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North Dakota · FEMA + NOAA + National Risk Index

Sargent County, ND

32 FEMA disaster declarations (1966-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

32
FEMA declarations
29
Major disasters
7
NRI risk · Very Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Sargent County. Its 32 FEMA declarations are 24% above the North Dakota county mean and exceed the count for 89% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 7%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 7%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
32
FEMA declarations vs 21 national county avg
7
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 38081 · Sargent County 32 declarations · rank 322/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-UPPER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 32
  • MAJOR-HEAVY 91%
  • RANK-UPPER #322
  • PHOTO-FINISH Perry
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +24%

Nearest declaration peer: Perry, MS (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · North Dakota state profile

Sargent County among high-volume declaration counties

FEMA declaration records among Sargent County and nearest peers by total count

declarations

What this shows Sargent County carries 32 FEMA declaration records, ranked 322 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Sargent County ranks in the national declaration registry

Sargent County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Sargent County

32 Top 11% higher than 89% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Sargent County's FEMA Risk Index score

0/100100/100North Dakota avg22/1007.4/100
FEMA National Risk Index composite score vs. the North Dakota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Sargent County is led by Cold Wave (about $2.0M Expected Annual Loss, Historical Loss Ratio Very High), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Sargent County's hazard record show?

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 7.4/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $5.5M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Very Low) and community resilience (Relatively Moderate). Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 3.8 times per year here, based on 145 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 7 claims and $89.2K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Sargent County's 32 federal records stand 24% above the North Dakota county mean of 25.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

79 /100

Historical Activity Index

Very High historical activity

Sargent County, ND · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
23/30

32 OpenFEMA declarations, full ingest window (1.5x national county average)

County Disaster Density High
15/25

32 declarations (1.2x state county average of 26)

Major Disaster Share Very High
23/25

29 of 32 declarations are major disasters (91%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Sargent County

FEMA NRI 8-hazard radar - Sargent County

Sargent County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 8, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 12 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 12 8-hazard mean
Sargent County NRI risk profile FIPS 38081 · displayed-hazard mean 12/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

32

Very high volume

Major Disaster share

91%

Mostly major

NRI risk score

7

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Sargent County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively Moderate an average of 3.8 times per year
Ice Storm Relatively Moderate roughly once every 3 years
Winter Weather Relatively Moderate an average of 24 times per year
Cold Wave Relatively Low an average of 17 times per year
Strong Wind Relatively Moderate an average of 2.7 times per year
Wildfire Very Low roughly once every 1,104 years
Drought Very Low 0.8 modeled event-days per year
Tornado Very Low roughly once every 2 years
Landslide Very Low roughly once every 12 years
Heat Wave Very Low 1.9 modeled event-days per year
Riverine Flooding Very Low an average of 1.1 times per year
Earthquake Very Low roughly once every 5,102 years
Lightning Very Low an average of 32 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 15
Severe Storm 11
Biological 2
Winter Storm 1
Snowstorm 1
Coastal Storm 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Sargent County's record, 47% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 29 90.6%

of all 32 declarations

Emergency - 3 9.4%

of all 32 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2023 2
2022 1
2020 4
2019 1
2011 1
2010 1
2009 1
2007 1
2006 2
2005 2
2001 1
2000 1
1999 1
1998 1
Show 10 earlier declaration years
1997 2
1996 1
1995 1
1994 1
1993 1
1979 1
1976 1
1975 1
1969 1
1966 1

