FEMA Records
21
Above median
Missouri · FEMA + NOAA + National Risk Index
St. Francois County, MO
21 FEMA disaster declarations (1976-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.
- 21
- FEMA declarations
- 14
- Major disasters
- 79
- NRI risk · Relatively Low
- Severe Storm
- Top hazard
The verdict
St. Francois County has a nationally busy FEMA history: 21 declarations, more than 52% of counties in this registry. But the state comparison tempers that reading: the total is 15% below the Missouri county mean. FEMA's separate National Risk Index places the county in the riskiest 21%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 21%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 21
- FEMA declarations vs 21 national county avg
- 94
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 29187 · St. Francois County 21 declarations · rank 1552/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-HEAVY 21
- MAJOR-MID 67%
- RANK-LOWER #1,552
- PHOTO-FINISH Montgomery
- NRI-LOW 79
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-BELOW -15%
Nearest declaration peer: Montgomery, IN (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Missouri state profile
St. Francois County in the declaration-count neighbourhood
FEMA declaration records among St. Francois County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Atascosa · near 21
Atascosa · near
21 declarations
- Mason · near 21
Mason · near
21 declarations
- Montgomery · near 21
Montgomery · near
21 declarations
- St. Francois · this county 21
St. Francois · this county
21 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows St. Francois County carries 21 FEMA declaration records, ranked 1552 of 3,266 counties in this registry.
How St. Francois County's FEMA declaration count compares nationally
St. Francois County vs. all counties in this dataset
FEMA disaster declarations, all-time · St. Francois County
21 Top 48% higher than 52% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
St. Francois County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for St. Francois County is led by Riverine Flooding (about $12.1M Expected Annual Loss, Historical Loss Ratio Relatively High), while Heat Wave carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does St. Francois County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 94 paid claims, totaling $2.8M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $29.8K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
Start with the state benchmark: a Missouri county averages 24.6 federal declaration records, while St. Francois County has 21. The gap is 15% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 78.5/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $36.0M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Moderate, both critical modifiers of realized harm here. Among the 18 modeled hazards, Heat Wave carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 11 modeled event-days per year here, based on 133 historical events on record.
58 /100
Historical Activity Index
High historical activity
St. Francois County, MO · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
15/30
21 OpenFEMA declarations, full ingest window (1.0x national county average)
County Disaster Density Moderate
11/25
21 declarations (0.9x state county average of 25)
Major Disaster Share High
17/25
14 of 21 declarations are major disasters (67%)
Hazard Diversity Very High
15/20
6 different disaster types declared in St. Francois County
FEMA NRI 8-hazard radar - St. Francois County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
67%
Major-heavy
NRI risk score
79
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike St. Francois County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Heat Wave | Relatively Moderate | 11 modeled event-days per year |
| Strong Wind | Relatively High | an average of 4.3 times per year |
| Earthquake | Relatively Moderate | roughly once every 171 years |
| Winter Weather | Relatively Moderate | an average of 8.1 times per year |
| Tornado | Relatively Moderate | roughly once every 3 years |
| Hail | Relatively Moderate | an average of 4.5 times per year |
| Cold Wave | Relatively Moderate | an average of 1.3 times per year |
| Lightning | Relatively Moderate | an average of 55 times per year |
| Riverine Flooding | Relatively Low | an average of 1 time per year |
| Landslide | Relatively Low | roughly once every 1 years |
| Ice Storm | Relatively Low | roughly once every 1 years |
| Wildfire | Very Low | roughly once every 1,149 years |
| Hurricane | Very Low | roughly once every 52 years |
| Drought | Very Low | 2 modeled event-days per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 11
Flood 4
Biological 2
Severe Ice Storm 2
Hurricane 1
Drought 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on St. Francois County's record, 52% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 14 66.7%
of all 21 declarations
Emergency - 7 33.3%
of all 21 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2020 | 2 | |
| 2016 | 2 | |
| 2011 | 2 | |
| 2009 | 2 | |
| 2008 | 2 | |
| 2007 | 1 | |
| 2006 | 1 | |
| 2005 | 1 | |
| 2003 | 1 | |
| 2002 | 1 | |
| 2000 | 1 | |
| 1995 | 1 | |
| 1994 | 1 | |
| 1993 | 1 | |
Show 1 earlier declaration years
| 1976 | 1 | |
Disaster Declarations
How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4924 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2026-06-30 |
| 4490 | COVID-19 PANDEMIC | DR | Biological | 2020-03-26 |
| 3482 | COVID-19 | EM | Biological | 2020-03-13 |
| 4250 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Flood | 2016-01-21 |
