Bernalillo County, New Mexico: hazard risk
FEMA rates Bernalillo County's overall risk Relatively High (score 94.4 of 100, higher than 94% of rated U.S. counties); 4 of its 15 hazards are rated Relatively High or Very High, led by winter weather, lightning, riverine flooding. Its storm record holds 1,427 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Very High | 98.7 | $1.5M |
| Lightning | Very High | 97.4 | $2.5M |
| Riverine Flooding | Relatively High | 96.3 | $93M |
| Hail | Relatively High | 95.0 | $2.8M |
| Earthquake | Relatively Moderate | 97.7 | $40M |
| Heat Wave | Relatively Moderate | 95.4 | $6.3M |
| Wildfire | Relatively Moderate | 95.0 | $3.3M |
| Strong Wind | Relatively Moderate | 79.0 | $1.2M |
| Ice Storm | Relatively Moderate | 65.7 | $168K |
| Drought | Relatively Low | 57.8 | $234K |
| Cold Wave | Relatively Low | 56.7 | $1.2M |
| Tornado | Relatively Low | 56.1 | $1.5M |
| Landslide | Very Low | 43.0 | $782 |
| Volcanic Activity | Very Low | 21.2 | $0 |
| Avalanche | Very Low | 21.1 | $38 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Drought | 373 | 0 | – | 3rd of 33 | 148th of 3,063 |
| High wind and dust storms | 344 | 3 | $9.9M | 2nd of 33 | 139th of 3,080 |
| Winter storms | 212 | 12 | $1.5M | 5th of 33 | 1186th of 3,077 |
| Hail | 187 | 0 | $15M | 3rd of 33 | 2015th of 3,080 |
| Severe thunderstorm wind | 125 | 0 | $2.2M | 2nd of 33 | 2379th of 3,080 |
| Floods | 97 | 11 | $8.8M | 2nd of 33 | 1284th of 3,080 |
| Wildfires | 21 | 0 | $36M | 2nd of 33 | 158th of 2,972 |
| Tornadoes | 17 | 0 | $758K | 4th of 33 | 2238th of 3,080 |
| Heavy rain | 16 | 3 | $2.0M | 1st of 33 | 675th of 3,080 |
| Heat | 12 | 2 | – | 2nd of 33 | 1736th of 3,076 |
| Lightning | 11 | 1 | $157K | 1st of 33 | 757th of 3,080 |
| Extreme cold | 9 | 0 | – | 6th of 33 | 2473rd of 3,076 |
| Landslides and avalanches | 1 | 0 | $25K | 5th of 33 | 362nd of 2,278 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Bernalillo County record: every hazard by year and month, the deadliest events and FEMA's declarations.