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Illinois · FEMA + NOAA + National Risk Index

Wayne County, IL

8 FEMA disaster declarations (1989-2020), with a FEMA National Risk Index rating of Very Low. Most common hazard: Tornado.

8
FEMA declarations
6
Major disasters
41
NRI risk · Very Low
Tornado
Top hazard

The verdict

Start with the local benchmark for Wayne County: 8 FEMA declaration records are 38% below the Illinois county mean, even though the count is higher than 6% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 41%.

Safer than 41%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
8
FEMA declarations vs 21 national county avg
12
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Wayne County compare?

Wayne County vs. all counties in this dataset

FEMA disaster declarations, all-time

8 6th percentile higher than 6% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Wayne County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Illinois county average

0/100100/100Illinois avg55/10040.7/100
FEMA National Risk Index composite score vs. the Illinois county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Wayne County is led by Riverine Flooding (about $4.4M Expected Annual Loss, Historical Loss Ratio Relatively High), while Heat Wave carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Wayne County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 40.7/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $13.4M in annualized losses). Social vulnerability (Relatively Low) and community resilience (Relatively Moderate) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Heat Wave carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at 9.1 modeled event-days per year here, based on 123 historical events on record.

Declaration frequency

The state comparison is the clearest context for Wayne County's moderate federal record. Its 8 declarations sit 38% below the Illinois county mean, with 6 Major Disaster entries among them. 3 records concern Tornado, the file's most frequent incident type. Spread across 31 years, the registry rate is 0.3 per year. FEMA reports authorized programs separately from the DR, EM, and FM codes.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 12 claims and $71.4K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Illinois county averages 12.9 federal declaration records, while Wayne County has 8. The gap is 38% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

43 /100

Historical Activity Index

Moderate historical activity

Wayne County, IL · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
6/30

8 OpenFEMA declarations, full ingest window (0.4x national county average)

County Disaster Density Moderate
8/25

8 declarations (0.6x state county average of 13)

Major Disaster Share Very High
19/25

6 of 8 declarations are major disasters (75%)

Hazard Diversity High
10/20

4 different disaster types declared in Wayne County

Historical Declaration Activity

Activity Band

Moderate

vs. Illinois Avg

-38%

State avg: 12.9

vs. National Avg

-61%

National avg: 20.7

Avg Per Year

0.3

Over 31 years

FEMA NRI 8-hazard radar - Wayne County

Wayne County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 48, Heat Wave 48, Winter Storm 25. The simple mean of these eight displayed scores is 27 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 27 8-hazard mean
Wayne County NRI risk profile FIPS 17191 · displayed-hazard mean 27/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

8

Low volume

Major Disaster share

75%

Mostly major

NRI risk score

41

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Wayne County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Heat Wave Relatively Moderate 9.1 modeled event-days per year
Earthquake Relatively Low roughly once every 142 years
Drought Relatively Moderate 1.7 modeled event-days per year
Landslide Very Low roughly once every 3 years
Tornado Relatively Low roughly once every 2 years
Cold Wave Relatively Low an average of 1.2 times per year
Winter Weather Relatively Low an average of 7.9 times per year
Strong Wind Relatively Low an average of 4.2 times per year
Hurricane Very Low roughly once every 58 years
Riverine Flooding Relatively Low an average of 3.2 times per year
Ice Storm Relatively Low roughly once every 2 years
Hail Very Low an average of 2.9 times per year
Lightning Very Low an average of 50 times per year
Wildfire Very Low roughly once every 45,864 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Tornado 3
Biological 2
Severe Storm 2
Hurricane 1

What Tornado declarations mean here

Tornado is the most frequent declaration type on Wayne County's record, 38% of its declarations, which is unusual: most counties file tornado damage under the broader Severe Storm category, so a tornado-led record generally means one or more damage paths severe enough to be named in their own right. Tornado damage is the most spatially concentrated of any hazard class here - total destruction along a narrow corridor with undamaged property either side, so county-level totals understate how severe the local impact was for the households actually in the path.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 6 75.0%

of all 8 declarations

Emergency - 2 25.0%

of all 8 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2014 1
2011 1
2005 1
2002 1
1990 1
1989 1

