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New York · FEMA + NOAA + National Risk Index

Putnam County, NY

29 FEMA disaster declarations (1965-2023), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

29
FEMA declarations
17
Major disasters
40
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Putnam County. Its 29 FEMA declarations are 18% above the New York county mean and exceed the count for 85% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 40%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 40%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
29
FEMA declarations vs 21 national county avg
371
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 36079 · Putnam County 29 declarations · rank 486/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 29
  • MAJOR-MID 59%
  • RANK-MID #486
  • PHOTO-FINISH Bath
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +18%

Nearest declaration peer: Bath, KY (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · New York state profile

Putnam County among high-volume declaration counties

FEMA declaration records among Putnam County and nearest peers by total count

declarations

What this shows Putnam County carries 29 FEMA declaration records, ranked 486 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Putnam County ranks in the national declaration registry

Putnam County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Putnam County

29 Top 15% higher than 85% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Putnam County's FEMA Risk Index score

0/100100/100New York avg69/10039.8/100
FEMA National Risk Index composite score vs. the New York county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Putnam County is led by Riverine Flooding (about $13.6M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Putnam County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 371 paid claims, totaling $5.4M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $14.6K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Putnam County's 29 federal records stand 18% above the New York county mean of 24.5. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 39.8/100 for this county (Very Low rating). Expected Annual Loss comes in at Relatively Low (roughly $20.3M in annualized losses). Social vulnerability (Very Low) and community resilience (Very High) both factor into how that raw exposure plays out on the ground. Even the county's top-rated hazard, Landslide, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 2 years here.

71 /100

Historical Activity Index

High historical activity

Putnam County, NY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
21/30

29 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density High
15/25

29 declarations (1.2x state county average of 25)

Major Disaster Share High
15/25

17 of 29 declarations are major disasters (59%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Putnam County

FEMA NRI 8-hazard radar - Putnam County

Putnam County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 25, Tornado 25, Wildfire 8, Drought 8, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 24 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 24 8-hazard mean
Putnam County NRI risk profile FIPS 36079 · displayed-hazard mean 24/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

29

High volume

Major Disaster share

59%

Major-heavy

NRI risk score

40

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Putnam County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Low roughly once every 2 years
Hurricane Relatively Low roughly once every 8 years
Ice Storm Relatively Moderate an average of 2 times per year
Earthquake Relatively Low roughly once every 756 years
Strong Wind Relatively Moderate an average of 4.4 times per year
Riverine Flooding Relatively Low roughly once every 1 years
Winter Weather Relatively Low an average of 15 times per year
Heat Wave Relatively Low 5.6 modeled event-days per year
Lightning Relatively Low an average of 29 times per year
Coastal Flooding Very Low an average of 3.7 times per year
Cold Wave Relatively Low an average of 1.3 times per year
Avalanche Very Low roughly once every 100 years
Tornado Relatively Low roughly once every 13 years
Wildfire Very Low roughly once every 5,398 years
Drought Very Low 1.1 modeled event-days per year
Hail Very Low an average of 2.7 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 11
Severe Storm 5
Snowstorm 4
Flood 3
Biological 2
Other 2
Fire 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Putnam County's federal record, 38% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 17 58.6%

of all 29 declarations

Emergency - 12 41.4%

of all 29 declarations

FEMA Declarations Timeline

Year Declarations
2023 1
2021 4
2020 2
2013 2
2011 2
2009 1
2007 1
2005 2
2004 1
2003 2
2001 2
1999 2
1996 2
1993 1
1988 1
Show 3 earlier declaration years
1976 1
1971 1
1965 1

