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North Carolina · FEMA + NOAA + National Risk Index

Madison County, NC

5 FEMA disaster declarations (2021–2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Tropical Storm.

5
FEMA declarations
2
Major disasters
27
NRI risk · Very Low
Tropical Storm
Top hazard

The verdict

Madison County ranks safer than 27% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 71% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Very Low, based on 5 federal disaster declarations recorded since 2021, most often tropical storm, 30% above the national county average of 4.

Safer than 27%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
5
FEMA declarations vs 4 national county avg
2
tropical storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Madison County compare?

Madison County vs. every U.S. county

FEMA disaster declarations, all-time

5 Top 29% higher than 71% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Madison County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the North Carolina county average

0/100100/100North Carolina avg67/10027.4/100
FEMA National Risk Index composite score vs. the North Carolina county average

How disaster-prone is Madison County?

Declaration frequency

Madison County, North Carolina has recorded 5 FEMA disaster declarations between 2021 and 2026, of which 2 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.0 declarations per year across a 5-year record, or roughly 4% above the North Carolina county average of 4.8 and 30% above the national county average of 3.8. The dominant disaster type on record is Tropical Storm, with 2 of 5 declarations falling under this category.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 27.4/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $9.1M in annualized losses), tempered or compounded by a Relatively Low social-vulnerability score and Relatively Moderate community-resilience score. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate.

Flood exposure & the bottom line

Taken together, these indicators put Madison County at a moderate relative risk level, not the calmest county on record, but not among the most disaster-prone either.

Risk Assessment

Risk Level

Moderate

vs. North Carolina Avg

+4%

State avg: 4.8

vs. National Avg

+30%

National avg: 3.8

Avg Per Year

1.0

Over 5 years

FEMA NRI 8-hazard radar - Madison County

Madison County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 8, Flood 0, Hurricane 8, Tornado 8, Wildfire 8, Drought 8, Heat Wave 0, Winter Storm 48. Overall composite 11 of 100, classified Low. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 11 composite
Madison County NRI risk profile FIPS 37115 · composite 11/100 (Low)
How to read this radar

The radar plots Madison County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

5

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

37115

NC state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Tropical Storm 2
Hurricane 2
Winter Storm 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 3 60.0%

of all 5 declarations

Major Disaster - 2 40.0%

of all 5 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 2
2023 1
2021 1

Disaster Declarations

DR# Title Type Incident Date
3637 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4827 TROPICAL STORM HELENE DR Tropical Storm 2024-09-28
3617 HURRICANE HELENE EM Tropical Storm 2024-09-26
3586 HURRICANE IAN EM Hurricane 2022-10-01
4617 REMNANTS OF TROPICAL STORM FRED DR Hurricane 2021-09-08

Storm Events in North Carolina

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,693 13 66 $69.0M
Flash Flood 2,171 113 7 $2.4B
Hail 1,922 0 0 $122.5M
Winter Weather 1,492 6 2 $425.0K
Winter Storm 932 7 0 $11.2M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Very Low

Score: 27.4/100

Expected Annual Loss

Very Low

$9.1M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Landslide Relatively Moderate
Lightning Relatively Moderate
Ice Storm Relatively Moderate
Wildfire Very Low
Cold Wave Relatively Low
Earthquake Very Low
Hurricane Very Low
Strong Wind Relatively Low
Hail Very Low
Winter Weather Relatively Low
Tornado Very Low
Drought Very Low
Heat Wave No Rating

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in North Carolina

Frequently Asked Questions

How many natural disasters has Madison County, North Carolina had?
Madison County, North Carolina has received 5 FEMA disaster declarations from 2021 to 2026. Of these, 2 were major disaster declarations.
What is the most common disaster type in Madison County?
The most common disaster type in Madison County is Tropical Storm, with 2 declarations. Other disaster types include Hurricane (2), Winter Storm (1).
How does Madison County's disaster risk compare to the North Carolina average?
Madison County has 5 disaster declarations, which is 4% higher than the North Carolina county average of 4.8 declarations. Compared to the national county average of 3.8, it is 30% higher.
How many major FEMA disaster declarations has Madison County received?
Madison County has received 2 major disaster declarations, representing 40% of all 5 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in North Carolina?
The most common storm types in North Carolina include Thunderstorm Wind (8,693 events), Flash Flood (2,171 events), Hail (1,922 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Madison County?
The most active year for disaster declarations in Madison County was 2024, with 2 declarations. The county has FEMA disaster data spanning 2021 to 2026.
What is the overall disaster risk level for Madison County?
With 5 FEMA disaster declarations on record, Madison County lands in the moderate-risk band, not unusually disaster-prone, but not spared either.
What is the FEMA National Risk Index score for Madison County?
According to the FEMA National Risk Index, Madison County, North Carolina has an overall risk score of 27.4 out of 100 (Very Low). The county's social vulnerability rating is Relatively Low and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $9.1M in annualized losses.
Which natural hazard poses the greatest risk to Madison County?
Based on FEMA NRI data, the highest-risk natural hazard in Madison County is Landslide (risk rating: Relatively Moderate). Other significant hazards include Lightning (Relatively Moderate) and Ice Storm (Relatively Moderate). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Madison County

Madison County, NC runs 4% above the North Carolina county average for federal disaster declarations (5 vs 5), a moderate historical load overall.

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

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Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.