| 3374 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | EM | Flood | 2016-01-02 |
| 1980 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2011-05-09 |
| 3317 | SEVERE WINTER STORM | EM | Severe Storm | 2011-02-03 |
| 1847 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2009-06-19 |
| 3303 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2009-01-30 |
| 1749 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2008-03-19 |
| 3281 | SEVERE WINTER STORMS | EM | Severe Ice Storm | 2007-12-12 |
| 1673 | SEVERE WINTER STORMS | DR | Severe Storm | 2006-12-29 |
| 1635 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2006-04-05 |
| 3232 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-10 |
| 1463 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2003-05-06 |
| 1412 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Severe Storm | 2002-05-06 |
| 1328 | SEVERE THUNDERSTORMS AND FLASH FLOODING | DR | Flood | 2000-05-12 |
| 1054 | SEVERE STORMS, TORNADOES, HAIL, FLOODING | DR | Severe Storm | 1995-06-02 |
| 1006 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 1993-12-01 |
| 995 | SEVERE STORMS & FLOODING | DR | Flood | 1993-07-09 |
Show 1 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3017 | DROUGHT | EM | Drought | 1976-09-24 |
Storm Events in Missouri
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to St. Francois County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 6,391 | 30 | 52 | $63.4M |
| Hail | 4,411 | 0 | 1 | $86.1M |
| Flash Flood | 2,399 | 47 | 14 | $406.6M |
| Flood | 1,810 | 25 | 7 | $304.6M |
| Drought | 1,033 | 0 | 350 | $53.6M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
94
Total Paid
$2.8M
Avg Per Claim
$29.8K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 78.5/100
Expected Annual Loss
Relatively Low
$36.0M/year
Social Vulnerability
Relatively Moderate
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Heat Wave Relatively Moderate
Strong Wind Relatively High
Earthquake Relatively Moderate
Winter Weather Relatively Moderate
Tornado Relatively Moderate
Hail Relatively Moderate
Cold Wave Relatively Moderate
Lightning Relatively Moderate
Riverine Flooding Relatively Low
Landslide Relatively Low
Ice Storm Relatively Low
Wildfire Very Low
Hurricane Very Low
Drought Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Heat Wave
Heat Wave is measured in event-days per year rather than discrete events, and it is the hazard whose harm is most consistently undercounted: its toll is health and mortality, concentrated among people without cooling, rather than visible damage to property.
Worth noting for St. Francois County: the model and the federal record do NOT point at the same hazard. Heat Wave carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
St. Francois County's closest FEMA peer: Arlington County, VA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for St. Francois County. Record similarity, not a safety rating.
Closest declaration profiles
St. Francois County shows 21 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
St. Francois County: 14 of 21 of its declarations are Major.
Similar modeled NRI score
St. Francois County: NRI composite 78.5 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for St. Francois County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for St. Francois County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 78.5 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 21. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
St. Francois County's NFIP claims file (94 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in St. Francois County?
The most common disaster type in St. Francois County is Severe Storm, with 11 declarations. Other disaster types include Flood (4), Biological (2), Severe Ice Storm (2).
How does St. Francois County's FEMA declaration record compare with the Missouri average?
The typical Missouri county has 24.6 FEMA declaration records; St. Francois County has 21, or 15% fewer. Against the national county mean of 20.7, this county's total is 1% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has St. Francois County received?
St. Francois County has received 14 major disaster declarations, representing 67% of all 21 disaster declarations.
How many flood insurance claims has St. Francois County filed?
St. Francois County has 94 National Flood Insurance Program (NFIP) claims totaling $2.8M in payments, with an average of $29.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in St. Francois County?
No. In St. Francois County, Heat Wave has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $12.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in St. Francois County?
The most active year for disaster declarations in St. Francois County was 2008, with 2 declarations. The county has FEMA disaster data spanning 1976 to 2026.
What is the FEMA National Risk Index score for St. Francois County?
According to the FEMA National Risk Index, St. Francois County, Missouri has an overall risk score of 78.5 out of 100 (Relatively Low). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $36.0M in annualized losses.
Which natural hazard poses the greatest risk to St. Francois County?
The top hazard flagged by FEMA's NRI for St. Francois County is Heat Wave (risk rating: Relatively Moderate). Other significant hazards include Strong Wind (Relatively High) and Earthquake (Relatively Moderate). FEMA's modeled event frequency puts heat wave here at 11 modeled event-days per year, drawn from 133 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for St. Francois County · vintage 2026-08-25 · Methodology · Missouri profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events