Allen County, Indiana: hazard risk
FEMA rates Allen County's overall risk Relatively Moderate (score 90.8 of 100, higher than 90% of rated U.S. counties); 5 of its 14 hazards are rated Relatively High or Very High, led by strong wind, tornado, riverine flooding. Its storm record holds 984 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 97.6 | $4.7M |
| Tornado | Relatively High | 97.5 | $21M |
| Riverine Flooding | Relatively High | 93.5 | $60M |
| Winter Weather | Relatively High | 89.6 | $407K |
| Lightning | Relatively High | 83.9 | $911K |
| Hail | Relatively Moderate | 89.0 | $1.6M |
| Cold Wave | Relatively Moderate | 82.0 | $4.3M |
| Ice Storm | Relatively Moderate | 76.5 | $326K |
| Earthquake | Relatively Low | 84.9 | $2.9M |
| Heat Wave | Relatively Low | 72.5 | $1.1M |
| Drought | Relatively Low | 57.0 | $239K |
| Landslide | Very Low | 54.0 | $2K |
| Hurricane | Very Low | 43.8 | $43K |
| Wildfire | Very Low | 39.1 | $25K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 445 | 3 | $10M | 37th of 91 | 592nd of 3,080 |
| Hail | 249 | 0 | $126K | 15th of 91 | 680th of 3,080 |
| Winter storms | 161 | 7 | $107K | 41st of 91 | 985th of 3,077 |
| Floods | 42 | 1 | $35M | 71st of 91 | 1537th of 3,080 |
| High wind and dust storms | 36 | 0 | $191K | 24th of 91 | 1178th of 3,080 |
| Tornadoes | 31 | 1 | $15M | 74th of 91 | 1222nd of 3,080 |
| Lightning | 9 | 1 | $364K | 26th of 91 | 675th of 3,080 |
| Extreme cold | 5 | 1 | – | 83rd of 91 | 2013th of 3,076 |
| Heavy rain | 3 | 0 | – | 40th of 91 | 1642nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Allen County record: every hazard by year and month, the deadliest events and FEMA's declarations.