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Delaware · FEMA + NOAA + National Risk Index

New Castle County, DE

17 FEMA disaster declarations (1965-2022), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Hurricane.

17
FEMA declarations
11
Major disasters
95
NRI risk · Relatively High
Hurricane
Top hazard

The verdict

New Castle County has a nationally busy FEMA history: 17 declarations, more than 32% of counties in this registry. But the state comparison tempers that reading: the total is 6% below the Delaware county mean. FEMA's separate National Risk Index places the county in the riskiest 5%; that score models loss and vulnerability rather than counting declarations.

Riskiest 5%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
17
FEMA declarations vs 21 national county avg
1,573
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 10003 · New Castle County 17 declarations · rank 2153/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 17
  • MAJOR-MID 65%
  • RANK-LOWER #2,153
  • PHOTO-FINISH Curry
  • NRI-HIGH 95
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -6%

Nearest declaration peer: Curry, OR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Delaware state profile

New Castle County among counties with fewer federal records

FEMA declaration records among New Castle County and nearest peers by total count

declarations

What this shows New Castle County carries 17 FEMA declaration records, ranked 2153 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

New Castle County versus quieter counties in this dataset

New Castle County among lower-declaration counties nationally

FEMA disaster declarations, all-time · New Castle County

17 32nd percentile higher than 32% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

New Castle County's FEMA Risk Index score

0/100100/100Delaware avg91/10095.3/100
FEMA National Risk Index composite score vs. the Delaware county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for New Castle County is led by Riverine Flooding (about $150.5M Expected Annual Loss, Historical Loss Ratio Relatively High), while Winter Weather carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does New Castle County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 1,573 claims and $51.7M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $32.8K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

Start with the state benchmark: a Delaware county averages 18.0 federal declaration records, while New Castle County has 17. The gap is 6% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 95.3/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $202.2M in annualized losses). Social vulnerability reads Relatively Low and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Winter Weather stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 10 times per year here, based on 197 historical events on record.

53 /100

Historical Activity Index

High historical activity

New Castle County, DE · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

17 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
12/25

17 declarations (0.9x state county average of 18)

Major Disaster Share High
16/25

11 of 17 declarations are major disasters (65%)

Hazard Diversity High
13/20

5 different disaster types declared in New Castle County

FEMA NRI 8-hazard radar - New Castle County

New Castle County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 48, Flood 70, Hurricane 48, Tornado 48, Wildfire 8, Drought 48, Heat Wave 48, Winter Storm 92. The simple mean of these eight displayed scores is 51 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 51 8-hazard mean
New Castle County NRI risk profile FIPS 10003 · displayed-hazard mean 51/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

17

Below median

Major Disaster share

65%

Major-heavy

NRI risk score

95

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike New Castle County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Winter Weather Very High an average of 10 times per year
Riverine Flooding Relatively High an average of 6.6 times per year
Heat Wave Relatively Moderate 11 modeled event-days per year
Cold Wave Relatively High roughly once every 1 years
Earthquake Relatively Moderate roughly once every 618 years
Ice Storm Relatively High an average of 1 time per year
Hurricane Relatively Moderate roughly once every 11 years
Strong Wind Relatively High an average of 6.3 times per year
Tornado Relatively Moderate roughly once every 4 years
Drought Relatively Moderate 5.9 modeled event-days per year
Coastal Flooding Relatively High an average of 3.7 times per year
Lightning Relatively Moderate an average of 35 times per year
Landslide Relatively Low roughly once every 7 years
Wildfire Very Low roughly once every 2,069 years
Hail Very Low an average of 2.3 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 9
Snowstorm 4
Biological 2
Severe Storm 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on New Castle County's federal record, 53% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 11 64.7%

of all 17 declarations

Emergency - 6 35.3%

of all 17 declarations

FEMA Declarations Timeline

Year Declarations
2022 1
2021 1
2020 2
2013 2
2011 1
2010 1
2005 2
2003 3
1999 1
1996 1
1993 1
1965 1

