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Missouri · FEMA + NOAA + National Risk Index

Andrew County, MO

31 FEMA disaster declarations (1965-2021), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

31
FEMA declarations
23
Major disasters
22
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Andrew County. Its 31 FEMA declarations are 26% above the Missouri county mean and exceed the count for 88% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 22%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 22%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
31
FEMA declarations vs 21 national county avg
146
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Andrew County compare?

Andrew County vs. all counties in this dataset

FEMA disaster declarations, all-time

31 Top 12% higher than 88% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Andrew County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Missouri county average

0/100100/100Missouri avg51/10022.1/100
FEMA National Risk Index composite score vs. the Missouri county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Andrew County is led by Riverine Flooding (about $4.2M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Andrew County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 146 paid claims, totaling $4.0M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $27.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Andrew County's 31 federal records stand 26% above the Missouri county mean of 24.6. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 31 entries for Andrew County, including 23 Major Disaster records, 26% above the Missouri county mean. Across the 56-year span, that works out to 0.6 declarations a year. Severe Storm leads the file with 15 entries. Declaration type records the federal action taken, not every assistance program approved.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 22.1/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $11.4M in annualized losses), tempered or compounded by a Very Low social-vulnerability score and Relatively High community-resilience score. Even the county's top-rated hazard, Landslide, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 5 years here.

72 /100

Historical Activity Index

High historical activity

Andrew County, MO · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
22/30

31 OpenFEMA declarations, full ingest window (1.5x national county average)

County Disaster Density High
16/25

31 declarations (1.3x state county average of 25)

Major Disaster Share Very High
19/25

23 of 31 declarations are major disasters (74%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Andrew County

Historical Declaration Activity

Activity Band

High

vs. Missouri Avg

+26%

State avg: 24.6

vs. National Avg

+50%

National avg: 20.7

Avg Per Year

0.6

Over 56 years

FEMA NRI 8-hazard radar - Andrew County

Andrew County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 48, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 21 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 21 8-hazard mean
Andrew County NRI risk profile FIPS 29003 · displayed-hazard mean 21/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

31

High volume

Major Disaster share

74%

Major-heavy

NRI risk score

22

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Andrew County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Low roughly once every 5 years
Drought Relatively Moderate 21 modeled event-days per year
Tornado Relatively Moderate roughly once every 3 years
Hail Relatively Low an average of 6.7 times per year
Wildfire Very Low roughly once every 1,163 years
Heat Wave Relatively Low 9.9 modeled event-days per year
Cold Wave Relatively Low an average of 4 times per year
Ice Storm Relatively Low roughly once every 1 years
Strong Wind Relatively Low an average of 4.7 times per year
Winter Weather Relatively Low an average of 12 times per year
Riverine Flooding Very Low roughly once every 1 years
Lightning Very Low an average of 48 times per year
Earthquake Very Low roughly once every 1,297 years
Hurricane No Rating roughly once every 174 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 15
Flood 9
Severe Ice Storm 3
Biological 2
Hurricane 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Andrew County's record, 48% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 23 74.2%

of all 31 declarations

Emergency - 8 25.8%

of all 31 declarations

FEMA Declarations Timeline

Year Declarations
2021 1
2020 2
2019 2
2015 2
2011 4
2010 1
2009 1
2008 3
2007 1
2006 1
2005 1
2004 1
1999 2
1995 1
1993 1
Show 6 earlier declaration years
1984 1
1979 1
1976 1
1974 2
1973 1
1965 1

