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Washington · FEMA + NOAA + National Risk Index

Pend Oreille County, WA

21 FEMA disaster declarations (1974-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

21
FEMA declarations
17
Major disasters
28
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Pend Oreille County has a nationally busy FEMA history: 21 declarations, more than 52% of counties in this registry. But the state comparison tempers that reading: the total is 16% below the Washington county mean. FEMA's separate National Risk Index places the county safer than 28%; that score models loss and vulnerability rather than counting declarations.

Safer than 28%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
21
FEMA declarations vs 21 national county avg
99
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 53051 · Pend Oreille County 21 declarations · rank 1452/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 21
  • MAJOR-HEAVY 81%
  • RANK-LOWER #1,452
  • PHOTO-FINISH Montgomery
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -16%

Nearest declaration peer: Montgomery, IN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Washington state profile

Pend Oreille County in the declaration-count neighbourhood

FEMA declaration records among Pend Oreille County and nearest peers by total count

declarations

What this shows Pend Oreille County carries 21 FEMA declaration records, ranked 1452 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Pend Oreille County's FEMA declaration count compares nationally

Pend Oreille County vs. all counties in this dataset

FEMA disaster declarations, all-time · Pend Oreille County

21 Top 48% higher than 52% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Pend Oreille County's FEMA Risk Index score

0/100100/100Washington avg70/10028/100
FEMA National Risk Index composite score vs. the Washington county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Pend Oreille County is led by Riverine Flooding (about $7.4M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Pend Oreille County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 99 paid claims, totaling $1.6M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $16.0K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Washington county averages 24.9 federal declaration records, while Pend Oreille County has 21. The gap is 16% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 28.0/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $9.1M in annualized losses), tempered or compounded by a Relatively Moderate social-vulnerability score and Relatively Low community-resilience score. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 1 years here.

66 /100

Historical Activity Index

High historical activity

Pend Oreille County, WA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
15/30

21 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density Moderate
11/25

21 declarations (0.8x state county average of 25)

Major Disaster Share Very High
20/25

17 of 21 declarations are major disasters (81%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Pend Oreille County

FEMA NRI 8-hazard radar - Pend Oreille County

Pend Oreille County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 0, Tornado 8, Wildfire 25, Drought 8, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 13 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 13 8-hazard mean
Pend Oreille County NRI risk profile FIPS 53051 · displayed-hazard mean 13/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

21

Above median

Major Disaster share

81%

Mostly major

NRI risk score

28

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Pend Oreille County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Moderate roughly once every 1 years
Wildfire Relatively Low roughly once every 1,066 years
Riverine Flooding Relatively Low roughly once every 2 years
Winter Weather Relatively Low an average of 24 times per year
Cold Wave Relatively Low an average of 1.1 times per year
Avalanche Very Low roughly once every 30 years
Ice Storm Relatively Low roughly once every 15 years
Heat Wave Very Low 3.6 modeled event-days per year
Earthquake Very Low roughly once every 826 years
Strong Wind Relatively Low roughly once every 6 years
Lightning Very Low an average of 22 times per year
Drought Very Low 14 modeled event-days per year
Tornado Very Low roughly once every 25 years
Hail Very Low roughly once every 5 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 6
Flood 5
Fire 4
Biological 2
Coastal Storm 1
Severe Ice Storm 1
Volcanic Eruption 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Pend Oreille County's record, 29% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 17 81.0%

of all 21 declarations

Emergency - 4 19.0%

of all 21 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2021 2
2020 2
2017 1
2016 2
2015 1
2009 1
2007 1
2006 1
2005 1
1997 4
1992 1
1980 1
1977 1
1974 1

