FEMA Records
26
High volume
Mississippi · FEMA + NOAA + National Risk Index
Monroe County, MS
26 FEMA disaster declarations (1973-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.
- 26
- FEMA declarations
- 21
- Major disasters
- 69
- NRI risk · Relatively Low
- Severe Storm
- Top hazard
The verdict
Two federal records point in the busier direction for Monroe County. Its 26 FEMA declarations are 0% above the Mississippi county mean and exceed the count for 75% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 31%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 31%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 26
- FEMA declarations vs 21 national county avg
- 148
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 28095 · Monroe County 26 declarations · rank 789/3,266
DECL-HEAVY · MAJOR-HEAVY · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-HEAVY 26
- MAJOR-HEAVY 81%
- RANK-MID #789
- PHOTO-FINISH Hunterdon
- NRI-LOW 69
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-ABOVE +0%
Nearest declaration peer: Hunterdon, NJ (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Mississippi state profile
Monroe County among high-volume declaration counties
FEMA declaration records among Monroe County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Hunterdon · near 26
Hunterdon · near
26 declarations
- Monroe · this county 26
Monroe · this county
26 declarations
- Pierce · near 26
Pierce · near
26 declarations
- San Sebastián · near 26
San Sebastián · near
26 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Monroe County carries 26 FEMA declaration records, ranked 789 of 3,266 counties in this registry.
Where Monroe County ranks in the national declaration registry
Monroe County vs. high-volume counties in this registry
FEMA disaster declarations, all-time · Monroe County
26 Top 25% higher than 75% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Monroe County's FEMA Risk Index score
What does Monroe County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 148 paid claims, totaling $1.4M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $9.8K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
The declaration register points in the busier direction. Monroe County's 26 federal records stand 0% above the Mississippi county mean of 25.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 68.5/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $19.6M in annualized losses), and a Very High social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 1.1 times per year here, based on 21 historical events on record.
70 /100
Historical Activity Index
High historical activity
Monroe County, MS · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
19/30
26 OpenFEMA declarations, full ingest window (1.3x national county average)
County Disaster Density High
13/25
26 declarations (1.0x state county average of 26)
Major Disaster Share Very High
20/25
21 of 26 declarations are major disasters (81%)
Hazard Diversity Very High
18/20
7 different disaster types declared in Monroe County
FEMA NRI 8-hazard radar - Monroe County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
81%
Mostly major
NRI risk score
69
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Monroe County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Cold Wave | Relatively High | an average of 1.1 times per year |
| Earthquake | Relatively Low | roughly once every 293 years |
| Tornado | Relatively Moderate | roughly once every 1 years |
| Heat Wave | Relatively Moderate | 17 modeled event-days per year |
| Lightning | Relatively High | an average of 66 times per year |
| Drought | Relatively Moderate | 16 modeled event-days per year |
| Hurricane | Relatively Low | roughly once every 17 years |
| Ice Storm | Relatively Moderate | roughly once every 1 years |
| Landslide | Very Low | roughly once every 2 years |
| Riverine Flooding | Relatively Low | roughly once every 1 years |
| Hail | Relatively Low | an average of 3.6 times per year |
| Strong Wind | Relatively Low | an average of 2.4 times per year |
| Wildfire | Very Low | roughly once every 2,740 years |
| Winter Weather | Very Low | an average of 3.8 times per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 13
Hurricane 6
Winter Storm 2
Biological 2
Severe Ice Storm 1
Flood 1
Snowstorm 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Monroe County's record, 50% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 21 80.8%
of all 26 declarations
Emergency - 5 19.2%
of all 26 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 2 | |
| 2023 | 1 | |
| 2022 | 1 | |
| 2021 | 1 | |
| 2020 | 2 | |
| 2019 | 2 | |
| 2016 | 1 | |
| 2011 | 1 | |
| 2010 | 1 | |
| 2008 | 1 | |
| 2005 | 2 | |
| 2004 | 1 | |
| 2003 | 2 | |
| 2001 | 1 | |
| 1999 | 1 | |
Show 4 earlier declaration years
| 1991 | 3 | |
| 1979 | 1 | |
| 1977 | 1 | |
| 1973 | 1 | |
Disaster Declarations
How the 26 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 26 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4899 | SEVERE WINTER STORM | DR | Winter Storm | 2026-02-06 |
| 3640 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 4697 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES | DR | Severe Storm | 2023-03-26 |
| 4626 | HURRICANE IDA | DR | Hurricane | 2021-10-22 |
| 3569 | HURRICANE IDA | EM | Hurricane | 2021-08-28 |
