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Minnesota · FEMA + NOAA + National Risk Index

Morrison County, MN

14 FEMA disaster declarations (1965-2023), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.

14
FEMA declarations
10
Major disasters
67
NRI risk · Relatively Low
Flood
Top hazard

The verdict

Morrison County has a nationally busy FEMA history: 14 declarations, more than 20% of counties in this registry. But the state comparison tempers that reading: the total is 21% below the Minnesota county mean. FEMA's separate National Risk Index places the county in the riskiest 33%; that score models loss and vulnerability rather than counting declarations.

Riskiest 33%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
14
FEMA declarations vs 21 national county avg
50
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 27097 · Morrison County 14 declarations · rank 2604/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 14
  • MAJOR-MID 71%
  • RANK-LOWER #2,604
  • PHOTO-FINISH Pulaski
  • NRI-LOW 67
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-BELOW -21%

Nearest declaration peer: Pulaski, IL (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Minnesota state profile

Morrison County among counties with fewer federal records

FEMA declaration records among Morrison County and nearest peers by total count

declarations

What this shows Morrison County carries 14 FEMA declaration records, ranked 2604 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Morrison County versus quieter counties in this dataset

Morrison County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Morrison County

14 20th percentile higher than 20% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Morrison County's FEMA Risk Index score

0/100100/100Minnesota avg42/10066.9/100
FEMA National Risk Index composite score vs. the Minnesota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Morrison County is led by Riverine Flooding (about $22.6M Expected Annual Loss, Historical Loss Ratio Very High), while Lightning carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Morrison County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 50 paid claims, totaling $613.4K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $12.3K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Minnesota county averages 17.7 federal declaration records, while Morrison County has 14. The gap is 21% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 66.9/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $29.6M in annualized losses), and a Relatively Low social-vulnerability profile combined with Very High community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Lightning stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 32 times per year here, based on 88,404 historical events on record.

53 /100

Historical Activity Index

High historical activity

Morrison County, MN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
10/30

14 OpenFEMA declarations, full ingest window (0.7x national county average)

County Disaster Density Moderate
10/25

14 declarations (0.8x state county average of 18)

Major Disaster Share High
18/25

10 of 14 declarations are major disasters (71%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Morrison County

FEMA NRI 8-hazard radar - Morrison County

Morrison County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 0, Tornado 25, Wildfire 25, Drought 25, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 21 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 21 8-hazard mean
Morrison County NRI risk profile FIPS 27097 · displayed-hazard mean 21/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

14

Low volume

Major Disaster share

71%

Major-heavy

NRI risk score

67

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Morrison County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Lightning Relatively High an average of 32 times per year
Riverine Flooding Relatively Moderate roughly once every 1 years
Wildfire Relatively Low roughly once every 790 years
Hail Relatively Moderate an average of 4 times per year
Strong Wind Relatively Moderate an average of 2.5 times per year
Landslide Very Low roughly once every 6 years
Cold Wave Relatively Low an average of 13 times per year
Drought Relatively Low 9.2 modeled event-days per year
Tornado Relatively Low roughly once every 2 years
Ice Storm Relatively Low roughly once every 3 years
Heat Wave Very Low 1.8 modeled event-days per year
Winter Weather Relatively Low an average of 16 times per year
Earthquake Very Low roughly once every 9,091 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 7
Severe Storm 2
Biological 2
Hurricane 1
Fire 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Morrison County's record, 50% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 10 71.4%

of all 14 declarations

Emergency - 3 21.4%

of all 14 declarations

Fire Management - 1 7.1%

of all 14 declarations

FEMA Declarations Timeline

Year Declarations
2023 1
2022 1
2020 2
2013 1
2005 1
2001 2
1997 1
1976 1
1972 1
1969 1
1966 1
1965 1

Disaster Declarations

How the 14 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 14 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4722 SEVERE STORMS AND FLOODING DR Flood 2023-07-19
4658 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2022-07-08
4531 COVID-19 PANDEMIC DR Biological 2020-04-07
3453 COVID-19 EM Biological 2020-03-13
4131 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2013-07-25
3242 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1370 SEVERE WINTER STORMS, FLOODING, AND TORNADOES DR Flood 2001-05-16
2345 MN - CARLOS EDGE FIRE COMPLEX - 10/19/2000 FM Fire 2000-10-20
1175 SEVERE FLOODING, HIGH WINDS,SEVERE STORMS DR Flood 1997-04-08
3013 DROUGHT EM Drought 1976-06-17
347 SEVERE STORMS & FLOODING DR Flood 1972-08-01
255 FLOODING DR Flood 1969-04-18
215 FLOODING DR Flood 1966-03-22
188 FLOODING DR Flood 1965-04-11

Storm Events in Minnesota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Morrison County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,420 13 25 $68.2M
Hail 4,203 0 0 $34.5M
Extreme Cold/Wind Chill 1,789 7 4 $55.0K
Winter Storm 1,695 2 17 $10.0M
Heavy Snow 1,190 9 14 $1.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

50

Total Paid

$613.4K

Avg Per Claim

$12.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 66.9/100

Expected Annual Loss

Relatively Low

$29.6M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Lightning Relatively High
Riverine Flooding Relatively Moderate
Wildfire Relatively Low
Hail Relatively Moderate
Strong Wind Relatively Moderate
Landslide Very Low
Cold Wave Relatively Low
Drought Relatively Low
Tornado Relatively Low
Ice Storm Relatively Low
Heat Wave Very Low
Winter Weather Relatively Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Lightning

Lightning is modeled as a high-frequency, low-per-event hazard: strike counts are large, but each strike affects a very small area. Its aggregate cost accumulates through structure fires, electrical and electronic damage, and it is one of the few hazards whose risk is essentially continuous through the season rather than episodic.

Worth noting for Morrison County: the model and the federal record do NOT point at the same hazard. Lightning carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Morrison County's closest FEMA peer: Bannock County, ID

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Morrison County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Morrison County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Morrison County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Morrison County's NFIP claims file (50 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Morrison County?
The most common disaster type in Morrison County is Flood, with 7 declarations. Other disaster types include Severe Storm (2), Biological (2), Hurricane (1).
How does Morrison County's FEMA declaration record compare with the Minnesota average?
The typical Minnesota county has 17.7 FEMA declaration records; Morrison County has 14, or 21% fewer. Against the national county mean of 20.7, this county's total is 32% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Morrison County received?
Morrison County has received 10 major disaster declarations, representing 71% of all 14 disaster declarations.
How many flood insurance claims has Morrison County filed?
Morrison County has 50 National Flood Insurance Program (NFIP) claims totaling $613.4K in payments, with an average of $12.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Morrison County?
No. In Morrison County, Lightning has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $22.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Morrison County?
The most active year for disaster declarations in Morrison County was 2001, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2023.
What is the FEMA National Risk Index score for Morrison County?
According to the FEMA National Risk Index, Morrison County, Minnesota has an overall risk score of 66.9 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Low and community resilience is Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $29.6M in annualized losses.
Which natural hazard poses the greatest risk to Morrison County?
FEMA's NRI data points to Morrison County is Lightning (risk rating: Relatively High). Other significant hazards include Riverine Flooding (Relatively Moderate) and Wildfire (Relatively Low). FEMA's modeled event frequency puts lightning here at an average of 32 times per year, drawn from 88,404 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Morrison County · vintage 2026-08-25 · Methodology · Minnesota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events