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Mississippi · FEMA + NOAA + National Risk Index

Monroe County, MS

5 FEMA disaster declarations (2021–2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Winter Storm.

5
FEMA declarations
3
Major disasters
69
NRI risk · Relatively Low
Winter Storm
Top hazard

The verdict

Monroe County ranks in the riskiest 31% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 71% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively Low, based on 5 federal disaster declarations recorded since 2021, most often winter storm, 30% above the national county average of 4.

Riskiest 31%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
5
FEMA declarations vs 4 national county avg
2
winter storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Monroe County compare?

Monroe County vs. every U.S. county

FEMA disaster declarations, all-time

5 Top 29% higher than 71% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Monroe County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Mississippi county average

0/100100/100Mississippi avg51/10068.5/100
FEMA National Risk Index composite score vs. the Mississippi county average

How disaster-prone is Monroe County?

Declaration frequency

Monroe County, Mississippi has recorded 5 FEMA disaster declarations between 2021 and 2026, of which 3 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.0 declarations per year across a 5-year record, or roughly 22% below the Mississippi county average of 6.5 and 30% above the national county average of 3.8. The dominant disaster type on record is Winter Storm, with 2 of 5 declarations falling under this category.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 68.5/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $19.6M in annualized losses), and a Very High social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High.

Flood exposure & the bottom line

Taken together, these indicators put Monroe County at a moderate relative risk level, not the calmest county on record, but not among the most disaster-prone either.

Risk Assessment

Risk Level

Moderate

vs. Mississippi Avg

-22%

State avg: 6.5

vs. National Avg

+30%

National avg: 3.8

Avg Per Year

1.0

Over 5 years

FEMA NRI 8-hazard radar - Monroe County

Monroe County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 25, Flood 0, Hurricane 25, Tornado 48, Wildfire 8, Drought 48, Heat Wave 48, Winter Storm 70. Overall composite 34 of 100, classified Moderate. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 34 composite
Monroe County NRI risk profile FIPS 28095 · composite 34/100 (Moderate)
How to read this radar

The radar plots Monroe County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

5

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

28095

MS state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Winter Storm 2
Hurricane 2
Severe Storm 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 3 60.0%

of all 5 declarations

Emergency - 2 40.0%

of all 5 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2023 1
2022 1
2021 1

Disaster Declarations

DR# Title Type Incident Date
4899 SEVERE WINTER STORM DR Winter Storm 2026-02-06
3640 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4697 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2023-03-26
4626 HURRICANE IDA DR Hurricane 2021-10-22
3569 HURRICANE IDA EM Hurricane 2021-08-28

Storm Events in Mississippi

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,799 17 70 $106.3M
Heat 1,889 4 0 $0
Flash Flood 1,815 7 10 $93.1M
Hail 1,684 0 0 $129.6M
Tornado 1,397 77 662 $605.4M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 68.5/100

Expected Annual Loss

Relatively Low

$19.6M/year

Social Vulnerability

Very High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Cold Wave Relatively High
Earthquake Relatively Low
Tornado Relatively Moderate
Heat Wave Relatively Moderate
Lightning Relatively High
Drought Relatively Moderate
Hurricane Relatively Low
Ice Storm Relatively Moderate
Landslide Very Low
Hail Relatively Low
Strong Wind Relatively Low
Wildfire Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Mississippi

Frequently Asked Questions

How many natural disasters has Monroe County, Mississippi had?
Monroe County, Mississippi has received 5 FEMA disaster declarations from 2021 to 2026. Of these, 3 were major disaster declarations.
What is the most common disaster type in Monroe County?
The most common disaster type in Monroe County is Winter Storm, with 2 declarations. Other disaster types include Hurricane (2), Severe Storm (1).
How does Monroe County's disaster risk compare to the Mississippi average?
Monroe County has 5 disaster declarations, which is 22% lower than the Mississippi county average of 6.5 declarations. Compared to the national county average of 3.8, it is 30% higher.
How many major FEMA disaster declarations has Monroe County received?
Monroe County has received 3 major disaster declarations, representing 60% of all 5 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Mississippi?
The most common storm types in Mississippi include Thunderstorm Wind (6,799 events), Heat (1,889 events), Flash Flood (1,815 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Monroe County?
The most active year for disaster declarations in Monroe County was 2026, with 2 declarations. The county has FEMA disaster data spanning 2021 to 2026.
What is the overall disaster risk level for Monroe County?
With 5 FEMA disaster declarations on record, Monroe County lands in the moderate-risk band, not unusually disaster-prone, but not spared either.
What is the FEMA National Risk Index score for Monroe County?
According to the FEMA National Risk Index, Monroe County, Mississippi has an overall risk score of 68.5 out of 100 (Relatively Low). The county's social vulnerability rating is Very High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $19.6M in annualized losses.
Which natural hazard poses the greatest risk to Monroe County?
Based on FEMA NRI data, the highest-risk natural hazard in Monroe County is Cold Wave (risk rating: Relatively High). Other significant hazards include Earthquake (Relatively Low) and Tornado (Relatively Moderate). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Monroe County

Monroe County, MS runs 22% below the Mississippi county average for federal disaster declarations (5 vs 6), a moderate historical load overall.

  • Its most common federal declaration type is major disaster (3 of 5) - know the hazards most likely here before they happen. Mississippi overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.