| 4528 | COVID-19 PANDEMIC | DR | Biological | 2020-04-05 |
| 3474 | COVID-19 | EM | Biological | 2020-03-13 |
| 4450 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2019-06-20 |
| 4429 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | DR | Severe Storm | 2019-04-23 |
| 4248 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2016-01-04 |
| 1972 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING | DR | Severe Storm | 2011-04-29 |
| 1906 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2010-04-29 |
| 3291 | HURRICANE GUSTAV | EM | Hurricane | 2008-08-30 |
| 1604 | HURRICANE KATRINA | DR | Hurricane | 2005-08-29 |
| 1594 | HURRICANE DENNIS | DR | Hurricane | 2005-07-10 |
| 1550 | HURRICANE IVAN | DR | Hurricane | 2004-09-15 |
| 1470 | SEVERE STORMS, TORNADOES AND HIGH WINDS | DR | Severe Storm | 2003-05-23 |
| 1443 | SEVERE STORMS AND TORNADOES | DR | Severe Storm | 2002-11-14 |
| 1360 | SEVERE STORMS AND TORNADOES | DR | Severe Storm | 2001-02-23 |
| 1265 | SEVERE WINTER STORMS, ICE AND FREEZING RAIN | DR | Severe Ice Storm | 1999-01-25 |
Show 6 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 906 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1991-05-17 |
| 895 | SEVERE STORMS & FLOODING | DR | Flood | 1991-03-05 |
| 888 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1991-01-03 |
| 577 | STORMS, TORNADOES, FLOODS | DR | Severe Storm | 1979-04-16 |
| 3032 | DROUGHT & FREEZING | EM | Snowstorm | 1977-02-22 |
| 368 | HEAVY RAINS, TORNADOES & FLOODING | DR | Severe Storm | 1973-03-27 |
Storm Events in Mississippi
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Monroe County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 5,557 | 17 | 60 | $93.9M |
| Flash Flood | 1,551 | 6 | 9 | $83.6M |
| Hail | 1,411 | 0 | 0 | $90.1M |
| Heat | 1,340 | 3 | 0 | $0 |
| Tornado | 1,097 | 68 | 610 | $562.0M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
148
Total Paid
$1.4M
Avg Per Claim
$9.8K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 68.5/100
Expected Annual Loss
Relatively Low
$19.6M/year
Social Vulnerability
Very High
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Cold Wave Relatively High
Earthquake Relatively Low
Tornado Relatively Moderate
Heat Wave Relatively Moderate
Lightning Relatively High
Drought Relatively Moderate
Hurricane Relatively Low
Ice Storm Relatively Moderate
Landslide Very Low
Riverine Flooding Relatively Low
Hail Relatively Low
Strong Wind Relatively Low
Wildfire Very Low
Winter Weather Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Cold Wave
Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.
Worth noting for Monroe County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Monroe County's closest FEMA peer: Emmons County, ND
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Monroe County. Record similarity, not a safety rating.
Closest declaration profiles
Monroe County shows 26 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Monroe County: 21 of 26 of its declarations are Major.
Similar modeled NRI score
Monroe County: NRI composite 68.5 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Monroe County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Monroe County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 68.5 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 26. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Monroe County's NFIP claims file (148 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Monroe County?
The most common disaster type in Monroe County is Severe Storm, with 13 declarations. Other disaster types include Hurricane (6), Winter Storm (2), Biological (2).
How does Monroe County's FEMA declaration record compare with the Mississippi average?
FEMA lists 26 declaration records for Monroe County. That is 0% above the Mississippi county mean of 25.9. Its count is also 25% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Monroe County received?
Monroe County has received 21 major disaster declarations, representing 81% of all 26 disaster declarations.
How many flood insurance claims has Monroe County filed?
Monroe County has 148 National Flood Insurance Program (NFIP) claims totaling $1.4M in payments, with an average of $9.8K per claim.
What was the worst year for disasters in Monroe County?
The most active year for disaster declarations in Monroe County was 1991, with 3 declarations. The county has FEMA disaster data spanning 1973 to 2026.
What is the FEMA National Risk Index score for Monroe County?
According to the FEMA National Risk Index, Monroe County, Mississippi has an overall risk score of 68.5 out of 100 (Relatively Low). The county's social vulnerability rating is Very High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $19.6M in annualized losses.
Which natural hazard poses the greatest risk to Monroe County?
Based on FEMA NRI data, the highest-risk natural hazard in Monroe County as of the latest release is Cold Wave (risk rating: Relatively High). Other significant hazards include Earthquake (Relatively Low) and Tornado (Relatively Moderate). FEMA's modeled event frequency puts cold wave here at an average of 1.1 times per year, drawn from 21 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Monroe County · vintage 2026-08-25 · Methodology · Mississippi profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events