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Alabama · FEMA + NOAA + National Risk Index

Lamar County, AL

26 FEMA disaster declarations (1973-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

26
FEMA declarations
17
Major disasters
31
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Lamar County. Its 26 FEMA declarations are 1% above the Alabama county mean and exceed the count for 75% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 31%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 31%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
26
FEMA declarations vs 21 national county avg
14
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 01075 · Lamar County 26 declarations · rank 769/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 26
  • MAJOR-MID 65%
  • RANK-MID #769
  • PHOTO-FINISH Hunterdon
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +1%

Nearest declaration peer: Hunterdon, NJ (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Alabama state profile

Lamar County among high-volume declaration counties

FEMA declaration records among Lamar County and nearest peers by total count

declarations

What this shows Lamar County carries 26 FEMA declaration records, ranked 769 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Lamar County ranks in the national declaration registry

Lamar County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Lamar County

26 Top 25% higher than 75% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Lamar County's FEMA Risk Index score

0/100100/100Alabama avg62/10031.4/100
FEMA National Risk Index composite score vs. the Alabama county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Lamar County is led by Riverine Flooding (about $2.7M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Lightning carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Lamar County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 31.4/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $7.6M in annualized losses). Social vulnerability (Relatively High) and community resilience (Relatively Low) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Lightning stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 66 times per year here, based on 81,313 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 14 claims and $66.6K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Lamar County's 26 federal records stand 1% above the Alabama county mean of 25.8. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

66 /100

Historical Activity Index

High historical activity

Lamar County, AL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
19/30

26 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
13/25

26 declarations (1.0x state county average of 26)

Major Disaster Share High
16/25

17 of 26 declarations are major disasters (65%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Lamar County

FEMA NRI 8-hazard radar - Lamar County

Lamar County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 8, Hurricane 25, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 21 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 21 8-hazard mean
Lamar County NRI risk profile FIPS 01075 · displayed-hazard mean 21/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

26

High volume

Major Disaster share

65%

Major-heavy

NRI risk score

31

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lamar County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Lightning Relatively High an average of 66 times per year
Earthquake Relatively Low roughly once every 347 years
Landslide Relatively Low an average of 1.1 times per year
Hurricane Relatively Low roughly once every 18 years
Tornado Relatively Low roughly once every 2 years
Cold Wave Relatively Low roughly once every 1 years
Heat Wave Relatively Low 9.2 modeled event-days per year
Ice Storm Relatively Low roughly once every 1 years
Strong Wind Relatively Low an average of 2.5 times per year
Drought Relatively Low 19 modeled event-days per year
Riverine Flooding Very Low an average of 1.8 times per year
Hail Very Low an average of 3.7 times per year
Wildfire Very Low roughly once every 2,789 years
Winter Weather Very Low an average of 3.3 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 12
Hurricane 7
Biological 2
Tornado 2
Snowstorm 1
Flood 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Lamar County's record, 46% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 17 65.4%

of all 26 declarations

Emergency - 9 34.6%

of all 26 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2020 4
2019 1
2017 1
2016 1
2014 1
2011 2
2009 2
2008 1
2005 2
2004 1
2003 1
2002 1
2001 1
1999 1
Show 5 earlier declaration years
1993 1
1979 1
1977 1
1974 1
1973 1

