Bath County, Kentucky: hazard risk
FEMA rates Bath County's overall risk Very Low (score 13.7 of 100, higher than 13% of rated U.S. counties). Its storm record holds 435 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively Moderate | 73.9 | $491K |
| Winter Weather | Relatively Low | 42.4 | $43K |
| Strong Wind | Relatively Low | 38.3 | $341K |
| Tornado | Relatively Low | 32.6 | $517K |
| Landslide | Very Low | 41.3 | $627 |
| Earthquake | Very Low | 33.9 | $90K |
| Heat Wave | Very Low | 32.8 | $136K |
| Riverine Flooding | Very Low | 29.5 | $3.0M |
| Hurricane | Very Low | 26.5 | $9K |
| Wildfire | Very Low | 26.2 | $10K |
| Hail | Very Low | 26.1 | $85K |
| Drought | Very Low | 21.9 | $6K |
| Ice Storm | Very Low | 21.4 | $16K |
| Cold Wave | Very Low | 19.1 | $179K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 207 | 0 | $1.6M | 45th of 118 | 395th of 3,080 |
| Winter storms | 70 | 0 | $18M | 45th of 118 | 670th of 3,077 |
| Floods | 63 | 6 | $7.8M | 61st of 118 | 423rd of 3,080 |
| Hail | 47 | 0 | $144K | 51st of 118 | 1244th of 3,080 |
| High wind and dust storms | 16 | 0 | $75K | 39th of 118 | 888th of 3,080 |
| Extreme cold | 12 | 0 | – | 39th of 118 | 591st of 3,076 |
| Tornadoes | 9 | 0 | $1.7M | 74th of 118 | 1785th of 3,080 |
| Drought | 2 | 0 | – | 50th of 118 | 2102nd of 3,063 |
| Heat | 2 | 0 | – | 64th of 118 | 1692nd of 3,076 |
| Heavy rain | 2 | 0 | – | 69th of 118 | 1097th of 3,080 |
| Lightning | 1 | 1 | – | 64th of 118 | 1487th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Bath County record: every hazard by year and month, the deadliest events and FEMA's declarations.