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Oklahoma · FEMA + NOAA + National Risk Index

Stephens County, OK

6 FEMA disaster declarations (2021–2025), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Ice Storm.

6
FEMA declarations
4
Major disasters
66
NRI risk · Relatively Low
Severe Ice Storm
Top hazard

The verdict

Stephens County ranks in the riskiest 34% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 80% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively Low, based on 6 federal disaster declarations recorded since 2021, most often severe ice storm, 56% above the national county average of 4.

Riskiest 34%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
6
FEMA declarations vs 4 national county avg
3
severe ice storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Stephens County compare?

Stephens County vs. every U.S. county

FEMA disaster declarations, all-time

6 Top 20% higher than 80% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-20

Stephens County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Oklahoma county average

0/100100/100Oklahoma avg56/10065.9/100
FEMA National Risk Index composite score vs. the Oklahoma county average

How disaster-prone is Stephens County?

Declaration frequency

Stephens County, Oklahoma has recorded 6 FEMA disaster declarations between 2021 and 2025, of which 4 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.5 declarations per year across a 4-year record, or roughly 39% above the Oklahoma county average of 4.3 and 56% above the national county average of 3.8. The dominant disaster type on record is Severe Ice Storm, with 3 of 6 declarations falling under this category.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 65.9/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $22.5M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate.

Flood exposure & the bottom line

Taken together, these indicators put Stephens County at a moderate relative risk level, not the calmest county on record, but not among the most disaster-prone either.

Risk Assessment

Risk Level

Moderate

vs. Oklahoma Avg

+39%

State avg: 4.3

vs. National Avg

+56%

National avg: 3.8

Avg Per Year

1.5

Over 4 years

FEMA NRI 8-hazard radar - Stephens County

Stephens County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 25, Flood 0, Hurricane 8, Tornado 48, Wildfire 25, Drought 48, Heat Wave 48, Winter Storm 70. Overall composite 34 of 100, classified Moderate. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 34 composite
Stephens County NRI risk profile FIPS 40137 · composite 34/100 (Moderate)
How to read this radar

The radar plots Stephens County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

6

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

40137

OK state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Severe Ice Storm 3
Severe Storm 2
Fire 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 4 66.7%

of all 6 declarations

Fire Management - 1 16.7%

of all 6 declarations

Emergency - 1 16.7%

of all 6 declarations

FEMA Declarations Timeline

Year Declarations
2025 2
2023 1
2021 3

Disaster Declarations

DR# Title Type Incident Date
4862 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2025-03-18
5564 WILDHORSE FIRE FM Fire 2025-03-15
4721 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2023-07-19
4587 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-24
3555 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-17
4575 SEVERE WINTER STORM DR Severe Ice Storm 2020-12-21

Storm Events in Oklahoma

Storm Type Events Fatalities Injuries Property Damage
Hail 7,064 0 1 $23.4M
Thunderstorm Wind 6,446 7 40 $205.8M
Drought 3,877 0 0 $0
Heat 2,668 7 428 $0
Excessive Heat 1,973 2 482 $0

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 65.9/100

Expected Annual Loss

Relatively Low

$22.5M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Low

Hazard Risk Breakdown

Hail Relatively Moderate
Tornado Relatively Moderate
Wildfire Relatively Low
Ice Storm Relatively High
Strong Wind Relatively High
Heat Wave Relatively Moderate
Drought Relatively Moderate
Cold Wave Relatively Moderate
Winter Weather Relatively Moderate
Earthquake Relatively Low
Landslide Very Low
Lightning Relatively Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Oklahoma

Frequently Asked Questions

How many natural disasters has Stephens County, Oklahoma had?
Stephens County, Oklahoma has received 6 FEMA disaster declarations from 2021 to 2025. Of these, 4 were major disaster declarations.
What is the most common disaster type in Stephens County?
The most common disaster type in Stephens County is Severe Ice Storm, with 3 declarations. Other disaster types include Severe Storm (2), Fire (1).
How does Stephens County's disaster risk compare to the Oklahoma average?
Stephens County has 6 disaster declarations, which is 39% higher than the Oklahoma county average of 4.3 declarations. Compared to the national county average of 3.8, it is 56% higher.
How many major FEMA disaster declarations has Stephens County received?
Stephens County has received 4 major disaster declarations, representing 67% of all 6 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Oklahoma?
The most common storm types in Oklahoma include Hail (7,064 events), Thunderstorm Wind (6,446 events), Drought (3,877 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Stephens County?
The most active year for disaster declarations in Stephens County was 2021, with 3 declarations. The county has FEMA disaster data spanning 2021 to 2025.
What is the overall disaster risk level for Stephens County?
With 6 FEMA disaster declarations on record, Stephens County lands in the moderate-risk band, not unusually disaster-prone, but not spared either.
What is the FEMA National Risk Index score for Stephens County?
According to the FEMA National Risk Index, Stephens County, Oklahoma has an overall risk score of 65.9 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $22.5M in annualized losses.
Which natural hazard poses the greatest risk to Stephens County?
Based on FEMA NRI data, the highest-risk natural hazard in Stephens County is Hail (risk rating: Relatively Moderate). Other significant hazards include Tornado (Relatively Moderate) and Wildfire (Relatively Low). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Stephens County

Stephens County, OK runs 39% above the Oklahoma county average for federal disaster declarations (6 vs 4), a moderate historical load overall.

  • Its most common federal declaration type is major disaster (4 of 6) - know the hazards most likely here before they happen. Oklahoma overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.