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Missouri · FEMA + NOAA + National Risk Index

Webster County, MO

32 FEMA disaster declarations (1973-2025), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

32
FEMA declarations
25
Major disasters
45
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Webster County. Its 32 FEMA declarations are 30% above the Missouri county mean and exceed the count for 89% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 45%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 45%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
32
FEMA declarations vs 21 national county avg
13
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 29225 · Webster County 32 declarations · rank 336/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 32
  • MAJOR-MID 78%
  • RANK-MID #336
  • PHOTO-FINISH Perry
  • NRI-LOW 45
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +30%

Nearest declaration peer: Perry, MS (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Missouri state profile

Webster County among high-volume declaration counties

FEMA declaration records among Webster County and nearest peers by total count

declarations

What this shows Webster County carries 32 FEMA declaration records, ranked 336 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Webster County ranks in the national declaration registry

Webster County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Webster County

32 Top 11% higher than 89% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Webster County's FEMA Risk Index score

0/100100/100Missouri avg51/10044.6/100
FEMA National Risk Index composite score vs. the Missouri county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Webster County is led by Riverine Flooding (about $6.5M Expected Annual Loss, Historical Loss Ratio Relatively High), while Ice Storm carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Webster County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 44.6/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Relatively Low (roughly $16.9M in annualized losses). Social vulnerability (Very Low) and community resilience (Relatively Low) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 1.4 times per year here, based on 97 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 13 claims and $341.2K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Webster County's 32 federal records stand 30% above the Missouri county mean of 24.6. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

74 /100

Historical Activity Index

High historical activity

Webster County, MO · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
23/30

32 OpenFEMA declarations, full ingest window (1.5x national county average)

County Disaster Density High
16/25

32 declarations (1.3x state county average of 25)

Major Disaster Share Very High
20/25

25 of 32 declarations are major disasters (78%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Webster County

FEMA NRI 8-hazard radar - Webster County

Webster County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 48, Wildfire 25, Drought 25, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 34 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 34 8-hazard mean
Webster County NRI risk profile FIPS 29225 · displayed-hazard mean 34/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

32

Very high volume

Major Disaster share

78%

Mostly major

NRI risk score

45

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Webster County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Relatively High an average of 1.4 times per year
Heat Wave Relatively Moderate 12 modeled event-days per year
Strong Wind Relatively Moderate an average of 5.3 times per year
Earthquake Relatively Low roughly once every 392 years
Wildfire Relatively Low roughly once every 426 years
Winter Weather Relatively Moderate an average of 12 times per year
Lightning Relatively Moderate an average of 57 times per year
Tornado Relatively Moderate roughly once every 2 years
Cold Wave Relatively Low an average of 2.4 times per year
Landslide Very Low roughly once every 2 years
Hail Relatively Low an average of 6.8 times per year
Riverine Flooding Relatively Low an average of 4.4 times per year
Drought Relatively Low 3.3 modeled event-days per year
Hurricane Very Low roughly once every 87 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 19
Flood 5
Severe Ice Storm 4
Biological 2
Hurricane 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Webster County's record, 59% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 25 78.1%

of all 32 declarations

Emergency - 7 21.9%

of all 32 declarations

FEMA Declarations Timeline

Year Declarations
2025 3
2020 2
2019 1
2017 1
2016 2
2015 1
2013 2
2011 2
2009 3
2008 5
2007 2
2006 1
2005 1
2003 1
2002 1
Show 4 earlier declaration years
1993 1
1990 1
1976 1
1973 1