Disaster Declarations

How the 31 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 31 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4612 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2021-09-01
4490 COVID-19 PANDEMIC DR Biological 2020-03-26
3482 COVID-19 EM Biological 2020-03-13
4451 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2019-07-09
4435 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2019-05-20
4238 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2015-08-07
4200 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-10-31
4012 FLOODING DR Flood 2011-08-12
3325 FLOODING EM Flood 2011-06-30
1961 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2011-03-23
3317 SEVERE WINTER STORM EM Severe Storm 2011-02-03
1934 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2010-08-17
3303 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-30
1773 SEVERE STORMS AND FLOODING DR Severe Storm 2008-06-25
1736 SEVERE WINTER STORMS DR Severe Ice Storm 2007-12-27
3281 SEVERE WINTER STORMS EM Severe Ice Storm 2007-12-12
1708 SEVERE STORMS AND FLOODING DR Severe Storm 2007-06-11
1635 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2006-04-05
3232 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1524 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-06-11
Show 11 earlier declaration records
DR# Title Type Incident Date
1270 SEVERE STORMS AND FLOODING DR Severe Storm 1999-04-20
1253 SEVERE STORMS, FLOODING AND TORNADOES DR Severe Storm 1998-10-14
1054 SEVERE STORMS, TORNADOES, HAIL, FLOODING DR Severe Storm 1995-06-02
995 SEVERE STORMS & FLOODING DR Flood 1993-07-09
713 SEVERE STORMS & FLOODING DR Flood 1984-06-21
3071 ICE JAM & FLOODING EM Flood 1979-03-12
3017 DROUGHT EM Drought 1976-09-24
439 SEVERE STORMS & FLOODING DR Flood 1974-06-10
407 SEVERE STORMS & FLOODING DR Flood 1973-11-01
372 HEAVY RAINS, TORNADOES & FLOODING DR Severe Storm 1973-04-19
203 SEVERE STORMS & FLOODING DR Flood 1965-07-27

Storm Events in Missouri

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Andrew County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,391 30 52 $63.4M
Hail 4,411 0 1 $86.1M
Flash Flood 2,399 47 14 $406.6M
Flood 1,810 25 7 $304.6M
Drought 1,033 0 350 $53.6M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

146

Total Paid

$4.0M

Avg Per Claim

$27.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 22.1/100

Expected Annual Loss

Very Low

$11.4M/year

Social Vulnerability

Very Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Landslide Relatively Low
Drought Relatively Moderate
Tornado Relatively Moderate
Hail Relatively Low
Wildfire Very Low
Heat Wave Relatively Low
Cold Wave Relatively Low
Ice Storm Relatively Low
Strong Wind Relatively Low
Winter Weather Relatively Low
Riverine Flooding Very Low
Lightning Very Low
Earthquake Very Low
Hurricane No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Andrew County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Andrew County's closest FEMA peer: Jefferson County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Andrew County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Andrew County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Andrew County's NFIP claims file (146 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Andrew County?
The most common disaster type in Andrew County is Severe Storm, with 15 declarations. Other disaster types include Flood (9), Severe Ice Storm (3), Biological (2).
How does Andrew County's FEMA declaration record compare with the Missouri average?
FEMA lists 31 declaration records for Andrew County. That is 26% above the Missouri county mean of 24.6. Its count is also 50% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Andrew County received?
Andrew County has received 23 major disaster declarations, representing 74% of all 31 disaster declarations.
How many flood insurance claims has Andrew County filed?
Andrew County has 146 National Flood Insurance Program (NFIP) claims totaling $4.0M in payments, with an average of $27.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Andrew County?
No. In Andrew County, Landslide has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $4.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Andrew County?
The most active year for disaster declarations in Andrew County was 2011, with 4 declarations. The county has FEMA disaster data spanning 1965 to 2021.
What is the FEMA National Risk Index score for Andrew County?
According to the FEMA National Risk Index, Andrew County, Missouri has an overall risk score of 22.1 out of 100 (Very Low). The county's social vulnerability rating is Very Low and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $11.4M in annualized losses.
Which natural hazard poses the greatest risk to Andrew County?
The top hazard flagged by FEMA's NRI for Andrew County is Landslide (risk rating: Relatively Low). Other significant hazards include Drought (Relatively Moderate) and Tornado (Relatively Moderate). FEMA's modeled event frequency puts landslide here at roughly once every 5 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Andrew County

Andrew County, MO has 31 federal declaration records, 26% more than the Missouri county mean of 25; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 23 of 31 records; the category describes past federal action, not the next likely hazard. Missouri overview
  • The state benchmark and national rank point the same way: this count tops the Missouri mean and the totals for 88% of 3,266 U.S. counties. Most-disaster rankings
  • Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.