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Minnesota · FEMA + NOAA + National Risk Index

Stevens County, MN

19 FEMA disaster declarations (1969-2023), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

19
FEMA declarations
16
Major disasters
7
NRI risk · Very Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Stevens County. Its 19 FEMA declarations are 7% above the Minnesota county mean and exceed the count for 41% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 7%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 7%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
19
FEMA declarations vs 21 national county avg
2
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 27149 · Stevens County 19 declarations · rank 1836/3,266

DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-MID 19
  • MAJOR-HEAVY 84%
  • RANK-LOWER #1,836
  • PHOTO-FINISH Bartow
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +7%

Nearest declaration peer: Bartow, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Minnesota state profile

Stevens County in the declaration-count neighbourhood

FEMA declaration records among Stevens County and nearest peers by total count

declarations

What this shows Stevens County carries 19 FEMA declaration records, ranked 1836 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Stevens County's FEMA declaration count compares nationally

Stevens County vs. all counties in this dataset

FEMA disaster declarations, all-time · Stevens County

19 41st percentile higher than 41% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Stevens County's FEMA Risk Index score

0/100100/100Minnesota avg42/1007/100
FEMA National Risk Index composite score vs. the Minnesota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Stevens County is led by Riverine Flooding (about $2.4M Expected Annual Loss, Historical Loss Ratio Relatively High), while Winter Weather carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Stevens County's hazard record show?

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 7.0/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $6.4M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Very Low) and community resilience (Very High). Among the 18 modeled hazards, Winter Weather carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 20 times per year here, based on 384 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 2 claims and $7.9K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Stevens County's 19 federal records stand 7% above the Minnesota county mean of 17.7. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

63 /100

Historical Activity Index

High historical activity

Stevens County, MN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
14/30

19 OpenFEMA declarations, full ingest window (0.9x national county average)

County Disaster Density High
13/25

19 declarations (1.1x state county average of 18)

Major Disaster Share Very High
21/25

16 of 19 declarations are major disasters (84%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Stevens County

FEMA NRI 8-hazard radar - Stevens County

Stevens County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 8, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 12 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 12 8-hazard mean
Stevens County NRI risk profile FIPS 27149 · displayed-hazard mean 12/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

19

Below median

Major Disaster share

84%

Mostly major

NRI risk score

7

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Stevens County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Winter Weather Relatively Moderate an average of 20 times per year
Hail Relatively Low an average of 3.7 times per year
Cold Wave Relatively Low an average of 14 times per year
Strong Wind Relatively Low an average of 2.7 times per year
Heat Wave Very Low 2.7 modeled event-days per year
Drought Very Low 3.3 modeled event-days per year
Tornado Very Low roughly once every 3 years
Ice Storm Very Low roughly once every 4 years
Landslide Very Low roughly once every 17 years
Wildfire Very Low roughly once every 2,128 years
Riverine Flooding Very Low roughly once every 3 years
Lightning Very Low an average of 33 times per year
Earthquake Very Low roughly once every 4,464 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 7
Severe Storm 7
Biological 2
Hurricane 1
Snowstorm 1
Drought 1

What Flood declarations mean here

Flood is the most frequent declaration type on Stevens County's record, 37% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 16 84.2%

of all 19 declarations

Emergency - 3 15.8%

of all 19 declarations

FEMA Declarations Timeline

Year Declarations
2023 1
2022 2
2020 2
2019 1
2013 1
2011 1
2010 1
2009 1
2006 1
2005 1
2001 1
1997 2
1996 1
1993 1
1976 1
Show 1 earlier declaration years
1969 1

Disaster Declarations

How the 19 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 19 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4722 SEVERE STORMS AND FLOODING DR Flood 2023-07-19
4666 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2022-08-09
4658 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2022-07-08
4531 COVID-19 PANDEMIC DR Biological 2020-04-07
3453 COVID-19 EM Biological 2020-03-13
4442 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2019-06-12
4131 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2013-07-25
1982 SEVERE STORMS AND FLOODING DR Flood 2011-05-10
1900 FLOODING DR Flood 2010-04-19
1830 SEVERE STORMS AND FLOODING DR Severe Storm 2009-04-09
1622 SEVERE WINTER STORM DR Severe Storm 2006-01-04
3242 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1370 SEVERE WINTER STORMS, FLOODING, AND TORNADOES DR Flood 2001-05-16
1175 SEVERE FLOODING, HIGH WINDS,SEVERE STORMS DR Flood 1997-04-08
1158 SEVERE WINTER STORMS DR Severe Storm 1997-01-16
1078 HIGH WINDS, FREEZING RAIN, HEAVY SNOWFALL DR Snowstorm 1996-01-05
993 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-06-11
3013 DROUGHT EM Drought 1976-06-17
255 FLOODING DR Flood 1969-04-18

Storm Events in Minnesota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Stevens County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,420 13 25 $68.2M
Hail 4,203 0 0 $34.5M
Extreme Cold/Wind Chill 1,789 7 4 $55.0K
Winter Storm 1,695 2 17 $10.0M
Heavy Snow 1,190 9 14 $1.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

2

Total Paid

$7.9K

Avg Per Claim

$4.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 7.0/100

Expected Annual Loss

Very Low

$6.4M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Winter Weather Relatively Moderate
Hail Relatively Low
Cold Wave Relatively Low
Strong Wind Relatively Low
Heat Wave Very Low
Drought Very Low
Tornado Very Low
Ice Storm Very Low
Landslide Very Low
Wildfire Very Low
Riverine Flooding Very Low
Lightning Very Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Winter Weather

Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.

Worth noting for Stevens County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Stevens County's closest FEMA peer: Greene County, IL

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Stevens County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Stevens County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Stevens County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 19 FEMA declarations, Stevens County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Stevens County?
The most common disaster type in Stevens County is Flood, with 7 declarations. Other disaster types include Severe Storm (7), Biological (2), Hurricane (1).
How does Stevens County's FEMA declaration record compare with the Minnesota average?
FEMA lists 19 declaration records for Stevens County. That is 7% above the Minnesota county mean of 17.7. Its count is also 8% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Stevens County received?
Stevens County has received 16 major disaster declarations, representing 84% of all 19 disaster declarations.
How many flood insurance claims has Stevens County filed?
Stevens County has 2 National Flood Insurance Program (NFIP) claims totaling $7.9K in payments, with an average of $4.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Stevens County?
No. In Stevens County, Winter Weather has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $2.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Stevens County?
The most active year for disaster declarations in Stevens County was 1997, with 2 declarations. The county has FEMA disaster data spanning 1969 to 2023.
What is the FEMA National Risk Index score for Stevens County?
According to the FEMA National Risk Index, Stevens County, Minnesota has an overall risk score of 7.0 out of 100 (Very Low). On social vulnerability the county rates Very Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Very Low, representing $6.4M in annualized losses.
Which natural hazard poses the greatest risk to Stevens County?
FEMA's NRI data points to Stevens County as of the latest release is Winter Weather (risk rating: Relatively Moderate). Other significant hazards include Hail (Relatively Low) and Cold Wave (Relatively Low). FEMA's modeled event frequency puts winter weather here at an average of 20 times per year, drawn from 384 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Stevens County · vintage 2026-08-25 · Methodology · Minnesota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events