PlainHazard

If you are in immediate danger, call 911.

The data below is historical (NOAA Storm Events / FEMA), not a live alert. For current warnings and evacuation orders, check the National Weather Service, Ready.gov, or FEMA.gov.

Iowa · FEMA + NOAA + National Risk Index

Scott County, IA

20 FEMA disaster declarations (1965-2024), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Flood.

20
FEMA declarations
18
Major disasters
85
NRI risk · Relatively Moderate
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Scott County. Its 20 FEMA declarations are 4% above the Iowa county mean and exceed the count for 46% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 15%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 15%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
20
FEMA declarations vs 21 national county avg
2,265
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

View my watchlist

FEMA OpenFEMA declaration desk

County FIPS 19163 · Scott County 20 declarations · rank 1720/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 20
  • MAJOR-HEAVY 90%
  • RANK-LOWER #1,720
  • PHOTO-FINISH Monona
  • NRI-MID 85
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +4%

Nearest declaration peer: Monona, IA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Iowa state profile

Scott County in the declaration-count neighbourhood

FEMA declaration records among Scott County and nearest peers by total count

declarations

What this shows Scott County carries 20 FEMA declaration records, ranked 1720 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Scott County's FEMA declaration count compares nationally

Scott County vs. all counties in this dataset

FEMA disaster declarations, all-time · Scott County

20 46th percentile higher than 46% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Scott County's FEMA Risk Index score

0/100100/100Iowa avg40/10084.9/100
FEMA National Risk Index composite score vs. the Iowa county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Scott County is led by Riverine Flooding (about $39.9M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Strong Wind carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Scott County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 2,265 claims and $34.9M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $15.4K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Scott County's 20 federal records stand 4% above the Iowa county mean of 19.3. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 84.9/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $66.5M in annualized losses). Social vulnerability reads Very Low and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 6.3 times per year here, based on 238 historical events on record.

60 /100

Historical Activity Index

High historical activity

Scott County, IA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

20 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density High
13/25

20 declarations (1.0x state county average of 19)

Major Disaster Share Very High
23/25

18 of 20 declarations are major disasters (90%)

Hazard Diversity High
10/20

4 different disaster types declared in Scott County

FEMA NRI 8-hazard radar - Scott County

Scott County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 8, Tornado 48, Wildfire 8, Drought 48, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 38 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 38 8-hazard mean
Scott County NRI risk profile FIPS 19163 · displayed-hazard mean 38/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

20

Above median

Major Disaster share

90%

Mostly major

NRI risk score

85

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Scott County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Relatively High an average of 6.3 times per year
Hail Relatively High an average of 4 times per year
Riverine Flooding Relatively Moderate an average of 3.5 times per year
Winter Weather Relatively High an average of 16 times per year
Heat Wave Relatively Moderate 7.2 modeled event-days per year
Ice Storm Relatively High roughly once every 2 years
Lightning Relatively High an average of 43 times per year
Drought Relatively Moderate 9.3 modeled event-days per year
Tornado Relatively Moderate roughly once every 2 years
Cold Wave Relatively Moderate an average of 6.5 times per year
Earthquake Relatively Low roughly once every 970 years
Landslide Relatively Low roughly once every 8 years
Wildfire Very Low roughly once every 1,689 years
Hurricane Very Low roughly once every 174 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 11
Severe Storm 6
Biological 2
Hurricane 1

What Flood declarations mean here

Flood is the most frequent declaration type on Scott County's record, 55% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 18 90.0%

of all 20 declarations

Emergency - 2 10.0%

of all 20 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2023 1
2020 3
2019 1
2008 1
2005 1
2004 1
2002 1
2001 1
1999 1
1993 2
1990 1
1974 1
1973 1
1969 2
Show 1 earlier declaration years
1965 1

Disaster Declarations

How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4796 SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2024-06-24
4732 FLOODING DR Flood 2023-08-25
4557 SEVERE STORMS DR Severe Storm 2020-08-17
4483 COVID-19 PANDEMIC DR Biological 2020-03-23
3480 COVID-19 EM Biological 2020-03-13
4421 SEVERE STORMS AND FLOODING DR Flood 2019-03-23
1763 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-05-27
3239 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1518 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-05-25
1420 SEVERE STORMS AND FLOODING DR Flood 2002-06-19
1367 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2001-05-02
1277 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 1999-05-21
996 SEVERE STORMS & FLOODING DR Flood 1993-07-09
986 SEVERE STORMS & FLOODING DR Flood 1993-04-26
868 SEVERE STORMS & FLOODING DR Flood 1990-05-26
443 SEVERE STORMS & FLOODING DR Flood 1974-06-24
386 SEVERE STORMS & FLOODING DR Flood 1973-05-23
269 HEAVY RAINS & FLOODING DR Flood 1969-08-14
259 FLOODING DR Flood 1969-04-25
193 FLOODING DR Flood 1965-04-22

Storm Events in Iowa

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Scott County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,928 6 227 $40.5M
Hail 3,736 0 0 $4.3M
Heavy Rain 2,394 0 0 $292.0K
Drought 1,556 0 0 $0
Winter Storm 1,543 3 4 $2.8M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

2,265

Total Paid

$34.9M

Avg Per Claim

$15.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 84.9/100

Expected Annual Loss

Relatively Moderate

$66.5M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Strong Wind Relatively High
Hail Relatively High
Riverine Flooding Relatively Moderate
Winter Weather Relatively High
Heat Wave Relatively Moderate
Ice Storm Relatively High
Lightning Relatively High
Drought Relatively Moderate
Tornado Relatively Moderate
Cold Wave Relatively Moderate
Earthquake Relatively Low
Landslide Relatively Low
Wildfire Very Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

Worth noting for Scott County: the model and the federal record do NOT point at the same hazard. Strong Wind carries the highest modeled rating (Relatively High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Scott County's closest FEMA peer: Coos County, OR

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Scott County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Scott County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Scott County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Scott County's NFIP claims file (2,265 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Scott County?
The most common disaster type in Scott County is Flood, with 11 declarations. Other disaster types include Severe Storm (6), Biological (2), Hurricane (1).
How does Scott County's FEMA declaration record compare with the Iowa average?
FEMA lists 20 declaration records for Scott County. That is 4% above the Iowa county mean of 19.3. Its count is also 3% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Scott County received?
Scott County has received 18 major disaster declarations, representing 90% of all 20 disaster declarations.
How many flood insurance claims has Scott County filed?
Scott County has 2,265 National Flood Insurance Program (NFIP) claims totaling $34.9M in payments, with an average of $15.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Scott County?
No. In Scott County, Strong Wind has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $39.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Scott County?
The most active year for disaster declarations in Scott County was 2020, with 3 declarations. The county has FEMA disaster data spanning 1965 to 2024.
What is the FEMA National Risk Index score for Scott County?
According to the FEMA National Risk Index, Scott County, Iowa has an overall risk score of 84.9 out of 100 (Relatively Moderate). On social vulnerability the county rates Very Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $66.5M in annualized losses.
Which natural hazard poses the greatest risk to Scott County?
FEMA's NRI data points to Scott County is Strong Wind (risk rating: Relatively High). Other significant hazards include Hail (Relatively High) and Riverine Flooding (Relatively Moderate). FEMA's modeled event frequency puts strong wind here at an average of 6.3 times per year, drawn from 238 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Scott County · vintage 2026-08-25 · Methodology · Iowa profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events