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Nebraska · FEMA + NOAA + National Risk Index

Nemaha County, NE

25 FEMA disaster declarations (1974-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

25
FEMA declarations
22
Major disasters
13
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Nemaha County. Its 25 FEMA declarations are 49% above the Nebraska county mean and exceed the count for 71% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 13%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 13%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
25
FEMA declarations vs 21 national county avg
49
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Nemaha County compare?

Nemaha County vs. all counties in this dataset

FEMA disaster declarations, all-time

25 Top 29% higher than 71% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Nemaha County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Nebraska county average

0/100100/100Nebraska avg26/10013.4/100
FEMA National Risk Index composite score vs. the Nebraska county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Nemaha County is led by Riverine Flooding (about $1.7M Expected Annual Loss, Historical Loss Ratio Relatively High), while Drought carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Nemaha County's hazard record show?

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 25 entries for Nemaha County, including 22 Major Disaster records, 49% above the Nebraska county mean. Across the 52-year span, that works out to 0.5 declarations a year. Severe Storm leads the file with 13 entries. Declaration type records the federal action taken, not every assistance program approved.

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 13.4/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $5.1M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively Moderate) and community resilience (Relatively High). Among the 18 modeled hazards, Drought carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 11 modeled event-days per year here, based on 294 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 49 claims and $453.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Nemaha County's 25 federal records stand 49% above the Nebraska county mean of 16.8. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

74 /100

Historical Activity Index

High historical activity

Nemaha County, NE · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
18/30

25 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Very High
19/25

25 declarations (1.5x state county average of 17)

Major Disaster Share Very High
22/25

22 of 25 declarations are major disasters (88%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Nemaha County

Historical Declaration Activity

Activity Band

High

vs. Nebraska Avg

+49%

State avg: 16.8

vs. National Avg

+21%

National avg: 20.7

Avg Per Year

0.5

Over 52 years

FEMA NRI 8-hazard radar - Nemaha County

Nemaha County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 25, Wildfire 25, Drought 48, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 21 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 21 8-hazard mean
Nemaha County NRI risk profile FIPS 31127 · displayed-hazard mean 21/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

25

High volume

Major Disaster share

88%

Mostly major

NRI risk score

13

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Nemaha County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively Moderate 11 modeled event-days per year
Landslide Relatively Low roughly once every 11 years
Wildfire Relatively Low roughly once every 574 years
Hail Relatively Low an average of 7.2 times per year
Heat Wave Relatively Low 8.4 modeled event-days per year
Tornado Relatively Low roughly once every 3 years
Ice Storm Relatively Low roughly once every 1 years
Cold Wave Relatively Low an average of 3.4 times per year
Strong Wind Relatively Low an average of 4.4 times per year
Winter Weather Very Low an average of 12 times per year
Lightning Very Low an average of 48 times per year
Riverine Flooding Very Low an average of 2.2 times per year
Earthquake Very Low roughly once every 1,328 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 13
Flood 7
Biological 2
Severe Ice Storm 1
Hurricane 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Nemaha County's record, 52% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 22 88.0%

of all 25 declarations

Emergency - 3 12.0%

of all 25 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 1
2022 1
2020 2
2019 1
2015 1
2014 1
2011 3
2010 4
2008 3
2007 1
2005 1
1996 1
1993 1
1992 1
Show 2 earlier declaration years
1984 1
1974 1

