Anderson County, Tennessee: hazard risk
FEMA rates Anderson County's overall risk Relatively Low (score 73.2 of 100, higher than 73% of rated U.S. counties). Its storm record holds 414 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 92.2 | $71K |
| Cold Wave | Relatively Moderate | 80.3 | $3.4M |
| Tornado | Relatively Moderate | 80.0 | $3.6M |
| Lightning | Relatively Moderate | 78.1 | $613K |
| Riverine Flooding | Relatively Moderate | 77.7 | $16M |
| Winter Weather | Relatively Moderate | 76.0 | $160K |
| Strong Wind | Relatively Moderate | 73.6 | $991K |
| Ice Storm | Relatively Moderate | 67.9 | $182K |
| Earthquake | Relatively Low | 87.8 | $3.4M |
| Hail | Relatively Low | 63.3 | $391K |
| Wildfire | Very Low | 54.3 | $56K |
| Hurricane | Very Low | 48.6 | $59K |
| Heat Wave | Very Low | 33.3 | $149K |
| Drought | Very Low | 23.6 | $9K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 238 | 0 | $2.9M | 13th of 95 | 105th of 3,080 |
| Hail | 86 | 0 | $1.0M | 9th of 95 | 531st of 3,080 |
| Floods | 40 | 1 | $818K | 29th of 95 | 714th of 3,080 |
| Winter storms | 37 | 1 | $27K | 70th of 95 | 1484th of 3,077 |
| High wind and dust storms | 6 | 0 | $46K | 62nd of 95 | 2064th of 3,080 |
| Tornadoes | 4 | 0 | $458K | 83rd of 95 | 2346th of 3,080 |
| Drought | 1 | 0 | – | 75th of 95 | 2329th of 3,063 |
| Hurricanes and tropical storms | 1 | 0 | $23K | 21st of 95 | 840th of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Anderson County record: every hazard by year and month, the deadliest events and FEMA's declarations.