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New Mexico · FEMA + NOAA + National Risk Index

Bernalillo County, NM

11 FEMA disaster declarations (2000-2020), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Fire.

11
FEMA declarations
4
Major disasters
94
NRI risk · Relatively High
Fire
Top hazard

The verdict

Bernalillo County has a nationally busy FEMA history: 11 declarations, more than 12% of counties in this registry. But the state comparison tempers that reading: the total is 12% below the New Mexico county mean. FEMA's separate National Risk Index places the county in the riskiest 6%; that score models loss and vulnerability rather than counting declarations.

Riskiest 6%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
11
FEMA declarations vs 21 national county avg
173
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 35001 · Bernalillo County 11 declarations · rank 2864/3,266

DECL-MID · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 11
  • MAJOR-LIGHT 36%
  • RANK-LOWER #2,864
  • PHOTO-FINISH Meeker
  • NRI-HIGH 94
  • ACT-HIGH High
  • TYPE-LEAD Fire
  • VS-ST-BELOW -12%

Nearest declaration peer: Meeker, MN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · New Mexico state profile

Bernalillo County among counties with fewer federal records

FEMA declaration records among Bernalillo County and nearest peers by total count

declarations

What this shows Bernalillo County carries 11 FEMA declaration records, ranked 2864 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Bernalillo County versus quieter counties in this dataset

Bernalillo County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Bernalillo County

11 12th percentile higher than 12% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Bernalillo County's FEMA Risk Index score

0/100100/100New Mexico avg59/10094.4/100
FEMA National Risk Index composite score vs. the New Mexico county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Bernalillo County is led by Riverine Flooding (about $93.2M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Winter Weather carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Bernalillo County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 173 paid claims, totaling $1.4M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $8.3K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a New Mexico county averages 12.5 federal declaration records, while Bernalillo County has 11. The gap is 12% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 94.4/100 (Relatively High). Expected Annual Loss is rated Relatively Moderate (roughly $153.9M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Winter Weather stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 9.5 times per year here, based on 181 historical events on record.

38 /100

Historical Activity Index

Moderate historical activity

Bernalillo County, NM · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
8/30

11 OpenFEMA declarations, full ingest window (0.5x national county average)

County Disaster Density Moderate
11/25

11 declarations (0.9x state county average of 12)

Major Disaster Share Moderate
9/25

4 of 11 declarations are major disasters (36%)

Hazard Diversity High
10/20

4 different disaster types declared in Bernalillo County

FEMA NRI 8-hazard radar - Bernalillo County

Bernalillo County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 48, Flood 70, Hurricane 0, Tornado 25, Wildfire 48, Drought 25, Heat Wave 48, Winter Storm 92. The simple mean of these eight displayed scores is 45 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 45 8-hazard mean
Bernalillo County NRI risk profile FIPS 35001 · displayed-hazard mean 45/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

11

Low volume

Major Disaster share

36%

Mixed major share

NRI risk score

94

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Bernalillo County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Winter Weather Very High an average of 9.5 times per year
Earthquake Relatively Moderate roughly once every 234 years
Lightning Very High an average of 60 times per year
Riverine Flooding Relatively High an average of 2.1 times per year
Heat Wave Relatively Moderate 2 modeled event-days per year
Hail Relatively High roughly once every 1 years
Wildfire Relatively Moderate roughly once every 546 years
Strong Wind Relatively Moderate roughly once every 4 years
Ice Storm Relatively Moderate roughly once every 41 years
Drought Relatively Low 66 modeled event-days per year
Cold Wave Relatively Low roughly once every 15 years
Tornado Relatively Low roughly once every 12 years
Landslide Very Low roughly once every 4 years
Volcanic Activity Very Low roughly once every 10,000 years
Avalanche Very Low roughly once every 100 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 6
Biological 2
Severe Storm 2
Hurricane 1