Disaster Declarations

How the 29 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 29 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4723 SEVERE STORMS AND FLOODING DR Severe Storm 2023-07-22
4615 REMNANTS OF HURRICANE IDA DR Hurricane 2021-09-05
3572 REMNANTS OF HURRICANE IDA EM Hurricane 2021-09-02
3565 HURRICANE HENRI EM Hurricane 2021-08-22
4567 TROPICAL STORM ISAIAS DR Hurricane 2020-10-02
4480 COVID-19 PANDEMIC DR Biological 2020-03-20
3434 COVID-19 EM Biological 2020-03-13
4085 HURRICANE SANDY DR Hurricane 2012-10-30
3351 HURRICANE SANDY EM Hurricane 2012-10-28
4020 HURRICANE IRENE DR Hurricane 2011-08-31
3328 HURRICANE IRENE EM Hurricane 2011-08-26
3299 SEVERE WINTER STORM EM Severe Storm 2008-12-18
1692 SEVERE STORMS AND INLAND AND COASTAL FLOODING DR Severe Storm 2007-04-24
3262 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-30
1589 SEVERE STORMS AND FLOODING DR Severe Storm 2005-04-19
1534 SEVERE STORMS AND FLOODING DR Severe Storm 2004-08-03
3186 POWER OUTAGE EM Other 2003-08-23
3184 SNOW EM Snowstorm 2003-03-27
1391 FIRES AND EXPLOSIONS DR Fire 2001-09-11
3155 WEST NILE VIRUS EM Other 2000-10-11
Show 9 earlier declaration records
DR# Title Type Incident Date
1296 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-19
3149 HURRICANE FLOYD EMERGENCY DECLARATIONS EM Hurricane 1999-09-18
1095 SEVERE STORMS AND FLOODING DR Flood 1996-01-24
1083 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-12
3107 SEVERE BLIZZARD EM Snowstorm 1993-03-17
801 SEVERE WINTER STORM DR Snowstorm 1987-11-10
487 STORMS, RAINS, LANDSLIDES & FLOODING DR Flood 1975-10-02
311 SEVERE STORMS & FLOODING DR Flood 1971-09-13
204 WATER SHORTAGE DR Drought 1965-08-18

Storm Events in New York

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Putnam County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,295 6 45 $45.0M
Winter Weather 2,261 7 17 $705.5K
Flash Flood 1,775 23 3 $674.3M
Strong Wind 1,399 2 12 $9.2M
Winter Storm 1,228 13 2 $4.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

371

Total Paid

$5.4M

Avg Per Claim

$14.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 39.8/100

Expected Annual Loss

Relatively Low

$20.3M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Landslide Relatively Low
Hurricane Relatively Low
Ice Storm Relatively Moderate
Earthquake Relatively Low
Strong Wind Relatively Moderate
Riverine Flooding Relatively Low
Winter Weather Relatively Low
Heat Wave Relatively Low
Lightning Relatively Low
Coastal Flooding Very Low
Cold Wave Relatively Low
Avalanche Very Low
Tornado Relatively Low
Wildfire Very Low
Drought Very Low
Hail Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Putnam County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Putnam County's closest FEMA peer: Ellis County, OK

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Putnam County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Putnam County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Putnam County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Putnam County's NFIP claims file (371 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Putnam County?
The most common disaster type in Putnam County is Hurricane, with 11 declarations. Other disaster types include Severe Storm (5), Snowstorm (4), Flood (3).
How does Putnam County's FEMA declaration record compare with the New York average?
FEMA lists 29 declaration records for Putnam County. That is 18% above the New York county mean of 24.5. Its count is also 40% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Putnam County received?
Putnam County has received 17 major disaster declarations, representing 59% of all 29 disaster declarations.
How many flood insurance claims has Putnam County filed?
Putnam County has 371 National Flood Insurance Program (NFIP) claims totaling $5.4M in payments, with an average of $14.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Putnam County?
No. In Putnam County, Landslide has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $13.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Putnam County?
The most active year for disaster declarations in Putnam County was 2021, with 4 declarations. The county has FEMA disaster data spanning 1965 to 2023.
What is the FEMA National Risk Index score for Putnam County?
According to the FEMA National Risk Index, Putnam County, New York has an overall risk score of 39.8 out of 100 (Very Low). The county's social vulnerability rating is Very Low and community resilience is Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $20.3M in annualized losses.
Which natural hazard poses the greatest risk to Putnam County?
The top hazard flagged by FEMA's NRI for Putnam County as of the latest release is Landslide (risk rating: Relatively Low). Other significant hazards include Hurricane (Relatively Low) and Ice Storm (Relatively Moderate). FEMA's modeled event frequency puts landslide here at roughly once every 2 years. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Putnam County · vintage 2026-08-25 · Methodology · New York profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events