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Georgia · FEMA + NOAA + National Risk Index

Stephens County, GA

4 FEMA disaster declarations (2021–2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

4
FEMA declarations
2
Major disasters
33
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Stephens County ranks safer than 33% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 57% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Very Low, based on 4 federal disaster declarations recorded since 2021, most often hurricane, 4% above the national county average of 4.

Safer than 33%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
4
FEMA declarations vs 4 national county avg
2
hurricane declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Stephens County compare?

Stephens County vs. every U.S. county

FEMA disaster declarations, all-time

4 Top 43% higher than 57% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Stephens County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Georgia county average

0/100100/100Georgia avg40/10033.4/100
FEMA National Risk Index composite score vs. the Georgia county average

How disaster-prone is Stephens County?

Declaration frequency

Stephens County, Georgia has recorded 4 FEMA disaster declarations between 2021 and 2026, of which 2 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 0.8 declarations per year across a 5-year record, or roughly 12% above the Georgia county average of 3.6 and 4% above the national county average of 3.8. The dominant disaster type on record is Hurricane, with 2 of 4 declarations falling under this category.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 33.4/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $8.3M in annualized losses). Social vulnerability (Relatively High) and community resilience (Relatively Moderate) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Ice Storm carries the county's highest rating, a mid-range Relatively Moderate.

Flood exposure & the bottom line

Taken together, Stephens County reads as low relative risk on this historical lens, fewer federally recognized disasters than a typical U.S. county.

Risk Assessment

Risk Level

Low

vs. Georgia Avg

+12%

State avg: 3.6

vs. National Avg

+4%

National avg: 3.8

Avg Per Year

0.8

Over 5 years

FEMA NRI 8-hazard radar - Stephens County

Stephens County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 25, Flood 0, Hurricane 25, Tornado 25, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 48. Overall composite 18 of 100, classified Low. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 18 composite
Stephens County NRI risk profile FIPS 13257 · composite 18/100 (Low)
How to read this radar

The radar plots Stephens County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

4

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

13257

GA state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Hurricane 2
Winter Storm 1
Tropical Storm 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 2 50.0%

of all 4 declarations

Major Disaster - 2 50.0%

of all 4 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 2
2021 1

Disaster Declarations

DR# Title Type Incident Date
3642 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4830 HURRICANE HELENE DR Hurricane 2024-09-30
3616 HURRICANE HELENE EM Tropical Storm 2024-09-26
4579 TROPICAL STORM ZETA DR Hurricane 2021-01-12

Storm Events in Georgia

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 11,367 18 89 $69.0M
Drought 1,518 0 0 $0
Hail 1,502 0 0 $61.8M
Flash Flood 1,236 0 3 $29.5M
Tornado 747 38 395 $391.6M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Very Low

Score: 33.4/100

Expected Annual Loss

Very Low

$8.3M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Ice Storm Relatively Moderate
Earthquake Relatively Low
Hail Relatively Low
Landslide Very Low
Hurricane Relatively Low
Lightning Relatively Moderate
Tornado Relatively Low
Cold Wave Relatively Low
Wildfire Very Low
Strong Wind Relatively Low
Heat Wave Very Low
Drought Very Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Georgia

Frequently Asked Questions

How many natural disasters has Stephens County, Georgia had?
Stephens County, Georgia has received 4 FEMA disaster declarations from 2021 to 2026. Of these, 2 were major disaster declarations.
What is the most common disaster type in Stephens County?
The most common disaster type in Stephens County is Hurricane, with 2 declarations. Other disaster types include Winter Storm (1), Tropical Storm (1).
How does Stephens County's disaster risk compare to the Georgia average?
Stephens County has 4 disaster declarations, which is 12% higher than the Georgia county average of 3.6 declarations. Compared to the national county average of 3.8, it is 4% higher.
How many major FEMA disaster declarations has Stephens County received?
Stephens County has received 2 major disaster declarations, representing 50% of all 4 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Georgia?
The most common storm types in Georgia include Thunderstorm Wind (11,367 events), Drought (1,518 events), Hail (1,502 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Stephens County?
The most active year for disaster declarations in Stephens County was 2024, with 2 declarations. The county has FEMA disaster data spanning 2021 to 2026.
What is the overall disaster risk level for Stephens County?
Stephens County's 4 FEMA disaster declarations put it in the low-risk band, fewer federally recognized disasters than a typical U.S. county over the same span.
What is the FEMA National Risk Index score for Stephens County?
According to the FEMA National Risk Index, Stephens County, Georgia has an overall risk score of 33.4 out of 100 (Very Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $8.3M in annualized losses.
Which natural hazard poses the greatest risk to Stephens County?
Based on FEMA NRI data, the highest-risk natural hazard in Stephens County is Ice Storm (risk rating: Relatively Moderate). Other significant hazards include Earthquake (Relatively Low) and Hail (Relatively Low). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Stephens County

Stephens County, GA runs 12% above the Georgia county average for federal disaster declarations (4 vs 4), a low historical load overall.

  • Its most common federal declaration type is emergency (2 of 4) - know the hazards most likely here before they happen. Georgia overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.