Disaster Declarations

How the 17 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 17 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4627 REMNANTS OF HURRICANE IDA DR Hurricane 2021-10-24
4566 TROPICAL STORM ISAIAS DR Hurricane 2020-10-02
4526 COVID-19 PANDEMIC DR Biological 2020-04-05
3449 COVID-19 EM Biological 2020-03-13
4090 HURRICANE SANDY DR Hurricane 2012-11-16
3357 HURRICANE SANDY EM Hurricane 2012-10-29
3336 HURRICANE IRENE EM Hurricane 2011-08-28
1896 SEVERE WINTER STORMS AND SNOWSTORMS DR Snowstorm 2010-03-31
3263 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-30
1572 SEVERE STORMS, TORNADOES, AND FLOODING FROM THE REMNANTS OF DR Severe Storm 2004-11-15
1495 TROPICAL STORM HENRI DR Hurricane 2003-09-23
1494 HURRICANE ISABEL DR Hurricane 2003-09-20
3183 SNOW EM Snowstorm 2003-03-20
1297 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-21
1082 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-12
3111 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-18
207 WATER SHORTAGE DR Drought 1965-08-18

Storm Events in Delaware

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to New Castle County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 492 1 10 $196.0K
Heavy Rain 222 0 0 $0
Winter Weather 132 1 50 $0
Flash Flood 102 0 0 $3.7M
Coastal Flood 95 0 0 $12.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1,573

Total Paid

$51.7M

Avg Per Claim

$32.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 95.3/100

Expected Annual Loss

Relatively High

$202.2M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Winter Weather Very High
Riverine Flooding Relatively High
Heat Wave Relatively Moderate
Cold Wave Relatively High
Earthquake Relatively Moderate
Ice Storm Relatively High
Hurricane Relatively Moderate
Strong Wind Relatively High
Tornado Relatively Moderate
Drought Relatively Moderate
Coastal Flooding Relatively High
Lightning Relatively Moderate
Landslide Relatively Low
Wildfire Very Low
Hail Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Winter Weather

Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.

Worth noting for New Castle County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Very High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

New Castle County's closest FEMA peer: Utah County, UT

Comparisons use published FEMA declaration fields plus the National Risk Index composite for New Castle County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for New Castle County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for New Castle County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

New Castle County's NFIP claims file (1,573 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in New Castle County?
The most common disaster type in New Castle County is Hurricane, with 9 declarations. Other disaster types include Snowstorm (4), Biological (2), Severe Storm (1).
How does New Castle County's FEMA declaration record compare with the Delaware average?
The typical Delaware county has 18.0 FEMA declaration records; New Castle County has 17, or 6% fewer. Against the national county mean of 20.7, this county's total is 18% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has New Castle County received?
New Castle County has received 11 major disaster declarations, representing 65% of all 17 disaster declarations.
How many flood insurance claims has New Castle County filed?
New Castle County has 1,573 National Flood Insurance Program (NFIP) claims totaling $51.7M in payments, with an average of $32.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in New Castle County?
No. In New Castle County, Winter Weather has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $150.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in New Castle County?
The most active year for disaster declarations in New Castle County was 2003, with 3 declarations. The county has FEMA disaster data spanning 1965 to 2022.
What is the FEMA National Risk Index score for New Castle County?
According to the FEMA National Risk Index, New Castle County, Delaware has an overall risk score of 95.3 out of 100 (Relatively High). On social vulnerability the county rates Relatively Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Relatively High, representing $202.2M in annualized losses.
Which natural hazard poses the greatest risk to New Castle County?
Based on FEMA NRI data, the highest-risk natural hazard in New Castle County as of the latest release is Winter Weather (risk rating: Very High). Other significant hazards include Riverine Flooding (Relatively High) and Heat Wave (Relatively Moderate). FEMA's modeled event frequency puts winter weather here at an average of 10 times per year, drawn from 197 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for New Castle County · vintage 2026-08-25 · Methodology · Delaware profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events