Atoka County, Oklahoma: hazard risk
FEMA rates Atoka County's overall risk Very Low (score 30.4 of 100, higher than 30% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by hail, ice storm. Its storm record holds 723 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively High | 94.0 | $1.9M |
| Ice Storm | Relatively High | 87.3 | $547K |
| Drought | Relatively Moderate | 68.5 | $364K |
| Wildfire | Relatively Low | 84.4 | $502K |
| Heat Wave | Relatively Low | 64.9 | $550K |
| Tornado | Relatively Low | 49.7 | $936K |
| Winter Weather | Relatively Low | 36.4 | $29K |
| Cold Wave | Relatively Low | 34.6 | $393K |
| Lightning | Relatively Low | 32.1 | $89K |
| Strong Wind | Relatively Low | 26.2 | $190K |
| Landslide | Very Low | 41.6 | $555 |
| Hurricane | Very Low | 35.8 | $17K |
| Earthquake | Very Low | 35.7 | $87K |
| Riverine Flooding | Very Low | 20.5 | $1.9M |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 259 | 0 | $258K | 71st of 77 | 772nd of 3,080 |
| Severe thunderstorm wind | 118 | 0 | $1.7M | 76th of 77 | 2363rd of 3,080 |
| Heat | 92 | 0 | – | 29th of 77 | 303rd of 3,076 |
| Drought | 80 | 0 | $14M | 56th of 77 | 468th of 3,063 |
| Tornadoes | 54 | 2 | $22M | 64th of 77 | 1201st of 3,080 |
| Floods | 35 | 0 | $688K | 52nd of 77 | 2124th of 3,080 |
| Winter storms | 34 | 0 | $1.0M | 72nd of 77 | 2518th of 3,077 |
| Wildfires | 25 | 0 | $26K | 5th of 77 | 91st of 2,972 |
| Extreme cold | 10 | 0 | – | 43rd of 77 | 1744th of 3,076 |
| High wind and dust storms | 6 | 0 | $100K | 70th of 77 | 2598th of 3,080 |
| Lightning | 3 | 0 | $332K | 43rd of 77 | 1597th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Atoka County record: every hazard by year and month, the deadliest events and FEMA's declarations.