Benton County, Tennessee: hazard risk
FEMA rates Benton County's overall risk Very Low (score 39.1 of 100, higher than 39% of rated U.S. counties). Its storm record holds 458 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 73.5 | $2.0M |
| Strong Wind | Relatively Moderate | 52.3 | $472K |
| Earthquake | Relatively Low | 88.4 | $3.3M |
| Landslide | Relatively Low | 77.7 | $10K |
| Ice Storm | Relatively Low | 56.2 | $89K |
| Tornado | Relatively Low | 55.9 | $1.2M |
| Heat Wave | Relatively Low | 50.1 | $297K |
| Lightning | Relatively Low | 47.4 | $169K |
| Winter Weather | Relatively Low | 37.8 | $34K |
| Drought | Relatively Low | 31.1 | $23K |
| Hurricane | Very Low | 40.5 | $24K |
| Riverine Flooding | Very Low | 20.2 | $2.0M |
| Hail | Very Low | 16.6 | $46K |
| Wildfire | Very Low | 15.8 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 148 | 0 | $3.6M | 57th of 95 | 706th of 3,080 |
| Heat | 70 | 0 | – | 11th of 95 | 129th of 3,076 |
| Hail | 60 | 0 | – | 40th of 95 | 1422nd of 3,080 |
| Winter storms | 56 | 2 | $68K | 37th of 95 | 1068th of 3,077 |
| Floods | 52 | 0 | $948K | 26th of 95 | 679th of 3,080 |
| Drought | 26 | 0 | – | 30th of 95 | 674th of 3,063 |
| Tornadoes | 25 | 2 | $24M | 12th of 95 | 505th of 3,080 |
| Extreme cold | 8 | 0 | – | 21st of 95 | 1226th of 3,076 |
| High wind and dust storms | 8 | 0 | $181K | 44th of 95 | 1792nd of 3,080 |
| Heavy rain | 2 | 0 | – | 43rd of 95 | 1750th of 3,080 |
| Lightning | 2 | 0 | $16K | 55th of 95 | 1226th of 3,080 |
| Rip currents and high surf | 1 | 0 | – | 2nd of 95 | 166th of 2,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Benton County record: every hazard by year and month, the deadliest events and FEMA's declarations.