Disaster Declarations

How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4896 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2025-10-22
4822 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2024-09-24
4641 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2022-02-23
4521 COVID-19 PANDEMIC DR Biological 2020-04-04
3483 COVID-19 EM Biological 2020-03-13
4420 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2019-03-21
4225 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-06-25
4185 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-07-28
4013 FLOODING DR Flood 2011-08-12
3323 FLOODING EM Flood 2011-06-18
1945 SEVERE STORMS, FLOODING, TORNADO, AND STRAIGHT-LIN DR Severe Storm 2010-10-21
1924 SEVERE STORMS AND FLOODING DR Severe Storm 2010-07-15
1902 SEVERE STORMS, ICE JAMS, AND FLOODING DR Flood 2010-04-21
1878 SEVERE WINTER STORMS AND SNOWSTORM DR Severe Storm 2010-02-25
1864 SEVERE WINTER STORM DR Severe Storm 2009-12-16
1770 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-06-20
1765 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-05-30
1739 SEVERE WINTER STORM DR Severe Ice Storm 2008-01-11
1706 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2007-06-06
3245 HURRICANE KATRINA EVACUEES EM Hurricane 2005-09-13
Show 5 earlier declaration records
DR# Title Type Incident Date
1123 SEVERE STORMS AND TORNADOES DR Severe Storm 1996-06-25
998 SEVERE STORMS AND FLOODING DR Flood 1993-07-19
954 SEVERE STORMS & FLOODING DR Flood 1992-08-19
716 TORNADOES & FLOODING DR Tornado 1984-07-03
406 SEVERE STORMS & FLOODING DR Flood 1973-10-20

Storm Events in Nebraska

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Nemaha County.

Storm Type Events Fatalities Injuries Property Damage
Hail 6,079 0 2 $237.7M
Thunderstorm Wind 4,757 3 19 $228.1M
Drought 1,658 0 0 $0
High Wind 1,647 1 1 $22.1M
Winter Storm 1,155 0 2 $335.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

49

Total Paid

$453.7K

Avg Per Claim

$9.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 13.4/100

Expected Annual Loss

Very Low

$5.1M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively High

Hazard Risk Breakdown

Drought Relatively Moderate
Landslide Relatively Low
Wildfire Relatively Low
Hail Relatively Low
Heat Wave Relatively Low
Tornado Relatively Low
Ice Storm Relatively Low
Cold Wave Relatively Low
Strong Wind Relatively Low
Winter Weather Very Low
Lightning Very Low
Riverine Flooding Very Low
Earthquake Very Low
Hurricane No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Nemaha County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Nemaha County's closest FEMA peer: Hanson County, SD

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Nemaha County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Nemaha County - capture-dated entries only.

Further reading for this county

Most disaster-prone counties

With 25 FEMA declarations, Nemaha County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Nemaha County?
The most common disaster type in Nemaha County is Severe Storm, with 13 declarations. Other disaster types include Flood (7), Biological (2), Severe Ice Storm (1).
How does Nemaha County's FEMA declaration record compare with the Nebraska average?
FEMA lists 25 declaration records for Nemaha County. That is 49% above the Nebraska county mean of 16.8. Its count is also 21% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Nemaha County received?
Nemaha County has received 22 major disaster declarations, representing 88% of all 25 disaster declarations.
How many flood insurance claims has Nemaha County filed?
Nemaha County has 49 National Flood Insurance Program (NFIP) claims totaling $453.7K in payments, with an average of $9.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Nemaha County?
No. In Nemaha County, Drought has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $1.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Nemaha County?
The most active year for disaster declarations in Nemaha County was 2010, with 4 declarations. The county has FEMA disaster data spanning 1974 to 2026.
What is the FEMA National Risk Index score for Nemaha County?
According to the FEMA National Risk Index, Nemaha County, Nebraska has an overall risk score of 13.4 out of 100 (Very Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $5.1M in annualized losses.
Which natural hazard poses the greatest risk to Nemaha County?
The top hazard flagged by FEMA's NRI for Nemaha County is Drought (risk rating: Relatively Moderate). Other significant hazards include Landslide (Relatively Low) and Wildfire (Relatively Low). FEMA's modeled event frequency puts drought here at 11 modeled event-days per year, drawn from 294 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Nemaha County

Nemaha County, NE has 25 federal declaration records, 49% more than the Nebraska county mean of 17; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 22 of 25 records; the category describes past federal action, not the next likely hazard. Nebraska overview
  • The state benchmark and national rank point the same way: this count tops the Nebraska mean and the totals for 71% of 3,266 U.S. counties. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.