in Madison County as of the latest release is Hail (risk rating: Relatively Moderate). Other significant hazards include Winter Weather (Relatively High) and Ice Storm (Relatively High). FEMA's modeled event frequency puts hail here at an average of 5.9 times per year, drawn from 223 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Madison County · vintage 2026-08-25 · Methodology · Nebraska profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events