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California · FEMA + NOAA + National Risk Index

San Joaquin County, CA

25 FEMA disaster declarations (1965-2023), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Flood.

25
FEMA declarations
19
Major disasters
99
NRI risk · Relatively High
Flood
Top hazard

The verdict

San Joaquin County has a nationally busy FEMA history: 25 declarations, more than 71% of counties in this registry. But the state comparison tempers that reading: the total is 12% below the California county mean. FEMA's separate National Risk Index places the county in the riskiest 1%; that score models loss and vulnerability rather than counting declarations.

Riskiest 1%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
25
FEMA declarations vs 21 national county avg
421
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 06077 · San Joaquin County 25 declarations · rank 868/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 25
  • MAJOR-MID 76%
  • RANK-LOWER #868
  • PHOTO-FINISH Jefferson
  • NRI-HIGH 99
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-BELOW -12%

Nearest declaration peer: Jefferson, AR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · California state profile

San Joaquin County in the declaration-count neighbourhood

FEMA declaration records among this county and nearest peers

declarations

What this shows San Joaquin County carries 25 FEMA declaration records, ranked 868 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-03

How does San Joaquin County compare?

San Joaquin County vs. all counties in this dataset

FEMA disaster declarations, all-time

25 Top 29% higher than 71% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

San Joaquin County's FEMA Risk Index score

0/100100/100California avg89/10098.6/100
FEMA National Risk Index composite score vs. the California county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for San Joaquin County is led by Earthquake (about $184.3M Expected Annual Loss, Historical Loss Ratio Relatively High), while Drought carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does San Joaquin County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 421 paid claims, totaling $8.2M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $19.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a California county averages 28.5 federal declaration records, while San Joaquin County has 25. The gap is 12% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 98.6/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $421.9M in annualized losses). Social vulnerability reads Relatively Low and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at 69 modeled event-days per year here, based on 2,037 historical events on record.

68 /100

Historical Activity Index

High historical activity

San Joaquin County, CA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
18/30

25 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
11/25

25 declarations (0.9x state county average of 29)

Major Disaster Share Very High
19/25

19 of 25 declarations are major disasters (76%)

Hazard Diversity Very High
20/20

9 different disaster types declared in San Joaquin County

FEMA NRI 8-hazard radar - San Joaquin County

San Joaquin County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 70, Flood 70, Hurricane 0, Tornado 25, Wildfire 48, Drought 92, Heat Wave 70, Winter Storm 25. The simple mean of these eight displayed scores is 50 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 50 8-hazard mean
San Joaquin County NRI risk profile FIPS 06077 · displayed-hazard mean 50/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

25

High volume

Major Disaster share

76%

Mostly major

NRI risk score

99

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike San Joaquin County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Very High 69 modeled event-days per year
Earthquake Relatively High roughly once every 9 years
Riverine Flooding Relatively High an average of 1.1 times per year
Heat Wave Relatively High 7 modeled event-days per year
Lightning Relatively High an average of 7.7 times per year
Wildfire Relatively Moderate roughly once every 317 years
Volcanic Activity Very Low roughly once every 3,333 years
Landslide Very Low an average of 7.4 times per year
Hail Relatively Low roughly once every 14 years
Tornado Relatively Low roughly once every 5 years
Winter Weather Relatively Low roughly once every 5 years
Strong Wind Relatively Low roughly once every 21 years
Avalanche Very Low roughly once every 100 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 10
Severe Storm 6
Biological 2
Coastal Storm 2
Hurricane 1
Dam/Levee Break 1
Freezing 1
Earthquake 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on San Joaquin County's record, 40% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 19 76.0%

of all 25 declarations

Emergency - 6 24.0%

of all 25 declarations

FEMA Declarations Timeline

Year Declarations
2023 4
2020 2
2017 1
2006 2
2005 1
2004 1
1998 1
1997 1
1995 1
1991 1
1990 1
1986 1
1983 1
1982 2
1981 1
Show 4 earlier declaration years
1980 1
1977 1
1969 1
1965 1

