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Iowa · FEMA + NOAA + National Risk Index

Mills County, IA

20 FEMA disaster declarations (1965-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

20
FEMA declarations
18
Major disasters
18
NRI risk · Very Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Mills County. Its 20 FEMA declarations are 4% above the Iowa county mean and exceed the count for 46% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 18%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 18%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
20
FEMA declarations vs 21 national county avg
121
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 19129 · Mills County 20 declarations · rank 1702/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 20
  • MAJOR-HEAVY 90%
  • RANK-LOWER #1,702
  • PHOTO-FINISH Monona
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +4%

Nearest declaration peer: Monona, IA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Iowa state profile

Mills County in the declaration-count neighbourhood

FEMA declaration records among Mills County and nearest peers by total count

declarations

What this shows Mills County carries 20 FEMA declaration records, ranked 1702 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Mills County's FEMA declaration count compares nationally

Mills County vs. all counties in this dataset

FEMA disaster declarations, all-time · Mills County

20 46th percentile higher than 46% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Mills County's FEMA Risk Index score

0/100100/100Iowa avg40/10018.5/100
FEMA National Risk Index composite score vs. the Iowa county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Mills County is led by Riverine Flooding (about $4.9M Expected Annual Loss, Historical Loss Ratio Relatively High), while Landslide carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Mills County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 121 paid claims, totaling $6.2M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $50.9K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Mills County's 20 federal records stand 4% above the Iowa county mean of 19.3. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 18.5/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $10.6M in annualized losses), tempered or compounded by a Very Low social-vulnerability score and Very High community-resilience score. Even the county's top-rated hazard, Landslide, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 5 years here.

68 /100

Historical Activity Index

High historical activity

Mills County, IA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

20 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density High
13/25

20 declarations (1.0x state county average of 19)

Major Disaster Share Very High
23/25

18 of 20 declarations are major disasters (90%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Mills County

FEMA NRI 8-hazard radar - Mills County

Mills County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 25, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 18 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 18 8-hazard mean
Mills County NRI risk profile FIPS 19129 · displayed-hazard mean 18/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

20

Above median

Major Disaster share

90%

Mostly major

NRI risk score

18

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Mills County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Low roughly once every 5 years
Hail Relatively Low an average of 6.8 times per year
Drought Relatively Moderate 11 modeled event-days per year
Tornado Relatively Low roughly once every 3 years
Wildfire Very Low roughly once every 954 years
Ice Storm Relatively Low roughly once every 1 years
Heat Wave Relatively Low 8.2 modeled event-days per year
Strong Wind Relatively Low an average of 4.4 times per year
Winter Weather Relatively Low an average of 13 times per year
Cold Wave Relatively Low an average of 4.4 times per year
Riverine Flooding Very Low roughly once every 1 years
Lightning Very Low an average of 47 times per year
Earthquake Very Low roughly once every 1,560 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 7
Flood 7
Biological 2
Tornado 1
Hurricane 1
Snowstorm 1
Severe Ice Storm 1

What Flood declarations mean here

Flood is the most frequent declaration type on Mills County's record, 35% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 18 90.0%

of all 20 declarations

Emergency - 2 10.0%

of all 20 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2022 1
2020 2
2019 1
2014 1
2011 1
2010 1
2008 1
2007 1
2005 1
2004 1
1999 1
1998 2
1993 1
1992 1
Show 3 earlier declaration years
1987 1
1972 1
1965 1

Disaster Declarations

How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4779 SEVERE STORMS AND TORNADOES DR Tornado 2024-05-14
4642 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2022-02-23
4483 COVID-19 PANDEMIC DR Biological 2020-03-23
3480 COVID-19 EM Biological 2020-03-13
4421 SEVERE STORMS AND FLOODING DR Flood 2019-03-23
4181 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-07-14
1998 FLOODING DR Flood 2011-06-27
1930 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2010-07-29
1763 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-05-27
1705 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2007-05-25
3239 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1518 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-05-25
1282 SEVERE STORMS AND FLOODING DR Severe Storm 1999-07-22
1230 SEVERE STORMS, TORNADOES AND FLOODING DR Flood 1998-07-02
1191 SEVERE SNOWSTORMS DR Snowstorm 1997-11-20
996 SEVERE STORMS & FLOODING DR Flood 1993-07-09
928 ICE STORM DR Severe Ice Storm 1991-12-26
795 STORMS & FLASH FLOODING DR Flood 1987-07-17
354 SEVERE STORMS & FLOODING DR Flood 1972-09-26
193 FLOODING DR Flood 1965-04-22

Storm Events in Iowa

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Mills County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,928 6 227 $40.5M
Hail 3,736 0 0 $4.3M
Heavy Rain 2,394 0 0 $292.0K
Drought 1,556 0 0 $0
Winter Storm 1,543 3 4 $2.8M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

121

Total Paid

$6.2M

Avg Per Claim

$50.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 18.5/100

Expected Annual Loss

Very Low

$10.6M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Landslide Relatively Low
Hail Relatively Low
Drought Relatively Moderate
Tornado Relatively Low
Wildfire Very Low
Ice Storm Relatively Low
Heat Wave Relatively Low
Strong Wind Relatively Low
Winter Weather Relatively Low
Cold Wave Relatively Low
Riverine Flooding Very Low
Lightning Very Low
Earthquake Very Low
Hurricane No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Mills County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Mills County's closest FEMA peer: Boone County, NE

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Mills County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Mills County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Mills County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Mills County's NFIP claims file (121 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Mills County?
The most common disaster type in Mills County is Flood, with 7 declarations. Other disaster types include Severe Storm (7), Biological (2), Tornado (1).
How does Mills County's FEMA declaration record compare with the Iowa average?
FEMA lists 20 declaration records for Mills County. That is 4% above the Iowa county mean of 19.3. Its count is also 3% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Mills County received?
Mills County has received 18 major disaster declarations, representing 90% of all 20 disaster declarations.
How many flood insurance claims has Mills County filed?
Mills County has 121 National Flood Insurance Program (NFIP) claims totaling $6.2M in payments, with an average of $50.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Mills County?
No. In Mills County, Landslide has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $4.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Mills County?
The most active year for disaster declarations in Mills County was 1998, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2024.
What is the FEMA National Risk Index score for Mills County?
According to the FEMA National Risk Index, Mills County, Iowa has an overall risk score of 18.5 out of 100 (Very Low). Social vulnerability here rates Very Low, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Very Low, representing $10.6M in annualized losses.
Which natural hazard poses the greatest risk to Mills County?
Based on FEMA NRI data, the highest-risk natural hazard in Mills County is Landslide (risk rating: Relatively Low). Other significant hazards include Hail (Relatively Low) and Drought (Relatively Moderate). FEMA's modeled event frequency puts landslide here at roughly once every 5 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Mills County · vintage 2026-08-25 · Methodology · Iowa profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events