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Cedar County, IA

2 FEMA disaster declarations (2020–2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

2
FEMA declarations
2
Major disasters
22
NRI risk · Very Low
Severe Storm
Top hazard

FEMA's National Risk Index places Cedar County in the top 78% of U.S. counties for overall natural-hazard risk, and its FEMA disaster-declaration count is higher than 22% of all 2,729 counties tracked.

How does Cedar County compare?

FEMA disaster declarations, this county versus the Iowa county average and the national county average.

Cedar County
2
Iowa county avg
2
National county avg
3.7

How disaster-prone is Cedar County?

Cedar County, Iowa has recorded 2 FEMA disaster declarations between 2020 and 2024, of which 2 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 0.5 declarations per year across a 4-year record, or roughly 2% below the Iowa county average of 2.0 and 47% below the national county average of 3.7. Declaration counts reflect federal recognition of event severity, not pure hazard frequency — smaller incidents handled locally never appear in FEMA's ledger.

The dominant disaster type on record is Severe Storm, with 1 of 2 declarations falling under this category. FEMA's National Risk Index assigns this county an overall risk rating of Very Low (composite score 21.5/100), driven by an Expected Annual Loss rating of Very Low equivalent to roughly $12.5M in annualized losses. Social vulnerability scores Very Low and community resilience scores Very High — two factors that modify raw hazard exposure into actual harm. The single highest-risk natural hazard identified for this county is Drought (Relatively Moderate).

NFIP flood insurance claims data for this county is not present in the FEMA claims extract, which typically indicates either low historical flood activity or low policy penetration. Taken together, these indicators place Cedar County at a low relative risk level for federally recognized disasters. Households should pair this historical lens with forward-looking hazard maps — flood zones, wildfire risk overlays, and seismic zones published by FEMA and state emergency management — before making preparedness, insurance, or relocation decisions.

Risk Assessment

How Cedar County's disaster history compares to state and national averages.

Risk Level

Low

vs. Iowa Avg

-2%

State avg: 2.0

vs. National Avg

-47%

National avg: 3.7

Avg Per Year

0.5

Over 4 years

FEMA NRI 8-hazard radar — Cedar County

Cedar County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 8, Flood 0, Hurricane 8, Tornado 25, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 25. Overall composite 18 of 100, classified Low. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 18 composite
Cedar County NRI risk profile FIPS 19031 · composite 18/100 (Low)

The radar plots Cedar County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance.

FEMA Records

2

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

19031

IA state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Breakdown of 2 FEMA disaster declarations in Cedar County by incident type.

Severe Storm 1
Biological 1

Declaration Types

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster — 2 100.0%

of all 2 declarations

FEMA Declarations Timeline

Disaster declarations per year for Cedar County.

Year Declarations
2024 1
2020 1

Disaster Declarations

All 2 FEMA disaster declarations for Cedar County, Iowa.

DR# Title Type Incident Date
4784 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2024-05-24
4483 COVID-19 PANDEMIC DR Biological 2020-03-23

Storm Events in Iowa

NOAA severe weather data for Iowa (2015–2025). Storm event data is tracked at the state level.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,492 7 229 $41.3M
Hail 3,992 0 0 $4.4M
Heavy Rain 2,424 0 0 $292.0K
Winter Storm 1,626 3 4 $2.8M
Drought 1,565 0 0 $0

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

FEMA's composite risk score combining 18 natural hazard types, social vulnerability, and community resilience for Cedar County.

Overall Risk

Very Low

Score: 21.5/100

Expected Annual Loss

Very Low

$12.5M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Risk rating for each of the 18 FEMA NRI natural hazard types in Cedar County.

Drought Relatively Moderate
Strong Wind Relatively Moderate
Hail Relatively Low
Landslide Very Low
Tornado Relatively Low
Ice Storm Relatively Low
Heat Wave Relatively Low
Winter Weather Relatively Low
Wildfire Very Low
Earthquake Very Low
Cold Wave Relatively Low
Lightning Very Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Iowa

Other Iowa counties with similar disaster declaration counts.

Disaster Preparedness Guides

Frequently Asked Questions

How many natural disasters has Cedar County, Iowa had?
Cedar County, Iowa has received 2 FEMA disaster declarations from 2020 to 2024. Of these, 2 were major disaster declarations.
What is the most common disaster type in Cedar County?
The most common disaster type in Cedar County is Severe Storm, with 1 declaration. Other disaster types include Biological (1).
How does Cedar County's disaster risk compare to the Iowa average?
Cedar County has 2 disaster declarations, which is 2% lower than the Iowa county average of 2.0 declarations. Compared to the national county average of 3.7, it is 47% lower.
How many major FEMA disaster declarations has Cedar County received?
Cedar County has received 2 major disaster declarations, representing 100% of all 2 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Iowa?
The most common storm types in Iowa include Thunderstorm Wind (5,492 events), Hail (3,992 events), Heavy Rain (2,424 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Cedar County?
The most active year for disaster declarations in Cedar County was 2020, with 1 declaration. The county has FEMA disaster data spanning 2020 to 2024.
What is the overall disaster risk level for Cedar County?
Based on FEMA declaration history, Cedar County has a low disaster risk level with 2 total declarations. This county has relatively few disaster declarations compared to the national average.
What is the FEMA National Risk Index score for Cedar County?
According to the FEMA National Risk Index, Cedar County, Iowa has an overall risk score of 21.5 out of 100 (Very Low). The county's social vulnerability rating is Very Low and community resilience is Very High. The Expected Annual Loss (EAL) score is Very Low, representing $12.5M in annualized losses.
Which natural hazard poses the greatest risk to Cedar County?
Based on FEMA NRI data, the highest-risk natural hazard in Cedar County is Drought (risk rating: Relatively Moderate). Other significant hazards include Strong Wind (Relatively Moderate) and Hail (Relatively Low). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.

Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Cedar County

Cedar County, IA has 2 FEMA disaster declarations on record — a low historical disaster load, 2% below the Iowa county average.

  • Its most common federal declaration type is major disaster (2 of 2) — know the hazards most likely here before they happen. Iowa overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from $official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

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