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Texas · FEMA + NOAA + National Risk Index

Tom Green County, TX

21 FEMA disaster declarations (1990-2025), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Fire.

21
FEMA declarations
10
Major disasters
77
NRI risk · Relatively Low
Fire
Top hazard

The verdict

Two federal records point in the busier direction for Tom Green County. Its 21 FEMA declarations are 0% above the Texas county mean and exceed the count for 52% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 23%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 23%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
21
FEMA declarations vs 21 national county avg
206
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 48451 · Tom Green County 21 declarations · rank 1427/3,266

DECL-HEAVY · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 21
  • MAJOR-LIGHT 48%
  • RANK-LOWER #1,427
  • PHOTO-FINISH Montgomery
  • NRI-LOW 77
  • ACT-HIGH High
  • TYPE-LEAD Fire
  • VS-ST-ABOVE +0%

Nearest declaration peer: Montgomery, IN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Tom Green County in the declaration-count neighbourhood

FEMA declaration records among Tom Green County and nearest peers by total count

declarations

What this shows Tom Green County carries 21 FEMA declaration records, ranked 1427 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Tom Green County's FEMA declaration count compares nationally

Tom Green County vs. all counties in this dataset

FEMA disaster declarations, all-time · Tom Green County

21 Top 48% higher than 52% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Tom Green County's FEMA Risk Index score

0/100100/100Texas avg49/10077.3/100
FEMA National Risk Index composite score vs. the Texas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Tom Green County is led by Riverine Flooding (about $14.2M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Drought carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Tom Green County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 206 paid claims, totaling $6.5M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $31.7K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Tom Green County's 21 federal records stand 0% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 77.3/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $30.9M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 49 modeled event-days per year here, based on 1,631 historical events on record.

58 /100

Historical Activity Index

High historical activity

Tom Green County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
15/30

21 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density High
13/25

21 declarations (1.0x state county average of 21)

Major Disaster Share Moderate
12/25

10 of 21 declarations are major disasters (48%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Tom Green County

FEMA NRI 8-hazard radar - Tom Green County

Tom Green County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 8, Tornado 48, Wildfire 48, Drought 70, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 44 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 44 8-hazard mean
Tom Green County NRI risk profile FIPS 48451 · displayed-hazard mean 44/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

21

Above median

Major Disaster share

48%

Mixed major share

NRI risk score

77

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Tom Green County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively High 49 modeled event-days per year
Hail Relatively High an average of 3.6 times per year
Winter Weather Relatively High an average of 4.6 times per year
Wildfire Relatively Moderate roughly once every 210 years
Heat Wave Relatively Moderate 10 modeled event-days per year
Lightning Relatively High an average of 46 times per year
Riverine Flooding Relatively Moderate an average of 2.9 times per year
Tornado Relatively Moderate roughly once every 2 years
Cold Wave Relatively Moderate roughly once every 1 years
Strong Wind Relatively Low an average of 1.3 times per year
Hurricane Very Low roughly once every 125 years
Ice Storm Relatively Low roughly once every 6 years
Earthquake Very Low roughly once every 3,155 years
Landslide Very Low roughly once every 6 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 6
Hurricane 5
Severe Storm 4
Severe Ice Storm 2
Biological 2
Flood 1
Drought 1

What Fire declarations mean here

Fire is the most frequent declaration type on Tom Green County's record, 29% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 10 47.6%

of all 21 declarations

Emergency - 10 47.6%

of all 21 declarations

Fire Management - 1 4.8%

of all 21 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2021 2
2020 2
2015 1
2011 2
2008 3
2006 1
2005 3
1999 1
1998 1
1996 1
1995 1
1993 1
1990 1

Disaster Declarations

How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4879 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2025-07-06
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4223 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Severe Storm 2015-05-29
1999 WILDFIRES DR Fire 2011-07-01
2892 WILDCAT FIRE FM Fire 2011-04-15
3294 HURRICANE IKE EM Hurricane 2008-09-10
3290 HURRICANE GUSTAV EM Hurricane 2008-08-29
3284 WILDFIRES EM Fire 2008-03-14
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
3117 EXTREME FIRE HAZARD EM Fire 1996-02-23
1056 SEVERE STORMS, HAIL, FLOODING, AND TORNADOES DR Severe Storm 1995-06-13
3113 EXTREME FIRE HAZARD EM Drought 1993-09-10
Show 1 earlier declaration records
DR# Title Type Incident Date
863 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-05-02

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Tom Green County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

206

Total Paid

$6.5M

Avg Per Claim

$31.7K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 77.3/100

Expected Annual Loss

Relatively Low

$30.9M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively High

Hazard Risk Breakdown

Drought Relatively High
Hail Relatively High
Winter Weather Relatively High
Wildfire Relatively Moderate
Heat Wave Relatively Moderate
Lightning Relatively High
Riverine Flooding Relatively Moderate
Tornado Relatively Moderate
Cold Wave Relatively Moderate
Strong Wind Relatively Low
Hurricane Very Low
Ice Storm Relatively Low
Earthquake Very Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Tom Green County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Tom Green County's closest FEMA peer: Catawba County, NC

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Tom Green County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Tom Green County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Tom Green County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Tom Green County's NFIP claims file (206 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Tom Green County?
The most common disaster type in Tom Green County is Fire, with 6 declarations. Other disaster types include Hurricane (5), Severe Storm (4), Severe Ice Storm (2).
How does Tom Green County's FEMA declaration record compare with the Texas average?
FEMA lists 21 declaration records for Tom Green County. That is 0% above the Texas county mean of 20.9. Its count is also 1% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Tom Green County received?
Tom Green County has received 10 major disaster declarations, representing 48% of all 21 disaster declarations.
How many flood insurance claims has Tom Green County filed?
Tom Green County has 206 National Flood Insurance Program (NFIP) claims totaling $6.5M in payments, with an average of $31.7K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Tom Green County?
No. In Tom Green County, Drought has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $14.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Tom Green County?
The most active year for disaster declarations in Tom Green County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1990 to 2025.
What is the FEMA National Risk Index score for Tom Green County?
According to the FEMA National Risk Index, Tom Green County, Texas has an overall risk score of 77.3 out of 100 (Relatively Low). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $30.9M in annualized losses.
Which natural hazard poses the greatest risk to Tom Green County?
FEMA's NRI data points to Tom Green County as of the latest release is Drought (risk rating: Relatively High). Other significant hazards include Hail (Relatively High) and Winter Weather (Relatively High). FEMA's modeled event frequency puts drought here at 49 modeled event-days per year, drawn from 1,631 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Tom Green County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events