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Minnesota · FEMA + NOAA + National Risk Index

Todd County, MN

13 FEMA disaster declarations (1965-2022), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

13
FEMA declarations
10
Major disasters
38
NRI risk · Very Low
Flood
Top hazard

The verdict

Todd County has a nationally busy FEMA history: 13 declarations, more than 17% of counties in this registry. But the state comparison tempers that reading: the total is 27% below the Minnesota county mean. FEMA's separate National Risk Index places the county safer than 38%; that score models loss and vulnerability rather than counting declarations.

Safer than 38%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
13
FEMA declarations vs 21 national county avg
13
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 27153 · Todd County 13 declarations · rank 2653/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 13
  • MAJOR-MID 77%
  • RANK-LOWER #2,653
  • PHOTO-FINISH Clarke
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-BELOW -27%

Nearest declaration peer: Clarke, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Minnesota state profile

Todd County among counties with fewer federal records

FEMA declaration records among Todd County and nearest peers by total count

declarations

What this shows Todd County carries 13 FEMA declaration records, ranked 2653 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Todd County versus quieter counties in this dataset

Todd County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Todd County

13 17th percentile higher than 17% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Todd County's FEMA Risk Index score

0/100100/100Minnesota avg42/10037.7/100
FEMA National Risk Index composite score vs. the Minnesota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Todd County is led by Riverine Flooding (about $7.3M Expected Annual Loss, Historical Loss Ratio Relatively High), while Wildfire carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Todd County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 37.7/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $10.7M in annualized losses). Social vulnerability (Relatively Moderate) and community resilience (Very High) both factor into how that raw exposure plays out on the ground. Even the county's top-rated hazard, Wildfire, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 1,173 years here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 13 claims and $126.6K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Minnesota county averages 17.7 federal declaration records, while Todd County has 13. The gap is 27% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

50 /100

Historical Activity Index

High historical activity

Todd County, MN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
9/30

13 OpenFEMA declarations, full ingest window (0.6x national county average)

County Disaster Density Moderate
9/25

13 declarations (0.7x state county average of 18)

Major Disaster Share Very High
19/25

10 of 13 declarations are major disasters (77%)

Hazard Diversity High
13/20

5 different disaster types declared in Todd County

FEMA NRI 8-hazard radar - Todd County

Todd County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 0, Tornado 25, Wildfire 25, Drought 25, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 18 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 18 8-hazard mean
Todd County NRI risk profile FIPS 27153 · displayed-hazard mean 18/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

13

Low volume

Major Disaster share

77%

Mostly major

NRI risk score

38

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Todd County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Wildfire Relatively Low roughly once every 1,173 years
Strong Wind Relatively Moderate an average of 2.5 times per year
Landslide Very Low roughly once every 6 years
Hail Relatively Low an average of 4 times per year
Riverine Flooding Relatively Low roughly once every 2 years
Lightning Relatively Low an average of 31 times per year
Drought Relatively Low 6.2 modeled event-days per year
Cold Wave Relatively Low an average of 14 times per year
Tornado Relatively Low roughly once every 2 years
Heat Wave Very Low 1.8 modeled event-days per year
Ice Storm Relatively Low roughly once every 3 years
Winter Weather Relatively Low an average of 17 times per year
Earthquake Very Low roughly once every 6,993 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 6
Severe Storm 3
Biological 2
Hurricane 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Todd County's record, 46% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 10 76.9%

of all 13 declarations

Emergency - 3 23.1%

of all 13 declarations

FEMA Declarations Timeline

Year Declarations
2022 2
2020 2
2014 1
2005 1
2001 1
1997 2
1976 1
1972 1
1966 1
1965 1

Disaster Declarations

How the 13 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 13 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4666 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2022-08-09
4658 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2022-07-08
4531 COVID-19 PANDEMIC DR Biological 2020-04-07
3453 COVID-19 EM Biological 2020-03-13
4182 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2014-07-21
3242 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1370 SEVERE WINTER STORMS, FLOODING, AND TORNADOES DR Flood 2001-05-16
1175 SEVERE FLOODING, HIGH WINDS,SEVERE STORMS DR Flood 1997-04-08
1158 SEVERE WINTER STORMS DR Severe Storm 1997-01-16
3013 DROUGHT EM Drought 1976-06-17
347 SEVERE STORMS & FLOODING DR Flood 1972-08-01
215 FLOODING DR Flood 1966-03-22
188 FLOODING DR Flood 1965-04-11

Storm Events in Minnesota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Todd County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,420 13 25 $68.2M
Hail 4,203 0 0 $34.5M
Extreme Cold/Wind Chill 1,789 7 4 $55.0K
Winter Storm 1,695 2 17 $10.0M
Heavy Snow 1,190 9 14 $1.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

13

Total Paid

$126.6K

Avg Per Claim

$9.7K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 37.7/100

Expected Annual Loss

Very Low

$10.7M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Very High

Hazard Risk Breakdown

Wildfire Relatively Low
Strong Wind Relatively Moderate
Landslide Very Low
Hail Relatively Low
Riverine Flooding Relatively Low
Lightning Relatively Low
Drought Relatively Low
Cold Wave Relatively Low
Tornado Relatively Low
Heat Wave Very Low
Ice Storm Relatively Low
Winter Weather Relatively Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Wildfire

Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.

Worth noting for Todd County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Todd County's closest FEMA peer: Keya Paha County, NE

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Todd County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Todd County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Todd County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 13 FEMA declarations, Todd County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Todd County?
The most common disaster type in Todd County is Flood, with 6 declarations. Other disaster types include Severe Storm (3), Biological (2), Hurricane (1).
How does Todd County's FEMA declaration record compare with the Minnesota average?
The typical Minnesota county has 17.7 FEMA declaration records; Todd County has 13, or 27% fewer. Against the national county mean of 20.7, this county's total is 37% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Todd County received?
Todd County has received 10 major disaster declarations, representing 77% of all 13 disaster declarations.
How many flood insurance claims has Todd County filed?
Todd County has 13 National Flood Insurance Program (NFIP) claims totaling $126.6K in payments, with an average of $9.7K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Todd County?
No. In Todd County, Wildfire has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $7.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Todd County?
The most active year for disaster declarations in Todd County was 1997, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2022.
What is the FEMA National Risk Index score for Todd County?
According to the FEMA National Risk Index, Todd County, Minnesota has an overall risk score of 37.7 out of 100 (Very Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Very High. The Expected Annual Loss (EAL) score is Very Low, representing $10.7M in annualized losses.
Which natural hazard poses the greatest risk to Todd County?
FEMA's NRI data points to Todd County as of the latest release is Wildfire (risk rating: Relatively Low). Other significant hazards include Strong Wind (Relatively Moderate) and Landslide (Very Low). FEMA's modeled event frequency puts wildfire here at roughly once every 1,173 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Todd County · vintage 2026-08-25 · Methodology · Minnesota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events