Disaster Declarations

How the 32 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 32 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4885 SEVERE STORMS AND FLOODING DR Severe Storm 2025-07-22
4867 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND WILDFIRES DR Severe Storm 2025-05-21
4872 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2025-05-21
4490 COVID-19 PANDEMIC DR Biological 2020-03-26
3482 COVID-19 EM Biological 2020-03-13
4451 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2019-07-09
4317 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Flood 2017-06-02
4250 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2016-01-21
3374 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING EM Flood 2016-01-02
4238 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-08-07
4144 SEVERE STORMS, STRAIGHT-LINE WINDS AND FLOODING DR Severe Storm 2013-09-06
4130 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2013-07-18
1980 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2011-05-09
3317 SEVERE WINTER STORM EM Severe Storm 2011-02-03
1847 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2009-06-19
3303 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-30
1809 SEVERE STORMS, FLOODING, AND A TORNADO DR Severe Storm 2008-11-13
1773 SEVERE STORMS AND FLOODING DR Severe Storm 2008-06-25
1749 SEVERE STORMS AND FLOODING DR Severe Storm 2008-03-19
1748 SEVERE WINTER STORMS AND FLOODING DR Severe Ice Storm 2008-03-12
Show 12 earlier declaration records
DR# Title Type Incident Date
1742 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-02-05
3281 SEVERE WINTER STORMS EM Severe Ice Storm 2007-12-12
1728 SEVERE STORMS AND FLOODING DR Severe Storm 2007-09-21
1676 SEVERE WINTER STORMS AND FLOODING DR Severe Ice Storm 2007-01-15
1631 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2006-03-16
3232 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1463 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-05-06
1412 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2002-05-06
995 SEVERE STORMS & FLOODING DR Flood 1993-07-09
867 SEVERE STORMS & FLOODING DR Flood 1990-05-24
3017 DROUGHT EM Drought 1976-09-24
372 HEAVY RAINS, TORNADOES & FLOODING DR Severe Storm 1973-04-19

Storm Events in Missouri

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Webster County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,391 30 52 $63.4M
Hail 4,411 0 1 $86.1M
Flash Flood 2,399 47 14 $406.6M
Flood 1,810 25 7 $304.6M
Drought 1,033 0 350 $53.6M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

13

Total Paid

$341.2K

Avg Per Claim

$26.2K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 44.6/100

Expected Annual Loss

Relatively Low

$16.9M/year

Social Vulnerability

Very Low

Community Resilience

Relatively Low

Hazard Risk Breakdown

Ice Storm Relatively High
Heat Wave Relatively Moderate
Strong Wind Relatively Moderate
Earthquake Relatively Low
Wildfire Relatively Low
Winter Weather Relatively Moderate
Lightning Relatively Moderate
Tornado Relatively Moderate
Cold Wave Relatively Low
Landslide Very Low
Hail Relatively Low
Riverine Flooding Relatively Low
Drought Relatively Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Webster County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Webster County's closest FEMA peer: San Jacinto County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Webster County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Webster County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Webster County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 32 FEMA declarations, Webster County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Webster County?
The most common disaster type in Webster County is Severe Storm, with 19 declarations. Other disaster types include Flood (5), Severe Ice Storm (4), Biological (2).
How does Webster County's FEMA declaration record compare with the Missouri average?
FEMA lists 32 declaration records for Webster County. That is 30% above the Missouri county mean of 24.6. Its count is also 54% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Webster County received?
Webster County has received 25 major disaster declarations, representing 78% of all 32 disaster declarations.
How many flood insurance claims has Webster County filed?
Webster County has 13 National Flood Insurance Program (NFIP) claims totaling $341.2K in payments, with an average of $26.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Webster County?
No. In Webster County, Ice Storm has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $6.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Webster County?
The most active year for disaster declarations in Webster County was 2008, with 5 declarations. The county has FEMA disaster data spanning 1973 to 2025.
What is the FEMA National Risk Index score for Webster County?
According to the FEMA National Risk Index, Webster County, Missouri has an overall risk score of 44.6 out of 100 (Relatively Low). The county's social vulnerability rating is Very Low and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $16.9M in annualized losses.
Which natural hazard poses the greatest risk to Webster County?
The top hazard flagged by FEMA's NRI for Webster County as of the latest release is Ice Storm (risk rating: Relatively High). Other significant hazards include Heat Wave (Relatively Moderate) and Strong Wind (Relatively Moderate). FEMA's modeled event frequency puts ice storm here at an average of 1.4 times per year, drawn from 97 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Webster County · vintage 2026-08-25 · Methodology · Missouri profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events