Disaster Declarations

How the 8 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 8 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4489 COVID-19 PANDEMIC DR Biological 2020-03-26
3435 COVID-19 EM Biological 2020-03-13
4157 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Tornado 2013-11-26
1991 SEVERE STORMS AND FLOODING DR Severe Storm 2011-06-07
3230 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
1416 SEVERE STORMS, TORNADOES AND FLOODING DR Tornado 2002-05-21
871 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-06-22
819 SEVERE STORMS & TORNADOES DR Tornado 1989-01-13

Storm Events in Illinois

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Wayne County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,218 9 67 $46.0M
Hail 3,195 0 0 $27.1M
Winter Weather 1,363 14 49 $1.8M
Flood 1,221 14 11 $84.3M
Flash Flood 1,133 11 3 $1.1B

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

12

Total Paid

$71.4K

Avg Per Claim

$5.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 40.7/100

Expected Annual Loss

Very Low

$13.4M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Heat Wave Relatively Moderate
Earthquake Relatively Low
Drought Relatively Moderate
Landslide Very Low
Tornado Relatively Low
Cold Wave Relatively Low
Winter Weather Relatively Low
Strong Wind Relatively Low
Hurricane Very Low
Riverine Flooding Relatively Low
Ice Storm Relatively Low
Hail Very Low
Lightning Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Heat Wave

Heat Wave is measured in event-days per year rather than discrete events, and it is the hazard whose harm is most consistently undercounted: its toll is health and mortality, concentrated among people without cooling, rather than visible damage to property.

Worth noting for Wayne County: the model and the federal record do NOT point at the same hazard. Heat Wave carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Tornado. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Wayne County's closest FEMA peer: Kimball County, NE

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Wayne County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Wayne County - capture-dated entries only.

Further reading for this county

Understanding disaster data

FEMA's National Risk Index flags Heat Wave as the top modeled exposure here (Relatively Moderate); the guide explains how that model differs from declaration counts.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Wayne County?
The most common disaster type in Wayne County is Tornado, with 3 declarations. Other disaster types include Biological (2), Severe Storm (2), Hurricane (1).
How does Wayne County's FEMA declaration record compare with the Illinois average?
The typical Illinois county has 12.9 FEMA declaration records; Wayne County has 8, or 38% fewer. Against the national county mean of 20.7, this county's total is 61% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Wayne County received?
Wayne County has received 6 major disaster declarations, representing 75% of all 8 disaster declarations.
How many flood insurance claims has Wayne County filed?
Wayne County has 12 National Flood Insurance Program (NFIP) claims totaling $71.4K in payments, with an average of $5.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Wayne County?
No. In Wayne County, Heat Wave has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $4.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Wayne County?
The most active year for disaster declarations in Wayne County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1989 to 2020.
What is the FEMA National Risk Index score for Wayne County?
According to the FEMA National Risk Index, Wayne County, Illinois has an overall risk score of 40.7 out of 100 (Very Low). On social vulnerability the county rates Relatively Low; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $13.4M in annualized losses.
Which natural hazard poses the greatest risk to Wayne County?
FEMA's NRI data points to Wayne County as of the latest release is Heat Wave (risk rating: Relatively Moderate). Other significant hazards include Earthquake (Relatively Low) and Drought (Relatively Moderate). FEMA's modeled event frequency puts heat wave here at 9.1 modeled event-days per year, drawn from 123 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Wayne County

Against a Illinois county mean of 13 declarations, Wayne County, IL records 8, or 38% fewer. PlainHazard classifies that historical total as moderate activity.

  • Major Disaster is the largest group (6 of 8) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Illinois overview
  • Nationally the county exceeds 6% of recorded county totals, but its own Illinois benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.