Allen County, Kentucky: hazard risk
FEMA rates Allen County's overall risk Very Low (score 33.3 of 100, higher than 33% of rated U.S. counties). Its storm record holds 260 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 84.8 | $967K |
| Strong Wind | Relatively Moderate | 69.8 | $798K |
| Tornado | Relatively Moderate | 69.5 | $2.0M |
| Ice Storm | Relatively Moderate | 63.3 | $128K |
| Earthquake | Relatively Low | 75.0 | $946K |
| Winter Weather | Relatively Low | 51.9 | $57K |
| Cold Wave | Relatively Low | 51.6 | $832K |
| Drought | Relatively Low | 43.6 | $76K |
| Heat Wave | Relatively Low | 40.6 | $195K |
| Lightning | Relatively Low | 36.1 | $114K |
| Landslide | Very Low | 43.5 | $707 |
| Hurricane | Very Low | 29.6 | $11K |
| Riverine Flooding | Very Low | 27.4 | $2.6M |
| Wildfire | Very Low | 9.3 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 148 | 1 | $655K | 68th of 118 | 676th of 3,080 |
| Floods | 40 | 2 | $188K | 99th of 118 | 933rd of 3,080 |
| Hail | 36 | 0 | $102 | 107th of 118 | 2096th of 3,080 |
| Winter storms | 23 | 0 | $13K | 107th of 118 | 2000th of 3,077 |
| Tornadoes | 9 | 4 | $2.9M | 80th of 118 | 1884th of 3,080 |
| Extreme cold | 2 | 0 | – | 115th of 118 | 2189th of 3,076 |
| Heavy rain | 1 | 0 | – | 92nd of 118 | 1668th of 3,080 |
| High wind and dust storms | 1 | 0 | – | 118th of 118 | 2813th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Allen County record: every hazard by year and month, the deadliest events and FEMA's declarations.