Disaster Declarations

How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4906 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2026-04-07
4593 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2021-04-08
4584 WILDFIRES AND STRAIGHT-LINE WINDS DR Fire 2021-02-04
4481 COVID-19 PANDEMIC DR Biological 2020-03-22
3427 COVID-19 EM Biological 2020-03-13
4309 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, MUDSLIDES DR Flood 2017-04-21
4249 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2016-01-15
4243 WILDFIRES AND MUDSLIDES DR Fire 2015-10-20
3372 WILDFIRES EM Fire 2015-08-21
1825 SEVERE WINTER STORM AND RECORD AND NEAR RECORD SNOW DR Severe Storm 2009-03-02
1682 SEVERE WINTER STORM, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2007-02-14
1641 SEVERE STORMS, FLOODING, TIDAL SURGE, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2006-05-17
3227 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-07
1182 FL00DING, SNOW MELT DR Flood 1997-07-21
1172 HEAVY RAINS, SNOW MELT, FLOODING, LAND & MUD SLIDES DR Flood 1997-04-02
1159 SEVERE WINTER STORMS, LAND & MUDS SLIDES,FLOODING DR Severe Storm 1997-01-17
1152 SEVERE ICE STORM DR Severe Ice Storm 1997-01-07
922 FIRES DR Fire 1991-11-13
623 VOLCANIC ERUPTION, MT. ST. HELENS DR Volcanic Eruption 1980-05-21
3037 DROUGHT EM Drought 1977-03-31
Show 1 earlier declaration records
DR# Title Type Incident Date
414 SEVERE STORMS, SNOWMELT & FLOODING DR Flood 1974-01-25

Storm Events in Washington

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Pend Oreille County.

Storm Type Events Fatalities Injuries Property Damage
Heavy Snow 1,700 5 7 $2.3M
High Wind 614 15 6 $1.1B
Wildfire 299 4 4 $1.8B
Winter Weather 259 9 62 $1.1M
Flood 231 4 0 $391.2M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

99

Total Paid

$1.6M

Avg Per Claim

$16.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 28.0/100

Expected Annual Loss

Very Low

$9.1M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Low

Hazard Risk Breakdown

Landslide Relatively Moderate
Wildfire Relatively Low
Riverine Flooding Relatively Low
Winter Weather Relatively Low
Cold Wave Relatively Low
Avalanche Very Low
Ice Storm Relatively Low
Heat Wave Very Low
Earthquake Very Low
Strong Wind Relatively Low
Lightning Very Low
Drought Very Low
Tornado Very Low
Hail Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Pend Oreille County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Pend Oreille County's closest FEMA peer: Redwood County, MN

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Pend Oreille County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Pend Oreille County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Pend Oreille County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Pend Oreille County's NFIP claims file (99 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Pend Oreille County?
The most common disaster type in Pend Oreille County is Severe Storm, with 6 declarations. Other disaster types include Flood (5), Fire (4), Biological (2).
How does Pend Oreille County's FEMA declaration record compare with the Washington average?
The typical Washington county has 24.9 FEMA declaration records; Pend Oreille County has 21, or 16% fewer. Against the national county mean of 20.7, this county's total is 1% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Pend Oreille County received?
Pend Oreille County has received 17 major disaster declarations, representing 81% of all 21 disaster declarations.
How many flood insurance claims has Pend Oreille County filed?
Pend Oreille County has 99 National Flood Insurance Program (NFIP) claims totaling $1.6M in payments, with an average of $16.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Pend Oreille County?
No. In Pend Oreille County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $7.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Pend Oreille County?
The most active year for disaster declarations in Pend Oreille County was 1997, with 4 declarations. The county has FEMA disaster data spanning 1974 to 2026.
What is the FEMA National Risk Index score for Pend Oreille County?
According to the FEMA National Risk Index, Pend Oreille County, Washington has an overall risk score of 28.0 out of 100 (Very Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $9.1M in annualized losses.
Which natural hazard poses the greatest risk to Pend Oreille County?
The top hazard flagged by FEMA's NRI for Pend Oreille County as of the latest release is Landslide (risk rating: Relatively Moderate). Other significant hazards include Wildfire (Relatively Low) and Riverine Flooding (Relatively Low). FEMA's modeled event frequency puts landslide here at roughly once every 1 years. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Pend Oreille County · vintage 2026-08-25 · Methodology · Washington profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events