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Illinois · FEMA + NOAA + National Risk Index

Peoria County, IL

15 FEMA disaster declarations (1973-2020), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Flood.

15
FEMA declarations
9
Major disasters
91
NRI risk · Relatively Moderate
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Peoria County. Its 15 FEMA declarations are 17% above the Illinois county mean and exceed the count for 23% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 9%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 9%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
15
FEMA declarations vs 21 national county avg
2,547
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Peoria County compare?

Peoria County vs. all counties in this dataset

FEMA disaster declarations, all-time

15 23rd percentile higher than 23% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Peoria County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Illinois county average

0/100100/100Illinois avg55/10090.7/100
FEMA National Risk Index composite score vs. the Illinois county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Peoria County is led by Riverine Flooding (about $32.2M Expected Annual Loss, Historical Loss Ratio Relatively High), while Cold Wave carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Peoria County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 2,547 claims and $23.6M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $9.3K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Peoria County's 15 federal records stand 17% above the Illinois county mean of 12.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 90.7/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $84.7M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 5.4 times per year here, based on 102 historical events on record.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 15 entries for Peoria County, including 9 Major Disaster records, 17% above the Illinois county mean. Across the 47-year span, that works out to 0.3 declarations a year. Flood leads the file with 5 entries. Declaration type records the federal action taken, not every assistance program approved.

54 /100

Historical Activity Index

High historical activity

Peoria County, IL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
11/30

15 OpenFEMA declarations, full ingest window (0.7x national county average)

County Disaster Density High
15/25

15 declarations (1.2x state county average of 13)

Major Disaster Share High
15/25

9 of 15 declarations are major disasters (60%)

Hazard Diversity High
13/20

5 different disaster types declared in Peoria County

Historical Declaration Activity

Activity Band

High

vs. Illinois Avg

+17%

State avg: 12.9

vs. National Avg

-28%

National avg: 20.7

Avg Per Year

0.3

Over 47 years

FEMA NRI 8-hazard radar - Peoria County

Peoria County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 8, Tornado 70, Wildfire 8, Drought 48, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 41 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 41 8-hazard mean
Peoria County NRI risk profile FIPS 17143 · displayed-hazard mean 41/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

15

Below median

Major Disaster share

60%

Major-heavy

NRI risk score

91

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Peoria County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively High an average of 5.4 times per year
Tornado Relatively High roughly once every 2 years
Strong Wind Relatively High an average of 5.6 times per year
Hail Relatively High an average of 3.8 times per year
Landslide Relatively Moderate roughly once every 4 years
Heat Wave Relatively Moderate 6.5 modeled event-days per year
Ice Storm Relatively High an average of 1.2 times per year
Riverine Flooding Relatively Moderate an average of 1.5 times per year
Lightning Relatively High an average of 45 times per year
Winter Weather Relatively High an average of 11 times per year
Drought Relatively Moderate 7.4 modeled event-days per year
Earthquake Relatively Low roughly once every 621 years
Hurricane Very Low roughly once every 100 years
Wildfire Very Low roughly once every 32,654 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 5
Snowstorm 5
Biological 2
Severe Storm 2
Hurricane 1

What Flood declarations mean here

Flood is the most frequent declaration type on Peoria County's record, 33% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 9 60.0%

of all 15 declarations

Emergency - 6 40.0%

of all 15 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2013 1
2011 1
2009 1
2007 1
2005 1
2001 1
1999 1
1985 1
1983 1
1979 2
1974 1
1973 1

Disaster Declarations

How the 15 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 15 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4489 COVID-19 PANDEMIC DR Biological 2020-03-26
3435 COVID-19 EM Biological 2020-03-13
4116 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2013-05-10
1960 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2011-03-17
1800 SEVERE STORMS AND FLOODING DR Severe Storm 2008-10-03
3269 SNOW EM Snowstorm 2006-12-29
3230 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
3161 ILLINOIS WINTER SNOW STORMS EM Snowstorm 2001-01-17
3134 IL-WINTER STORM 1/1/99 EM Snowstorm 1999-01-08
735 SEVERE STORMS & FLOODING DR Flood 1985-03-29
674 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1982-12-13
583 SEVERE STORMS & FLOODING DR Flood 1979-04-30
3068 BLIZZARDS & SNOWSTORMS EM Snowstorm 1979-01-16
438 SEVERE STORMS & FLOODING DR Flood 1974-06-10
373 SEVERE STORMS & FLOODING DR Flood 1973-04-26

Storm Events in Illinois

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Peoria County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,218 9 67 $46.0M
Hail 3,195 0 0 $27.1M
Winter Weather 1,363 14 49 $1.8M
Flood 1,221 14 11 $84.3M
Flash Flood 1,133 11 3 $1.1B

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

2,547

Total Paid

$23.6M

Avg Per Claim

$9.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 90.7/100

Expected Annual Loss

Relatively Moderate

$84.7M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Very High

Hazard Risk Breakdown

Cold Wave Relatively High
Tornado Relatively High
Strong Wind Relatively High
Hail Relatively High
Landslide Relatively Moderate
Heat Wave Relatively Moderate
Ice Storm Relatively High
Riverine Flooding Relatively Moderate
Lightning Relatively High
Winter Weather Relatively High
Drought Relatively Moderate
Earthquake Relatively Low
Hurricane Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Peoria County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Peoria County's closest FEMA peer: Boulder County, CO

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Peoria County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Peoria County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Peoria County's NFIP claims file (2,547 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Peoria County?
The most common disaster type in Peoria County is Flood, with 5 declarations. Other disaster types include Snowstorm (5), Biological (2), Severe Storm (2).
How does Peoria County's FEMA declaration record compare with the Illinois average?
FEMA lists 15 declaration records for Peoria County. That is 17% above the Illinois county mean of 12.9. Its count is also 28% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Peoria County received?
Peoria County has received 9 major disaster declarations, representing 60% of all 15 disaster declarations.
How many flood insurance claims has Peoria County filed?
Peoria County has 2,547 National Flood Insurance Program (NFIP) claims totaling $23.6M in payments, with an average of $9.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Peoria County?
No. In Peoria County, Cold Wave has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $32.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Peoria County?
The most active year for disaster declarations in Peoria County was 1979, with 2 declarations. The county has FEMA disaster data spanning 1973 to 2020.
What is the FEMA National Risk Index score for Peoria County?
According to the FEMA National Risk Index, Peoria County, Illinois has an overall risk score of 90.7 out of 100 (Relatively Moderate). The county's social vulnerability rating is Relatively Moderate and community resilience is Very High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $84.7M in annualized losses.
Which natural hazard poses the greatest risk to Peoria County?
The top hazard flagged by FEMA's NRI for Peoria County is Cold Wave (risk rating: Relatively High). Other significant hazards include Tornado (Relatively High) and Strong Wind (Relatively High). FEMA's modeled event frequency puts cold wave here at an average of 5.4 times per year, drawn from 102 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Peoria County

Peoria County, IL has 15 federal declaration records, 17% more than the Illinois county mean of 13; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 9 of 15 records; the category describes past federal action, not the next likely hazard. Illinois overview
  • The state benchmark and national rank point the same way: this count tops the Illinois mean and the totals for 23% of 3,266 U.S. counties. Most-disaster rankings
  • The large NFIP claims file and FEMA declaration history measure different federal records; the guide explains where they overlap and where they do not. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.