FEMA Records
19
Below median
Missouri · FEMA + NOAA + National Risk Index
Monroe County, MO
19 FEMA disaster declarations (1973-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.
- 19
- FEMA declarations
- 13
- Major disasters
- 21
- NRI risk · Very Low
- Severe Storm
- Top hazard
The verdict
Monroe County has a nationally busy FEMA history: 19 declarations, more than 41% of counties in this registry. But the state comparison tempers that reading: the total is 23% below the Missouri county mean. FEMA's separate National Risk Index places the county safer than 21%; that score models loss and vulnerability rather than counting declarations.
- Safer than 21%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 19
- FEMA declarations vs 21 national county avg
- 12
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 29137 · Monroe County 19 declarations · rank 1888/3,266
DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-MID 19
- MAJOR-MID 68%
- RANK-LOWER #1,888
- PHOTO-FINISH Bartow
- NRI-LOW Very Low
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-BELOW -23%
Nearest declaration peer: Bartow, GA (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Missouri state profile
Monroe County in the declaration-count neighbourhood
FEMA declaration records among Monroe County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Bartow · near 19
Bartow · near
19 declarations
- Monroe · this county 19
Monroe · this county
19 declarations
- Union · near 19
Union · near
19 declarations
- Warren · near 19
Warren · near
19 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Monroe County carries 19 FEMA declaration records, ranked 1888 of 3,266 counties in this registry.
How Monroe County's FEMA declaration count compares nationally
Monroe County vs. all counties in this dataset
FEMA disaster declarations, all-time · Monroe County
19 41st percentile higher than 41% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Monroe County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Monroe County is led by Riverine Flooding (about $2.6M Expected Annual Loss, Historical Loss Ratio Relatively High), while Heat Wave carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Monroe County's hazard record show?
FEMA National Risk Index
This county's FEMA National Risk Index composite lands at 21.2/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $7.0M in annualized losses), tempered or compounded by a Relatively Moderate social-vulnerability score and Relatively Moderate community-resilience score. Among the 18 modeled hazards, Heat Wave carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 9.5 modeled event-days per year here, based on 142 historical events on record.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 12 claims and $198.9K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Missouri county averages 24.6 federal declaration records, while Monroe County has 19. The gap is 23% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
56 /100
Historical Activity Index
High historical activity
Monroe County, MO · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
14/30
19 OpenFEMA declarations, full ingest window (0.9x national county average)
County Disaster Density Moderate
10/25
19 declarations (0.8x state county average of 25)
Major Disaster Share High
17/25
13 of 19 declarations are major disasters (68%)
Hazard Diversity Very High
15/20
6 different disaster types declared in Monroe County
FEMA NRI 8-hazard radar - Monroe County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
68%
Major-heavy
NRI risk score
21
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Monroe County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Heat Wave | Relatively Moderate | 9.5 modeled event-days per year |
| Lightning | Relatively Moderate | an average of 48 times per year |
| Drought | Relatively Low | 5.1 modeled event-days per year |
| Landslide | Very Low | roughly once every 5 years |
| Earthquake | Very Low | roughly once every 511 years |
| Tornado | Relatively Low | roughly once every 3 years |
| Hail | Relatively Low | an average of 3.7 times per year |
| Cold Wave | Relatively Low | an average of 3.3 times per year |
| Winter Weather | Relatively Low | an average of 9.8 times per year |
| Wildfire | Very Low | roughly once every 1,490 years |
| Strong Wind | Relatively Low | an average of 3.5 times per year |
| Ice Storm | Very Low | roughly once every 1 years |
| Riverine Flooding | Very Low | an average of 1 time per year |
| Hurricane | Very Low | roughly once every 100 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 11
Severe Ice Storm 3
Biological 2
Hurricane 1
Flood 1
Drought 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Monroe County's record, 58% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 13 68.4%
of all 19 declarations
Emergency - 6 31.6%
of all 19 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2015 | 1 | |
| 2011 | 2 | |
| 2010 | 1 | |
| 2009 | 1 | |
| 2008 | 2 | |
| 2006 | 1 | |
| 2005 | 1 | |
| 2004 | 1 | |
| 2003 | 1 | |
| 2002 | 1 | |
| 1993 | 1 | |
| 1976 | 1 | |
Show 1 earlier declaration years
| 1973 | 1 | |
Disaster Declarations
How the 19 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 19 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4924 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2026-06-30 |
| 4490 | COVID-19 PANDEMIC | DR | Biological | 2020-03-26 |
