PlainHazard

If you are in immediate danger, call 911.

The data below is historical (NOAA Storm Events / FEMA), not a live alert. For current warnings and evacuation orders, check the National Weather Service, Ready.gov, or FEMA.gov.

Minnesota · FEMA + NOAA + National Risk Index

Nobles County, MN

21 FEMA disaster declarations (1969-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

21
FEMA declarations
18
Major disasters
50
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Nobles County. Its 21 FEMA declarations are 19% above the Minnesota county mean and exceed the count for 52% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 50%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 50%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
21
FEMA declarations vs 21 national county avg
83
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

View my watchlist

FEMA OpenFEMA declaration desk

County FIPS 27105 · Nobles County 21 declarations · rank 1489/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 21
  • MAJOR-HEAVY 86%
  • RANK-LOWER #1,489
  • PHOTO-FINISH Montgomery
  • NRI-LOW 50
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +19%

Nearest declaration peer: Montgomery, IN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Minnesota state profile

Nobles County in the declaration-count neighbourhood

FEMA declaration records among Nobles County and nearest peers by total count

declarations

What this shows Nobles County carries 21 FEMA declaration records, ranked 1489 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Nobles County's FEMA declaration count compares nationally

Nobles County vs. all counties in this dataset

FEMA disaster declarations, all-time · Nobles County

21 Top 48% higher than 52% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Nobles County's FEMA Risk Index score

0/100100/100Minnesota avg42/10050.2/100
FEMA National Risk Index composite score vs. the Minnesota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Nobles County is led by Riverine Flooding (about $5.2M Expected Annual Loss, Historical Loss Ratio Relatively High), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Nobles County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 83 paid claims, totaling $209.4K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $2.5K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Nobles County's 21 federal records stand 19% above the Minnesota county mean of 17.7. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 50.2/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $13.3M in annualized losses), and a Relatively High social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 5.5 times per year here, based on 210 historical events on record.

66 /100

Historical Activity Index

High historical activity

Nobles County, MN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
15/30

21 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density High
15/25

21 declarations (1.2x state county average of 18)

Major Disaster Share Very High
21/25

18 of 21 declarations are major disasters (86%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Nobles County

FEMA NRI 8-hazard radar - Nobles County

Nobles County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 0, Tornado 48, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 29 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 29 8-hazard mean
Nobles County NRI risk profile FIPS 27105 · displayed-hazard mean 29/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

21

Above median

Major Disaster share

86%

Mostly major

NRI risk score

50

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Nobles County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively Moderate an average of 5.5 times per year
Winter Weather Relatively High an average of 21 times per year
Cold Wave Relatively Moderate an average of 12 times per year
Tornado Relatively Moderate roughly once every 2 years
Ice Storm Relatively Moderate an average of 1 time per year
Strong Wind Relatively Moderate an average of 3.9 times per year
Drought Relatively Moderate 9.4 modeled event-days per year
Riverine Flooding Relatively Low an average of 1.1 times per year
Heat Wave Relatively Low 3.6 modeled event-days per year
Lightning Relatively Low an average of 38 times per year
Landslide Very Low roughly once every 14 years
Earthquake Very Low roughly once every 2,770 years
Wildfire Very Low roughly once every 7,222 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 9
Flood 7
Biological 2
Hurricane 1
Tornado 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Nobles County's record, 43% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 18 85.7%

of all 21 declarations

Emergency - 3 14.3%

of all 21 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2022 2
2020 2
2019 1
2018 1
2014 1
2013 1
2011 1
2008 1
2005 1
2001 1
1998 1
1997 2
1993 1
1992 1
Show 2 earlier declaration years
1976 1
1969 2

Disaster Declarations

How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4797 SEVERE STORMS AND FLOODING DR Flood 2024-06-28
4666 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2022-08-09
4658 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2022-07-08
4531 COVID-19 PANDEMIC DR Biological 2020-04-07
3453 COVID-19 EM Biological 2020-03-13
4442 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2019-06-12
4390 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2018-09-05
4182 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2014-07-21
4113 SEVERE WINTER STORM DR Severe Storm 2013-05-03
1941 SEVERE STORMS AND FLOODING DR Severe Storm 2010-10-13
1772 SEVERE STORMS AND FLOODING DR Severe Storm 2008-06-25
3242 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1370 SEVERE WINTER STORMS, FLOODING, AND TORNADOES DR Flood 2001-05-16
1212 TORNADOES AND SEVERE STORMS DR Tornado 1998-04-01
1158 SEVERE WINTER STORMS DR Severe Storm 1997-01-16
1151 SEVERE ICE STORM DR Severe Storm 1997-01-07
993 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-06-11
946 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1992-06-26
3013 DROUGHT EM Drought 1976-06-17
268 HEAVY RAINS & FLOODING DR Flood 1969-08-05
Show 1 earlier declaration records
DR# Title Type Incident Date
255 FLOODING DR Flood 1969-04-18

Storm Events in Minnesota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Nobles County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,420 13 25 $68.2M
Hail 4,203 0 0 $34.5M
Extreme Cold/Wind Chill 1,789 7 4 $55.0K
Winter Storm 1,695 2 17 $10.0M
Heavy Snow 1,190 9 14 $1.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

83

Total Paid

$209.4K

Avg Per Claim

$2.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 50.2/100

Expected Annual Loss

Very Low

$13.3M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Hail Relatively Moderate
Winter Weather Relatively High
Cold Wave Relatively Moderate
Tornado Relatively Moderate
Ice Storm Relatively Moderate
Strong Wind Relatively Moderate
Drought Relatively Moderate
Riverine Flooding Relatively Low
Heat Wave Relatively Low
Lightning Relatively Low
Landslide Very Low
Earthquake Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

For Nobles County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Nobles County's closest FEMA peer: Moody County, SD

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Nobles County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Nobles County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Nobles County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Nobles County's NFIP claims file (83 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Nobles County?
The most common disaster type in Nobles County is Severe Storm, with 9 declarations. Other disaster types include Flood (7), Biological (2), Hurricane (1).
How does Nobles County's FEMA declaration record compare with the Minnesota average?
FEMA lists 21 declaration records for Nobles County. That is 19% above the Minnesota county mean of 17.7. Its count is also 1% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Nobles County received?
Nobles County has received 18 major disaster declarations, representing 86% of all 21 disaster declarations.
How many flood insurance claims has Nobles County filed?
Nobles County has 83 National Flood Insurance Program (NFIP) claims totaling $209.4K in payments, with an average of $2.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Nobles County?
No. In Nobles County, Hail has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $5.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Nobles County?
The most active year for disaster declarations in Nobles County was 1969, with 2 declarations. The county has FEMA disaster data spanning 1969 to 2024.
What is the FEMA National Risk Index score for Nobles County?
According to the FEMA National Risk Index, Nobles County, Minnesota has an overall risk score of 50.2 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $13.3M in annualized losses.
Which natural hazard poses the greatest risk to Nobles County?
Based on FEMA NRI data, the highest-risk natural hazard in Nobles County is Hail (risk rating: Relatively Moderate). Other significant hazards include Winter Weather (Relatively High) and Cold Wave (Relatively Moderate). FEMA's modeled event frequency puts hail here at an average of 5.5 times per year, drawn from 210 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Nobles County · vintage 2026-08-25 · Methodology · Minnesota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events