Disaster Declarations

How the 32 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 32 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4760 SEVERE WINTER STORM AND STRAIGHT-LINE WINDS DR Winter Storm 2024-02-15
4717 FLOODING DR Flood 2023-07-05
4686 SEVERE WINTER STORM, SNOWSTORM, AND STRAIGHT-LINE WINDS DR Snowstorm 2023-02-05
4660 SEVERE WINTER STORM AND FLOODING DR Severe Storm 2022-07-13
4553 FLOODING DR Flood 2020-07-09
4509 COVID-19 PANDEMIC DR Biological 2020-04-01
3477 COVID-19 EM Biological 2020-03-13
4475 FLOODING DR Flood 2020-01-21
4444 FLOODING DR Flood 2019-06-12
1981 FLOODING DR Flood 2011-05-10
1907 FLOODING DR Flood 2010-04-30
1829 SEVERE STORMS AND FLOODING DR Severe Storm 2009-03-24
1713 SEVERE STORMS AND FLOODING DR Severe Storm 2007-07-17
1645 SEVERE STORMS, FLOODING, AND GROUND SATURATION DR Severe Storm 2006-06-05
1621 SEVERE WINTER STORM DR Severe Storm 2006-01-04
3247 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-13
1597 SEVERE STORMS, FLOODING, AND GROUND SATURATION DR Severe Storm 2005-07-22
1376 SEVERE STORMS, FLOODING, & GROUND SATURATION DR Flood 2001-05-28
1334 SEVERE STORMS, FLOODING AND GROUND SATURATION DR Severe Storm 2000-06-27
1279 SEVERE STORMS, FLOODING, SNOW, ICE, GROUND SATURATION, LANSLIDES, MUDSLIDES, AND TOR DR Flood 1999-06-08
Show 12 earlier declaration records
DR# Title Type Incident Date
1220 FLOODING, GROUND SATURATION,SEVERE STORMS DR Flood 1998-06-15
1174 SEVERE FLOODING,SEVERE WINTER STORMS, SNOWMELT, SPRING RAINS DR Flood 1997-04-07
1157 SEVERE WINTER STORMS AND BLIZZARD CONDITIONS DR Severe Storm 1997-01-12
1118 SEVERE STORMS,FLOODING, & ICE JAMS DR Severe Storm 1996-06-05
1050 SEVERE STORMS, FLOODING, AND GROUND SATURATION DR Severe Storm 1995-05-16
1032 SEVERE STORMS, FLOODING DR Severe Storm 1994-07-01
1001 SEVERE STORMS & FLOODING DR Flood 1993-07-26
581 SEVERE STORMS, SNOWMELT & FLOODING DR Flood 1979-04-26
3016 DROUGHT EM Drought 1976-07-21
475 SEVERE STORMS & FLOODING DR Flood 1975-07-11
256 FLOODING DR Flood 1969-04-18
216 FLOODING DR Flood 1966-03-23

Storm Events in North Dakota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Sargent County.

Storm Type Events Fatalities Injuries Property Damage
Hail 2,705 0 2 $116.1M
Thunderstorm Wind 2,459 2 10 $67.0M
High Wind 1,184 1 1 $2.9M
Heavy Snow 925 0 3 $650.0K
Blizzard 905 2 2 $60.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

7

Total Paid

$89.2K

Avg Per Claim

$12.7K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 7.4/100

Expected Annual Loss

Very Low

$5.5M/year

Social Vulnerability

Very Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Hail Relatively Moderate
Ice Storm Relatively Moderate
Winter Weather Relatively Moderate
Cold Wave Relatively Low
Strong Wind Relatively Moderate
Wildfire Very Low
Drought Very Low
Tornado Very Low
Landslide Very Low
Heat Wave Very Low
Riverine Flooding Very Low
Earthquake Very Low
Lightning Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

Worth noting for Sargent County: the model and the federal record do NOT point at the same hazard. Hail carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Sargent County's closest FEMA peer: Mason County, WA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Sargent County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Sargent County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Sargent County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 32 FEMA declarations, Sargent County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Sargent County?
The most common disaster type in Sargent County is Flood, with 15 declarations. Other disaster types include Severe Storm (11), Biological (2), Winter Storm (1).
How does Sargent County's FEMA declaration record compare with the North Dakota average?
FEMA lists 32 declaration records for Sargent County. That is 24% above the North Dakota county mean of 25.9. Its count is also 54% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Sargent County received?
Sargent County has received 29 major disaster declarations, representing 91% of all 32 disaster declarations.
How many flood insurance claims has Sargent County filed?
Sargent County has 7 National Flood Insurance Program (NFIP) claims totaling $89.2K in payments, with an average of $12.7K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Sargent County?
No. In Sargent County, Hail has the highest National Risk Index rating (Relatively Moderate), while Cold Wave leads Expected Annual Loss at about $2.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Sargent County?
The most active year for disaster declarations in Sargent County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1966 to 2024.
What is the FEMA National Risk Index score for Sargent County?
According to the FEMA National Risk Index, Sargent County, North Dakota has an overall risk score of 7.4 out of 100 (Very Low). Social vulnerability here rates Very Low, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $5.5M in annualized losses.
Which natural hazard poses the greatest risk to Sargent County?
Based on FEMA NRI data, the highest-risk natural hazard in Sargent County is Hail (risk rating: Relatively Moderate). Other significant hazards include Ice Storm (Relatively Moderate) and Winter Weather (Relatively Moderate). FEMA's modeled event frequency puts hail here at an average of 3.8 times per year, drawn from 145 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Sargent County · vintage 2026-08-25 · Methodology · North Dakota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events