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Rhode Island · FEMA + NOAA + National Risk Index

Providence County, RI

25 FEMA disaster declarations (1978-2024), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

25
FEMA declarations
13
Major disasters
94
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Providence County. Its 25 FEMA declarations are 9% above the Rhode Island county mean and exceed the count for 71% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 6%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 6%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
25
FEMA declarations vs 21 national county avg
1,625
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Providence County compare?

Providence County vs. all counties in this dataset

FEMA disaster declarations, all-time

25 Top 29% higher than 71% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Providence County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Rhode Island county average

0/100100/100Rhode Island avg57/10093.7/100
FEMA National Risk Index composite score vs. the Rhode Island county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Providence County is led by Riverine Flooding (about $93.3M Expected Annual Loss, Historical Loss Ratio Relatively High), while Heat Wave carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Providence County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 1,625 claims and $48.9M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $30.1K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Providence County's 25 federal records stand 9% above the Rhode Island county mean of 23.0. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 93.7/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $129.5M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Heat Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 6 modeled event-days per year here, based on 99 historical events on record.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 25 entries for Providence County, including 13 Major Disaster records, 9% above the Rhode Island county mean. Across the 46-year span, that works out to 0.5 declarations a year. Hurricane leads the file with 7 entries. Declaration type records the federal action taken, not every assistance program approved.

60 /100

Historical Activity Index

High historical activity

Providence County, RI · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
18/30

25 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density High
14/25

25 declarations (1.1x state county average of 23)

Major Disaster Share High
13/25

13 of 25 declarations are major disasters (52%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Providence County

Historical Declaration Activity

Activity Band

High

vs. Rhode Island Avg

+9%

State avg: 23.0

vs. National Avg

+21%

National avg: 20.7

Avg Per Year

0.5

Over 46 years

FEMA NRI 8-hazard radar - Providence County

Providence County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 70, Hurricane 48, Tornado 48, Wildfire 8, Drought 25, Heat Wave 70, Winter Storm 70. The simple mean of these eight displayed scores is 46 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 46 8-hazard mean
Providence County NRI risk profile FIPS 44007 · displayed-hazard mean 46/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

25

High volume

Major Disaster share

52%

Major-heavy

NRI risk score

94

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Providence County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Heat Wave Relatively High 6 modeled event-days per year
Riverine Flooding Relatively High an average of 3 times per year
Hurricane Relatively Moderate roughly once every 6 years
Cold Wave Relatively High an average of 1.3 times per year
Earthquake Relatively Low roughly once every 760 years
Lightning Relatively High an average of 22 times per year
Ice Storm Relatively High an average of 2.4 times per year
Tornado Relatively Moderate roughly once every 10 years
Hail Relatively Moderate an average of 2 times per year
Landslide Relatively Low roughly once every 3 years
Coastal Flooding Relatively Low an average of 3.8 times per year
Strong Wind Relatively Moderate an average of 1.2 times per year
Winter Weather Relatively Low an average of 14 times per year
Drought Relatively Low 2.1 modeled event-days per year
Wildfire Very Low roughly once every 23,778 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 7
Snowstorm 7
Hurricane 7
Biological 2
Other 1
Toxic Substances 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Providence County's federal record, 28% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 52.0%

of all 25 declarations

Emergency - 12 48.0%

of all 25 declarations

FEMA Declarations Timeline

Year Declarations
2024 3
2022 1
2021 1
2020 2
2015 1
2013 2
2011 2
2010 2
2005 2
2003 1
1997 1
1996 1
1993 1
1992 1
1991 1
Show 2 earlier declaration years
1986 1
1978 2

