Andrew County, Missouri: hazard risk
FEMA rates Andrew County's overall risk Very Low (score 22.1 of 100, higher than 22% of rated U.S. counties). Its storm record holds 378 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 71.8 | $857K |
| Tornado | Relatively Moderate | 65.5 | $3.2M |
| Landslide | Relatively Low | 72.2 | $11K |
| Hail | Relatively Low | 52.6 | $426K |
| Heat Wave | Relatively Low | 50.1 | $545K |
| Cold Wave | Relatively Low | 48.7 | $1.3M |
| Ice Storm | Relatively Low | 36.1 | $64K |
| Strong Wind | Relatively Low | 33.9 | $493K |
| Winter Weather | Relatively Low | 27.5 | $39K |
| Wildfire | Very Low | 50.2 | $70K |
| Riverine Flooding | Very Low | 24.7 | $4.2M |
| Lightning | Very Low | 21.8 | $110K |
| Earthquake | Very Low | 15.6 | $26K |
| Hurricane | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 114 | 0 | $1.2M | 40th of 114 | 644th of 3,080 |
| Severe thunderstorm wind | 112 | 0 | $424K | 50th of 114 | 1517th of 3,080 |
| Winter storms | 47 | 0 | $946K | 32nd of 114 | 1380th of 3,077 |
| Floods | 31 | 0 | $254K | 81st of 114 | 1258th of 3,080 |
| Tornadoes | 24 | 1 | $14M | 36th of 114 | 958th of 3,080 |
| Drought | 20 | 0 | – | 39th of 114 | 1030th of 3,063 |
| Heat | 15 | 0 | – | 51st of 114 | 700th of 3,076 |
| Extreme cold | 11 | 0 | – | 21st of 114 | 953rd of 3,076 |
| High wind and dust storms | 3 | 0 | – | 60th of 114 | 2542nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Andrew County record: every hazard by year and month, the deadliest events and FEMA's declarations.