Disaster Declarations

How the 26 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 26 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3618 HURRICANE HELENE EM Hurricane 2024-09-26
3545 HURRICANE SALLY EM Hurricane 2020-09-14
4546 SEVERE STORMS AND FLOODING DR Severe Storm 2020-05-21
4503 COVID-19 PANDEMIC DR Biological 2020-03-29
3472 COVID-19 EM Biological 2020-03-13
4426 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2019-04-17
3389 HURRICANE IRMA EM Hurricane 2017-09-11
4251 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2016-01-21
4176 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-05-02
1971 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2011-04-28
3319 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS EM Severe Storm 2011-04-27
1836 SEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDS DR Severe Storm 2009-05-08
1835 SEVERE STORMS, FLOODING, TORNADOES & STRAIGHT-LINE DR Severe Storm 2009-04-28
3292 HURRICANE GUSTAV EM Hurricane 2008-08-30
3237 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1605 HURRICANE KATRINA DR Hurricane 2005-08-29
1549 HURRICANE IVAN DR Hurricane 2004-09-15
1442 SEVERE STORMS AND TORNADOES DR Severe Storm 2002-11-14
1399 SEVERE STORMS AND TORNADOES DR Severe Storm 2001-12-07
1362 SEVERE STORMS AND FLOODING DR Severe Storm 2001-03-05
Show 6 earlier declaration records
DR# Title Type Incident Date
1261 RIV-SEVERE WINTER WX 12/23/98 DR Severe Storm 1999-01-15
3096 SEVERE SNOWFALL, WINTER STORM EM Snowstorm 1993-03-15
578 STORMS, WIND, FLOODING DR Flood 1979-04-18
3045 DROUGHT EM Drought 1977-07-20
422 TORNADOES DR Tornado 1974-04-04
369 TORNADOES & FLOODING DR Tornado 1973-03-27

Storm Events in Alabama

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lamar County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,827 16 115 $51.7M
Hail 1,349 0 0 $5.0K
Flash Flood 1,047 17 7 $12.8M
Tornado 896 57 343 $49.7M
Drought 857 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

14

Total Paid

$66.6K

Avg Per Claim

$4.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 31.4/100

Expected Annual Loss

Very Low

$7.6M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Lightning Relatively High
Earthquake Relatively Low
Landslide Relatively Low
Hurricane Relatively Low
Tornado Relatively Low
Cold Wave Relatively Low
Heat Wave Relatively Low
Ice Storm Relatively Low
Strong Wind Relatively Low
Drought Relatively Low
Riverine Flooding Very Low
Hail Very Low
Wildfire Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Lightning

Lightning is modeled as a high-frequency, low-per-event hazard: strike counts are large, but each strike affects a very small area. Its aggregate cost accumulates through structure fires, electrical and electronic damage, and it is one of the few hazards whose risk is essentially continuous through the season rather than episodic.

For Lamar County the two measures on this page point the same way: Lightning is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lamar County's closest FEMA peer: Ashe County, NC

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lamar County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lamar County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lamar County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 26 FEMA declarations, Lamar County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lamar County?
The most common disaster type in Lamar County is Severe Storm, with 12 declarations. Other disaster types include Hurricane (7), Biological (2), Tornado (2).
How does Lamar County's FEMA declaration record compare with the Alabama average?
FEMA lists 26 declaration records for Lamar County. That is 1% above the Alabama county mean of 25.8. Its count is also 25% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Lamar County received?
Lamar County has received 17 major disaster declarations, representing 65% of all 26 disaster declarations.
How many flood insurance claims has Lamar County filed?
Lamar County has 14 National Flood Insurance Program (NFIP) claims totaling $66.6K in payments, with an average of $4.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Lamar County?
No. In Lamar County, Lightning has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $2.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Lamar County?
The most active year for disaster declarations in Lamar County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1973 to 2024.
What is the FEMA National Risk Index score for Lamar County?
According to the FEMA National Risk Index, Lamar County, Alabama has an overall risk score of 31.4 out of 100 (Very Low). On social vulnerability the county rates Relatively High; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $7.6M in annualized losses.
Which natural hazard poses the greatest risk to Lamar County?
The top hazard flagged by FEMA's NRI for Lamar County as of the latest release is Lightning (risk rating: Relatively High). Other significant hazards include Earthquake (Relatively Low) and Landslide (Relatively Low). FEMA's modeled event frequency puts lightning here at an average of 66 times per year, drawn from 81,313 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Lamar County · vintage 2026-08-25 · Methodology · Alabama profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events