Disaster Declarations

How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4765 SEVERE STORM AND FLOODING DR Severe Storm 2024-03-20
4766 SEVERE STORMS AND FLOODING DR Severe Storm 2024-03-20
4753 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2024-01-07
4653 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2022-05-12
3563 HURRICANE HENRI EM Hurricane 2021-08-21
4505 COVID-19 PANDEMIC DR Biological 2020-03-30
3440 COVID-19 EM Biological 2020-03-13
4212 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2015-04-03
4107 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2013-03-22
3355 HURRICANE SANDY EM Hurricane 2012-10-29
4027 TROPICAL STORM IRENE DR Hurricane 2011-09-03
3334 HURRICANE IRENE EM Hurricane 2011-08-27
3311 SEVERE STORMS AND FLOODING EM Severe Storm 2010-03-30
1894 SEVERE STORMS AND FLOODING DR Severe Storm 2010-03-29
3255 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-19
3203 RECORD SNOW EM Snowstorm 2005-02-17
3182 SNOW EM Snowstorm 2003-03-27
3123 MAJOR WATER MAIN BREAK EM Other 1996-11-19
1091 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-24
3102 BLIZZARDS, HIGH WINDS & RECORD SNOWFALL EM Snowstorm 1993-03-16
Show 5 earlier declaration records
DR# Title Type Incident Date
3094 WATER CONTAMINATION EM Toxic Substances 1992-09-16
913 HURRICANE BOB DR Hurricane 1991-08-26
748 HURRICANE GLORIA DR Hurricane 1985-10-15
548 SNOW & ICE DR Snowstorm 1978-02-16
3058 BLIZZARD & SNOWSTORMS EM Snowstorm 1978-02-07

Storm Events in Rhode Island

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Providence County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 175 0 2 $987.6K
Strong Wind 144 1 2 $489.8K
High Wind 124 1 1 $427.6K
Heavy Snow 99 0 1 $105.0K
Flood 72 0 0 $74.3K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1,625

Total Paid

$48.9M

Avg Per Claim

$30.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 93.7/100

Expected Annual Loss

Relatively Moderate

$129.5M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively High

Hazard Risk Breakdown

Heat Wave Relatively High
Riverine Flooding Relatively High
Hurricane Relatively Moderate
Cold Wave Relatively High
Earthquake Relatively Low
Lightning Relatively High
Ice Storm Relatively High
Tornado Relatively Moderate
Hail Relatively Moderate
Landslide Relatively Low
Coastal Flooding Relatively Low
Strong Wind Relatively Moderate
Winter Weather Relatively Low
Drought Relatively Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Heat Wave

Heat Wave is measured in event-days per year rather than discrete events, and it is the hazard whose harm is most consistently undercounted: its toll is health and mortality, concentrated among people without cooling, rather than visible damage to property.

Worth noting for Providence County: the model and the federal record do NOT point at the same hazard. Heat Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Providence County's closest FEMA peer: Genesee County, NY

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Providence County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Providence County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Providence County's NFIP claims file (1,625 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Providence County?
The most common disaster type in Providence County is Hurricane, with 7 declarations. Other disaster types include Severe Storm (7), Snowstorm (7), Biological (2).
How does Providence County's FEMA declaration record compare with the Rhode Island average?
FEMA lists 25 declaration records for Providence County. That is 9% above the Rhode Island county mean of 23.0. Its count is also 21% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Providence County received?
Providence County has received 13 major disaster declarations, representing 52% of all 25 disaster declarations.
How many flood insurance claims has Providence County filed?
Providence County has 1,625 National Flood Insurance Program (NFIP) claims totaling $48.9M in payments, with an average of $30.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Providence County?
No. In Providence County, Heat Wave has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $93.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Providence County?
The most active year for disaster declarations in Providence County was 2024, with 3 declarations. The county has FEMA disaster data spanning 1978 to 2024.
What is the FEMA National Risk Index score for Providence County?
According to the FEMA National Risk Index, Providence County, Rhode Island has an overall risk score of 93.7 out of 100 (Relatively Moderate). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Relatively High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $129.5M in annualized losses.
Which natural hazard poses the greatest risk to Providence County?
Based on FEMA NRI data, the highest-risk natural hazard in Providence County as of the latest release is Heat Wave (risk rating: Relatively High). Other significant hazards include Riverine Flooding (Relatively High) and Hurricane (Relatively Moderate). FEMA's modeled event frequency puts heat wave here at 6 modeled event-days per year, drawn from 99 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Providence County

Providence County, RI has 25 federal declaration records, 9% more than the Rhode Island county mean of 23; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 13 of 25 records; the category describes past federal action, not the next likely hazard. Rhode Island overview
  • The state benchmark and national rank point the same way: this count tops the Rhode Island mean and the totals for 71% of 3,266 U.S. counties. Most-disaster rankings
  • The large NFIP claims file and FEMA declaration history measure different federal records; the guide explains where they overlap and where they do not. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.