Anne Arundel County, Maryland: hazard risk
FEMA rates Anne Arundel County's overall risk Relatively Moderate (score 81.9 of 100, higher than 81% of rated U.S. counties); 3 of its 15 hazards are rated Relatively High or Very High, led by winter weather, lightning, strong wind. Its storm record holds 1,461 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively High | 95.9 | $1.3M |
| Lightning | Relatively High | 93.9 | $2.6M |
| Strong Wind | Relatively High | 91.1 | $3.5M |
| Heat Wave | Relatively Moderate | 93.2 | $7.3M |
| Hurricane | Relatively Moderate | 87.2 | $8.3M |
| Tornado | Relatively Moderate | 82.0 | $7.0M |
| Riverine Flooding | Relatively Moderate | 80.9 | $33M |
| Hail | Relatively Moderate | 74.1 | $1.1M |
| Drought | Relatively Moderate | 74.0 | $1.1M |
| Coastal Flooding | Relatively Moderate | 73.2 | $2.2M |
| Ice Storm | Relatively Moderate | 67.4 | $309K |
| Cold Wave | Relatively Moderate | 66.3 | $2.9M |
| Earthquake | Relatively Low | 83.2 | $3.7M |
| Landslide | Relatively Low | 79.1 | $23K |
| Wildfire | Very Low | 35.9 | $33K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 594 | 3 | $9.0M | 2nd of 23 | 29th of 3,080 |
| Floods | 256 | 2 | $8.5M | 1st of 23 | 39th of 3,080 |
| Winter storms | 158 | 2 | $3.5M | 14th of 23 | 212th of 3,077 |
| Hail | 97 | 0 | $30K | 8th of 23 | 1160th of 3,080 |
| Heat | 69 | 5 | $18K | 10th of 23 | 147th of 3,076 |
| High wind and dust storms | 59 | 2 | $4.5M | 8th of 23 | 207th of 3,080 |
| Extreme cold | 45 | 0 | – | 8th of 23 | 140th of 3,076 |
| Lightning | 38 | 2 | $2.3M | 1st of 23 | 51st of 3,080 |
| Tornadoes | 26 | 0 | $16M | 5th of 23 | 507th of 3,080 |
| Heavy rain | 23 | 0 | – | 14th of 23 | 152nd of 3,080 |
| Drought | 12 | 0 | $3.0M | 9th of 23 | 1372nd of 3,063 |
| Hurricanes and tropical storms | 10 | 0 | $9.7M | 5th of 23 | 273rd of 1,849 |
| Wildfires | 1 | 0 | – | 7th of 23 | 796th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Anne Arundel County record: every hazard by year and month, the deadliest events and FEMA's declarations.