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South Carolina · FEMA + NOAA + National Risk Index

Oconee County, SC

24 FEMA disaster declarations (1977-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

24
FEMA declarations
10
Major disasters
86
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Oconee County has a nationally busy FEMA history: 24 declarations, more than 66% of counties in this registry. But the state comparison tempers that reading: the total is 6% below the South Carolina county mean. FEMA's separate National Risk Index places the county in the riskiest 14%; that score models loss and vulnerability rather than counting declarations.

Riskiest 14%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
24
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 45073 · Oconee County 24 declarations · rank 1037/3,266

DECL-HEAVY · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 24
  • MAJOR-LIGHT 42%
  • RANK-LOWER #1,037
  • PHOTO-FINISH Eddy
  • NRI-MID 86
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -6%

Nearest declaration peer: Eddy, ND (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · South Carolina state profile

Oconee County in the declaration-count neighbourhood

FEMA declaration records among Oconee County and nearest peers by total count

declarations

What this shows Oconee County carries 24 FEMA declaration records, ranked 1037 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Oconee County's FEMA declaration count compares nationally

Oconee County vs. all counties in this dataset

FEMA disaster declarations, all-time · Oconee County

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Oconee County's FEMA Risk Index score

0/100100/100South Carolina avg71/10085.6/100
FEMA National Risk Index composite score vs. the South Carolina county average

What does Oconee County's hazard record show?

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 85.6/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Low (roughly $45.1M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 2 years here, based on 8 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 24 claims and $179.4K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a South Carolina county averages 25.6 federal declaration records, while Oconee County has 24. The gap is 6% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

57 /100

Historical Activity Index

High historical activity

Oconee County, SC · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
12/25

24 declarations (0.9x state county average of 26)

Major Disaster Share Moderate
10/25

10 of 24 declarations are major disasters (42%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Oconee County

FEMA NRI 8-hazard radar - Oconee County

Oconee County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 25, Tornado 48, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 34 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 34 8-hazard mean
Oconee County NRI risk profile FIPS 45073 · displayed-hazard mean 34/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

42%

Mixed major share

NRI risk score

86

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Oconee County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively High roughly once every 2 years
Ice Storm Relatively High an average of 1.4 times per year
Landslide Relatively Low an average of 1.7 times per year
Lightning Relatively High an average of 61 times per year
Riverine Flooding Relatively Moderate roughly once every 1 years
Tornado Relatively Moderate roughly once every 3 years
Earthquake Relatively Low roughly once every 381 years
Hail Relatively Moderate an average of 4.4 times per year
Hurricane Relatively Low roughly once every 23 years
Strong Wind Relatively Moderate an average of 2.2 times per year
Heat Wave Relatively Low 0.9 modeled event-days per year
Wildfire Very Low roughly once every 922 years
Drought Relatively Low 42 modeled event-days per year
Winter Weather Very Low an average of 5 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 11
Severe Storm 3
Severe Ice Storm 3
Winter Storm 2
Tropical Storm 2
Biological 2
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Oconee County's federal record, 46% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 14 58.3%

of all 24 declarations

Major Disaster - 10 41.7%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2024 3
2023 2
2022 1
2020 4
2019 1
2018 2
2017 2
2016 1
2014 1
2006 1
2005 2
2004 1
1977 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4908 SEVERE WINTER STORM DR Winter Storm 2026-04-07
3632 SEVERE WINTER STORM EM Winter Storm 2026-01-23
4829 HURRICANE HELENE DR Hurricane 2024-09-29
3619 HURRICANE HELENE EM Tropical Storm 2024-09-26
3606 HURRICANE DEBBY EM Tropical Storm 2024-08-05
3597 HURRICANE IDALIA EM Hurricane 2023-08-31
4677 HURRICANE IAN DR Hurricane 2022-11-21
3585 HURRICANE IAN EM Hurricane 2022-09-29
4542 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS DR Severe Storm 2020-05-01
4492 COVID-19 PANDEMIC DR Biological 2020-03-27
4479 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2020-03-17
3470 COVID-19 EM Biological 2020-03-13
3421 HURRICANE DORIAN EM Hurricane 2019-09-01
3400 HURRICANE FLORENCE EM Hurricane 2018-09-10
4346 HURRICANE IRMA DR Hurricane 2017-10-16
3386 HURRICANE IRMA EM Hurricane 2017-09-07
3378 HURRICANE MATTHEW EM Hurricane 2016-10-06
3373 SEVERE STORMS AND FLOODING EM Severe Storm 2015-10-03
3369 SEVERE WINTER STORM EM Severe Ice Storm 2014-02-12
1625 SEVERE ICE STORM DR Severe Ice Storm 2006-01-20
Show 4 earlier declaration records
DR# Title Type Incident Date
3233 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1566 TROPICAL STORM FRANCES DR Hurricane 2004-10-07
1509 SEVERE ICE STORM DR Severe Ice Storm 2004-02-13
3047 DROUGHT EM Drought 1977-08-04

Storm Events in South Carolina

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Oconee County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,845 11 40 $11.4M
Hail 1,207 0 0 $25.1M
Flash Flood 954 20 35 $150.4M
Strong Wind 395 4 13 $711.8K
Tornado 320 9 110 $127.1M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

24

Total Paid

$179.4K

Avg Per Claim

$7.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 85.6/100

Expected Annual Loss

Relatively Low

$45.1M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Cold Wave Relatively High
Ice Storm Relatively High
Landslide Relatively Low
Lightning Relatively High
Riverine Flooding Relatively Moderate
Tornado Relatively Moderate
Earthquake Relatively Low
Hail Relatively Moderate
Hurricane Relatively Low
Strong Wind Relatively Moderate
Heat Wave Relatively Low
Wildfire Very Low
Drought Relatively Low
Winter Weather Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Oconee County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Oconee County's closest FEMA peer: Josephine County, OR

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Oconee County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Oconee County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Oconee County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 24 FEMA declarations, Oconee County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Oconee County?
The most common disaster type in Oconee County is Hurricane, with 11 declarations. Other disaster types include Severe Storm (3), Severe Ice Storm (3), Winter Storm (2).
How does Oconee County's FEMA declaration record compare with the South Carolina average?
The typical South Carolina county has 25.6 FEMA declaration records; Oconee County has 24, or 6% fewer. Against the national county mean of 20.7, this county's total is 16% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Oconee County received?
Oconee County has received 10 major disaster declarations, representing 42% of all 24 disaster declarations.
How many flood insurance claims has Oconee County filed?
Oconee County has 24 National Flood Insurance Program (NFIP) claims totaling $179.4K in payments, with an average of $7.5K per claim.
What was the worst year for disasters in Oconee County?
The most active year for disaster declarations in Oconee County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1977 to 2026.
What is the FEMA National Risk Index score for Oconee County?
According to the FEMA National Risk Index, Oconee County, South Carolina has an overall risk score of 85.6 out of 100 (Relatively Moderate). On social vulnerability the county rates Relatively High; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $45.1M in annualized losses.
Which natural hazard poses the greatest risk to Oconee County?
The top hazard flagged by FEMA's NRI for Oconee County as of the latest release is Cold Wave (risk rating: Relatively High). Other significant hazards include Ice Storm (Relatively High) and Landslide (Relatively Low). FEMA's modeled event frequency puts cold wave here at roughly once every 2 years, drawn from 8 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Oconee County · vintage 2026-08-25 · Methodology · South Carolina profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events