| 3482 | COVID-19 | EM | Biological | 2020-03-13 |
| 4451 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2019-07-09 |
| 4238 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2015-08-07 |
| 1961 | SEVERE WINTER STORM AND SNOWSTORM | DR | Severe Storm | 2011-03-23 |
| 3317 | SEVERE WINTER STORM | EM | Severe Storm | 2011-02-03 |
| 1934 | SEVERE STORMS, FLOODING, AND TORNADOES | DR | Severe Storm | 2010-08-17 |
| 3303 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2009-01-30 |
| 1773 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2008-06-25 |
| 3281 | SEVERE WINTER STORMS | EM | Severe Ice Storm | 2007-12-12 |
| 1631 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Severe Storm | 2006-03-16 |
| 3232 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-10 |
| 1524 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2004-06-11 |
| 1463 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2003-05-06 |
| 1403 | SEVERE WINTER ICE STORM | DR | Severe Ice Storm | 2002-02-06 |
| 995 | SEVERE STORMS & FLOODING | DR | Flood | 1993-07-09 |
| 3017 | DROUGHT | EM | Drought | 1976-09-24 |
| 372 | HEAVY RAINS, TORNADOES & FLOODING | DR | Severe Storm | 1973-04-19 |
Storm Events in Missouri
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Monroe County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 6,391 | 30 | 52 | $63.4M |
| Hail | 4,411 | 0 | 1 | $86.1M |
| Flash Flood | 2,399 | 47 | 14 | $406.6M |
| Flood | 1,810 | 25 | 7 | $304.6M |
| Drought | 1,033 | 0 | 350 | $53.6M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
12
Total Paid
$198.9K
Avg Per Claim
$16.6K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 21.2/100
Expected Annual Loss
Very Low
$7.0M/year
Social Vulnerability
Relatively Moderate
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Heat Wave Relatively Moderate
Lightning Relatively Moderate
Drought Relatively Low
Landslide Very Low
Earthquake Very Low
Tornado Relatively Low
Hail Relatively Low
Cold Wave Relatively Low
Winter Weather Relatively Low
Wildfire Very Low
Strong Wind Relatively Low
Ice Storm Very Low
Riverine Flooding Very Low
Hurricane Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Heat Wave
Heat Wave is measured in event-days per year rather than discrete events, and it is the hazard whose harm is most consistently undercounted: its toll is health and mortality, concentrated among people without cooling, rather than visible damage to property.
Worth noting for Monroe County: the model and the federal record do NOT point at the same hazard. Heat Wave carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Monroe County's closest FEMA peer: Roanoke (city), VA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Monroe County. Record similarity, not a safety rating.
Closest declaration profiles
Monroe County shows 19 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Monroe County: 13 of 19 of its declarations are Major.
Similar modeled NRI score
Monroe County: NRI composite 21.2 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Monroe County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Monroe County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 21.2 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 19. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 19 FEMA declarations, Monroe County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Monroe County?
The most common disaster type in Monroe County is Severe Storm, with 11 declarations. Other disaster types include Severe Ice Storm (3), Biological (2), Hurricane (1).
How does Monroe County's FEMA declaration record compare with the Missouri average?
The typical Missouri county has 24.6 FEMA declaration records; Monroe County has 19, or 23% fewer. Against the national county mean of 20.7, this county's total is 8% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Monroe County received?
Monroe County has received 13 major disaster declarations, representing 68% of all 19 disaster declarations.
How many flood insurance claims has Monroe County filed?
Monroe County has 12 National Flood Insurance Program (NFIP) claims totaling $198.9K in payments, with an average of $16.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Monroe County?
No. In Monroe County, Heat Wave has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $2.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Monroe County?
The most active year for disaster declarations in Monroe County was 2008, with 2 declarations. The county has FEMA disaster data spanning 1973 to 2026.
What is the FEMA National Risk Index score for Monroe County?
According to the FEMA National Risk Index, Monroe County, Missouri has an overall risk score of 21.2 out of 100 (Very Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $7.0M in annualized losses.
Which natural hazard poses the greatest risk to Monroe County?
The top hazard flagged by FEMA's NRI for Monroe County as of the latest release is Heat Wave (risk rating: Relatively Moderate). Other significant hazards include Lightning (Relatively Moderate) and Drought (Relatively Low). FEMA's modeled event frequency puts heat wave here at 9.5 modeled event-days per year, drawn from 142 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Monroe County · vintage 2026-08-25 · Methodology · Missouri profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events