Disaster Declarations

How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4699 SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-03
3592 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES EM Flood 2023-03-10
4683 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-01-14
3591 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES EM Flood 2023-01-09
4482 COVID-19 PANDEMIC DR Biological 2020-03-22
3428 COVID-19 EM Biological 2020-03-13
4308 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Flood 2017-04-01
1646 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2006-06-05
1628 SEVERE STORMS, FLOODING, MUDSLIDES, AND LANDSLIDES DR Severe Storm 2006-02-03
3248 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1529 FLOODING AS A RESULT OF A LEVEE BREAK DR Dam/Levee Break 2004-06-30
1203 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 1998-02-09
1155 SEVERE STORMS, FLOODING, MUD AND LANDSLIDES DR Severe Storm 1997-01-04
1046 SEVERE WINTER STORMS, FLOODING LANDSLIDES, MUD FLOW DR Severe Storm 1995-03-12
894 SEVERE FREEZE DR Freezing 1991-02-11
845 LOMA PRIETA EARTHQUAKE DR Earthquake 1989-10-18
758 SEVERE STORMS & FLOODING DR Flood 1986-02-21
677 COASTAL STORMS, FLOODS, SLIDES & TORNADOES DR Coastal Storm 1983-02-09
669 LEVEE BREAK DR Flood 1982-09-24
651 SEVERE STORMS, FLOOD, MUDSLIDES & HIGH TIDE DR Flood 1982-01-07
Show 5 earlier declaration records
DR# Title Type Incident Date
633 LEVEE BREAK & FLOODING DR Flood 1980-10-02
3078 TORRENTIAL RAIN, HIGH TIDE & WINDS EM Coastal Storm 1980-02-01
3023 DROUGHT EM Drought 1977-01-20
253 SEVERE STORMS & FLOODING DR Flood 1969-01-26
183 HEAVY RAINS & FLOODING DR Flood 1964-12-24

Storm Events in California

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to San Joaquin County.

Storm Type Events Fatalities Injuries Property Damage
High Wind 4,070 13 27 $228.2M
Flood 3,132 26 25 $985.1M
Heavy Snow 1,814 6 0 $1.6M
Dense Fog 1,605 52 148 $2.8M
Drought 1,421 0 0 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

421

Total Paid

$8.2M

Avg Per Claim

$19.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 98.6/100

Expected Annual Loss

Relatively High

$421.9M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Drought Very High
Earthquake Relatively High
Riverine Flooding Relatively High
Heat Wave Relatively High
Lightning Relatively High
Wildfire Relatively Moderate
Volcanic Activity Very Low
Landslide Very Low
Hail Relatively Low
Tornado Relatively Low
Winter Weather Relatively Low
Strong Wind Relatively Low
Avalanche Very Low
Cold Wave No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for San Joaquin County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Very High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

San Joaquin County's closest FEMA peer: Anderson County, KY

Comparisons use published FEMA declaration fields plus the National Risk Index composite for San Joaquin County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for San Joaquin County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for San Joaquin County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

San Joaquin County's NFIP claims file (421 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in San Joaquin County?
The most common disaster type in San Joaquin County is Flood, with 10 declarations. Other disaster types include Severe Storm (6), Biological (2), Coastal Storm (2).
How does San Joaquin County's FEMA declaration record compare with the California average?
The typical California county has 28.5 FEMA declaration records; San Joaquin County has 25, or 12% fewer. Against the national county mean of 20.7, this county's total is 21% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has San Joaquin County received?
San Joaquin County has received 19 major disaster declarations, representing 76% of all 25 disaster declarations.
How many flood insurance claims has San Joaquin County filed?
San Joaquin County has 421 National Flood Insurance Program (NFIP) claims totaling $8.2M in payments, with an average of $19.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in San Joaquin County?
No. In San Joaquin County, Drought has the highest National Risk Index rating (Very High), while Earthquake leads Expected Annual Loss at about $184.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in San Joaquin County?
The most active year for disaster declarations in San Joaquin County was 2023, with 4 declarations. The county has FEMA disaster data spanning 1965 to 2023.
What is the FEMA National Risk Index score for San Joaquin County?
According to the FEMA National Risk Index, San Joaquin County, California has an overall risk score of 98.6 out of 100 (Relatively High). Social vulnerability here rates Relatively Low, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively High, representing $421.9M in annualized losses.
Which natural hazard poses the greatest risk to San Joaquin County?
Based on FEMA NRI data, the highest-risk natural hazard in San Joaquin County is Drought (risk rating: Very High). Other significant hazards include Earthquake (Relatively High) and Riverine Flooding (Relatively High). FEMA's modeled event frequency puts drought here at 69 modeled event-days per year, drawn from 2,037 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.