What Fire declarations mean here

Fire is the most frequent declaration type on Bernalillo County's record, 55% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 4 36.4%

of all 11 declarations

Fire Management - 4 36.4%

of all 11 declarations

Emergency - 3 27.3%

of all 11 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2016 1
2013 1
2011 1
2006 1
2005 1
2004 1
2003 1
2000 2

Disaster Declarations

How the 11 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 11 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4529 COVID-19 PANDEMIC DR Biological 2020-04-05
3460 COVID-19 EM Biological 2020-03-13
5127 DOG HEAD FIRE FM Fire 2016-06-16
4148 SEVERE STORMS AND FLOODING DR Severe Storm 2013-09-30
2880 WHITE FIRE FM Fire 2011-04-03
2644 MALPAIS FIRE FM Fire 2006-06-16
3229 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-07
1514 SEVERE STORMS AND FLOODING DR Severe Storm 2004-04-29
2472 NM-BOSQUE FIRE-06-25-2003 FM Fire 2003-06-25
1329 SEVERE FOREST FIRE DR Fire 2000-05-13
3154 SEVERE FIRE THREATS EM Fire 2000-05-10

Storm Events in New Mexico

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Bernalillo County.

Storm Type Events Fatalities Injuries Property Damage
Drought 3,382 0 0 $0
High Wind 2,351 0 3 $18.9M
Hail 1,669 1 24 $17.2M
Heavy Snow 986 6 72 $2.5M
Thunderstorm Wind 952 1 13 $25.1M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

173

Total Paid

$1.4M

Avg Per Claim

$8.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 94.4/100

Expected Annual Loss

Relatively Moderate

$153.9M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Winter Weather Very High
Earthquake Relatively Moderate
Lightning Very High
Riverine Flooding Relatively High
Heat Wave Relatively Moderate
Hail Relatively High
Wildfire Relatively Moderate
Strong Wind Relatively Moderate
Ice Storm Relatively Moderate
Drought Relatively Low
Cold Wave Relatively Low
Tornado Relatively Low
Landslide Very Low
Volcanic Activity Very Low
Avalanche Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Winter Weather

Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.

Worth noting for Bernalillo County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Very High), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Bernalillo County's closest FEMA peer: Del Norte County, CA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Bernalillo County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Bernalillo County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Bernalillo County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Bernalillo County's NFIP claims file (173 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Bernalillo County?
The most common disaster type in Bernalillo County is Fire, with 6 declarations. Other disaster types include Biological (2), Severe Storm (2), Hurricane (1).
How does Bernalillo County's FEMA declaration record compare with the New Mexico average?
The typical New Mexico county has 12.5 FEMA declaration records; Bernalillo County has 11, or 12% fewer. Against the national county mean of 20.7, this county's total is 47% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Bernalillo County received?
Bernalillo County has received 4 major disaster declarations, representing 36% of all 11 disaster declarations.
How many flood insurance claims has Bernalillo County filed?
Bernalillo County has 173 National Flood Insurance Program (NFIP) claims totaling $1.4M in payments, with an average of $8.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Bernalillo County?
No. In Bernalillo County, Winter Weather has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $93.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Bernalillo County?
The most active year for disaster declarations in Bernalillo County was 2000, with 2 declarations. The county has FEMA disaster data spanning 2000 to 2020.
What is the FEMA National Risk Index score for Bernalillo County?
According to the FEMA National Risk Index, Bernalillo County, New Mexico has an overall risk score of 94.4 out of 100 (Relatively High). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $153.9M in annualized losses.
Which natural hazard poses the greatest risk to Bernalillo County?
The top hazard flagged by FEMA's NRI for Bernalillo County as of the latest release is Winter Weather (risk rating: Very High). Other significant hazards include Earthquake (Relatively Moderate) and Lightning (Very High). FEMA's modeled event frequency puts winter weather here at an average of 9.5 times per year, drawn from 181 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Bernalillo County · vintage 2026-08-25 · Methodology · New Mexico profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events